Lumberton, NC · standard

ZIP Code 28360

Robeson County, North Carolina - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

14,263
84/sq mi Moderate-density area
$46,598
Median income Below-median income area
$103,700
Median home value Below-median home value
14.0%
Bachelor's or higher Below-average bachelor's attainment

National ZIP placement

Lumberton pairs one of the lowest household incomes in the country with among the most affordable home values nationally, in a rural, homeowner-dominated area.

11th pct
household income, US ZIPs
11th pct
home value, US ZIPs
84
people per sq mi
73%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 28360 against every reporting US ZIP.

FHFA HPI release change

What changed in the latest House Price Index year

2023 -> 2024
  • FHFA House Price Index values in ZIP 28360 (Lumberton, NC) rose +23.1% from 2023 to 2024. The all-transactions index moved from 186.3 in 2023 to 229.3 in 2024 (2000 = 100).

Arithmetic difference between stored FHFA all-transactions ZIP House Price Index annual values - a developmental index from repeat sales and appraisals, not a transaction median, appraisal opinion, or forecast. Thin markets can move sharply.

National HPI changes Year-pair CSV

ZIP code 28360 is a mid-sized community (a standard USPS delivery area) in Lumberton, Robeson County, North Carolina, home to 14,263 residents across 170.2 square miles, a density of 84 people per square mile, in the New York time zone.

ZIP 28360 reports a modest median household income of $46,598 (33% below the average North Carolina ZIP), while per-capita income is $22,836. The poverty rate is 21.6%, so the area-level income figures should not be treated as typical household experience. Home values sit below the statewide ZIP benchmark: the median is $103,700 (60% below the average North Carolina ZIP), and median rent is $749; owner occupancy is 72.8%.

Formal educational attainment runs low here: just 14.0% of adults hold a bachelor's degree or higher, the median age is 38.5, and the average commute is 25 minutes. The page also surfaces 3 ZIP codes within roughly 10 miles and 6 more in Robeson County, so 28360 can be compared with both its immediate and county-level context.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

View your shortlist → Compare ZIPs →

Top industries in ZIP 28360

Top 5 sectors by establishment count in Lumberton, NC

Which industries have the most business establishments in ZIP 28360.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 28360, Lumberton, NC · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

14,263

Population

170.2

Area (sq mi)

84

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 28360?

38.5

Median Age

50.4%

Male

49.6%

Female

4.4%

Foreign-Born

White 17.4%
African American 14.0%
Asian 0.2%
American Indian or Alaska Native 58.7%
Native Hawaiian or Pacific Islander 0.2%
Two or More Ethnicities 3.1%
Hispanic or Latino 10.0%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$46,598

Median Household Income

-33% vs state ZIP avg

$22,836

Per Capita Income

21.6%

Poverty Rate

8.3%

Unemployment Rate

24.6 min

Mean Commute Time

How ZIP 28360 ranks among North Carolina ZIPs

Lumberton, NC household income vs. every North Carolina ZIP code

Median household income among 749 reporting North Carolina ZIPs (this ZIP's population is too small for a reliable national-corpus placement)

$46,598 14th percentile higher than 14% of 749 North Carolina ZIPs

This ZIP $0 $200K+ every North Carolina ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more North Carolina ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 49.4%
Bachelor's Degree or Higher 14.0%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

5,085

Total Housing Units

4,662

Occupied Units

423

Vacant Units

2.66

Avg Household Size

Occupancy Type

Owner 72.8%
Renter 27.2%

$103,700

Median Home Value

-60% vs state ZIP avg

$749

Median Rent

1990

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+23.1%

YoY Change (2024)

229

HPI Index (2000 = 100)

+129%

Total Change Since 2000

Home values in ZIP 28360 have increased 23.1% over the past year (2024). Since 2000, this ZIP has seen +129% cumulative appreciation.

Year Annual Change HPI Index
2020 +10.8% 130
2021 +4.9% 136
2022 +14.9% 156
2023 +19.1% 186
2024 +23.1% 229

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 125 business establishments in ZIP 28360, employing approximately 2,253 people with a combined annual payroll of $95,643,000.

125

Businesses

2,253

Employees

$95.6M

Annual Payroll

11

Industry Sectors

Industry Establishments % of Total
Retail trade 21 16.8%
Construction 16 12.8%
Accommodation and food services 15 12.0%
Other services (except public administration) 14 11.2%
Transportation and warehousing 12 9.6%
Health care and social assistance 10 8.0%
Administrative and support and waste management and remediation services 8 6.4%
Wholesale trade 6 4.8%
Manufacturing 5 4.0%
Real estate and rental and leasing 5 4.0%
Professional, scientific, and technical services 5 4.0%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 28360 vs 28372 →

ZIP 28360 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 28360 ranks #3 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 28360 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 28360 ranks #3 of 4 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
28372 Pembroke, NC 14,783 6.1 mi
28358 Lumberton, NC 38,738 8.9 mi
28384 Saint Pauls, NC 12,097 10.8 mi

Nationwide ZIPs with similar ACS profiles

Two Census-derived peer sets for ZIP 28360, both outside NC so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).

Similar population

Nearest cross-state ZIPs by resident population (14,263 here; floor ≥1,000).

Similar median household income

Nearest cross-state ZIPs by ACS median household income.

More ZIP Codes in Robeson County

Frequently Asked Questions

What county is ZIP code 28360 in?

ZIP code 28360 (Lumberton) is located in Robeson County, North Carolina. Robeson County contains multiple ZIP codes, see the full list at /counties/robeson-nc.

What is the population of ZIP code 28360?

ZIP code 28360 in Lumberton, NC has a population of 14,263 according to the Census Bureau ACS 2023 estimates.

What is the median household income in ZIP 28360?

The median household income in ZIP 28360 is $46,598, which is 39% below the national average of $76,288.

What is the average home value in ZIP 28360?

The median home value in ZIP 28360 is $103,700, which is 63% below the national average of $278,155.

What is the demographic makeup of ZIP 28360?

The largest racial group in ZIP 28360 is American Indian or Alaska Native at 58.7%. Hispanic or Latino residents make up 10.0% of the population.

How many businesses are in ZIP code 28360?

ZIP code 28360 has 125 business establishments employing approximately 2,253 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.

What are the main industries in ZIP code 28360?

The top industries by establishment count in ZIP 28360 are: Retail trade (21), Construction (16), Accommodation and food services (15). There are 11 industry sectors represented in total.

How have home values changed in ZIP code 28360?

According to the FHFA House Price Index, home values in ZIP 28360 increased by 23.1% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 129%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.

What is the education level in ZIP code 28360?

In ZIP code 28360, 49.4% of residents aged 25+ have a high school diploma or higher, and 14.0% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).

What is the average commute time in ZIP 28360?

The mean commute time for workers in ZIP code 28360 is 24.6 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.

What percentage of residents own vs. rent in ZIP 28360?

In ZIP code 28360, approximately 72.8% of occupied housing units are owner-occupied and 27.2% are renter-occupied, based on Census ACS 2023 data.

What is the poverty rate in ZIP code 28360?

The poverty rate in ZIP code 28360 is 21.6% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP 28360's figures come from ACS 5-Year Estimates, Census ZIP Code Business Patterns, and the FHFA House Price Index. See our methodology for details.

Related

Compare this ZIP with another

Read our methodology : how this data is sourced, computed, and verified.

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What to do with ZIP 28360's numbers, next.

ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.