Residential delivery area · North Carolina
ZIP Code 28160: Spindale, NC
ZIP code 28160 is in Spindale, North Carolina, entirely in Rutherford County (Census 2020 ZIP-county file). About 3,700 people live there (Census Bureau, ACS 2020-2024). Median household income is $40,868 (Census Bureau, ACS 2020-2024). By Census place, 93% of its land lies in Spindale, and under 1% in smaller places; 6% is outside any Census place.
- ACS2020-24
- Census2020
- FHFA2024
- ZBP2023
- IRS2022
- Town
- Spindale · its only residential ZIP
- County
- Rutherford County
- Census places
- Spindale
- Neighborhoods
- Bakersville, Ellington Heights GeoNames
- Micro area
- Forest City, NC
- House district
- NC-14 119th Congress
- State
- North Carolina
- Time zone
- Eastern
- Land area
- 5.5 sq mi · 666 people per sq mi
Where is ZIP code 28160?
28160 centers on 35.361°, -81.922° and covers 5.5 square miles of land. It borders 2 ZIP codes: 28139, 28043.
The map draws ZIP code areas only. For the streets inside 28160, open its center on OpenStreetMap.
Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0); neighborhoods from the GeoNames gazetteer (CC BY 4.0), placed in this ZIP code by PlainZIP.
How does 28160 compare with the rest of Rutherford County?
| Measure | 28160 | In Rutherford County | In NC |
|---|---|---|---|
| People (ACS 2020-2024) | 3,665 | 8th of 16 | 483rd of 853 |
| Median household income | $41k | 9th of 9 | 510th of 528 |
| Median home value | $164k | not ranked | not ranked |
28160's median home value is not ranked: its 90% margin of error (±$44,184) is more than a quarter of the figure ($164,000). Rankings use ZIP codes of 1,000 or more people living in households, with margins at most 25% of the figure.
Its median household income is higher than in 6% of U.S. residential ZIP codes, and it is denser than 75% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).
How many people live in 28160?
The 2020 Census counted 3,869 people in 28160; the ACS, which samples households over 2020-2024, estimates 3,665. Between the 2010 and 2020 censuses its population fell 1.5% (its boundary stayed at least 90% the same).
- People, ACS 2020-2024
- 3,665
- 2020 Census count
- 3,869−1.5% since 2010 (3,929)
- Households
- 1,623
- Median age
- 46.4
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).
Who lives in 28160?
Of the 3,665 people the ACS estimates in 28160, 13.1% are under 18 and 21.4% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (70.5%), then Black (not Hispanic) (16.2%).
- Under 1813.1%
- 18 to 6465.5%
- 65 and older21.4%
- White, not Hispanic70.5%
- Black, not Hispanic16.2%
- Hispanic or Latino6.8%
- Other or two or more5.3%
- Asian, not Hispanic1.1%
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.
What do households in 28160 earn?
Median household income is $40,868 (ACS 2020-2024), the 9th highest of the 9 ranked ZIP codes in Rutherford County. It is not measurably different from 2015-2019 ($39,622 in 2024 dollars): the change is within the surveys' margins of error.
- Median household income
- $40,868±$4,692
- Income per person
- $25,655
- Below the poverty line
- 22.0%
- Unemployed (of the labor force)
- 15.0%
- Adults 25+ with a bachelor's degree
- 14.6%
- Adjusted gross income per tax return, 2022
- $43,6541,550 returns; wages 75% of AGI (IRS)
Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).
What are homes worth in 28160?
- Median home value (owners' estimate)
- $164,000
- Median gross rent
- $735
- Homes owned by their occupants
- 46.9%
- Housing units
- 1,876
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.
What businesses are in 28160?
124 business establishments had a location in this ZIP code in 2023, the same count as in 2018; the most are in retail trade (ZIP Code Business Patterns).
- Retail trade22
- Health care and social assistance21
- Accommodation and food services16
- Other services (except public administration)13
- Professional, scientific, and technical services9
- Finance and insurance8
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).
Which ZIP codes are next to 28160?
| ZIP | Town | People | Household income | Distance |
|---|---|---|---|---|
| 28139 | Rutherfordton | 20,008 | $57k | 4.2 mi |
| 28043 | Forest City | 20,930 | $42k | 4.4 mi |
| 28074 | Harris | 15 | – | 8.7 mi (near) |
| 28019 | Caroleen | 0 | – | 9.0 mi (near) |
| 28040 | Ellenboro | 6,961 | $59k | 9.8 mi (near) |
| 28167 | Union Mills | 2,253 | $60k | 10.3 mi (near) |
| 28076 | Henrietta | 105 | – | 10.8 mi (near) |
| 28018 | Bostic | 5,034 | $51k | 11.1 mi (near) |
Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.