ZIP Code 28160

ZIP code 28160 is classified by USPS as a standard delivery area and covers roughly 14.5 square miles in Spindale, Rutherford County, North Carolina. The area is home to 3,929 residents, producing a population density of 270 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 28160 against North Carolina and the nation.

On the economic side, the median household income for ZIP 28160 sits at $40,868 (41% below the North Carolina average), while per-capita income is $25,655. The poverty rate stands at 22.0% and the unemployment rate at 15.0%. On housing, the median home value is $164,000 (37% below the state average) with median rent at $735 per month, and 46.9% of occupied units are owner-occupied, a direct signal of whether 28160 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 14.6% of adults hold a bachelor's degree or higher, the median age is 46.4, and the average commute is —. We also surface 6 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Rutherford County, so you can benchmark 28160 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →