Residential delivery area · North Carolina
ZIP Code 28431: Chadbourn, NC
ZIP code 28431 uses the postal name Chadbourn, North Carolina and lies entirely in Columbus County (Census 2020 ZIP-county file). About 5,900 people live there (Census Bureau, ACS 2020-2024). Median household income is $40,888 (Census Bureau, ACS 2020-2024). By Census place, 3% of its land lies in Chadbourn; 97% is outside any Census place.
- ACS2020-24
- Census2020
- FHFA2022
- ZBP2023
- IRS2022
- Town
- Chadbourn · its only residential ZIP
- County
- Columbus County
- Census places
- Chadbourn
- House district
- NC-7 119th Congress
- State
- North Carolina
- Time zone
- Eastern
- Land area
- 78.5 sq mi · 75 people per sq mi
Where is ZIP code 28431?
28431 centers on 34.317°, -78.845° and covers 78.5 square miles of land plus 0.2 of water. It borders 5 ZIP codes: 28430, 28438, 28472, 28432, 28463.
The map draws ZIP code areas only. For the streets inside 28431, open its center on OpenStreetMap.
Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).
How does 28431 compare with the rest of Columbus County?
| Measure | 28431 | In Columbus County | In NC |
|---|---|---|---|
| People (ACS 2020-2024) | 5,901 | 4th of 16 | 414th of 853 |
| Median household income | $41k | 9th of 10 | 509th of 528 |
| Median home value | $136k | 6th of 10 | 515th of 572 |
Its median household income is higher than in 6% of U.S. residential ZIP codes, and it is denser than 49% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).
How many people live in 28431?
The 2020 Census counted 6,255 people in 28431; the ACS, which samples households over 2020-2024, estimates 5,901. Between the 2010 and 2020 censuses its population fell 11.9% (its boundary stayed at least 90% the same).
- People, ACS 2020-2024
- 5,901±701 (90% margin)
- 2020 Census count
- 6,255−11.9% since 2010 (7,102)
- Households
- 2,835
- Median age
- 49.4
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).
Who lives in 28431?
Of the 5,901 people the ACS estimates in 28431, 20.6% are under 18 and 22.6% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (60.5%), then Black (not Hispanic) (33.4%).
- Under 1820.6%
- 18 to 6456.8%
- 65 and older22.6%
- White, not Hispanic60.5%
- Black, not Hispanic33.4%
- Other or two or more4.3%
- Hispanic or Latino1.7%
- Asian, not Hispanic0.0%
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.
What do households in 28431 earn?
Median household income is $40,888 (ACS 2020-2024), the 9th highest of the 10 ranked ZIP codes in Columbus County. It is not measurably different from 2015-2019 ($38,033 in 2024 dollars): the change is within the surveys' margins of error.
- Median household income
- $40,888±$8,314
- Income per person
- $28,525
- Below the poverty line
- 28.1%
- Unemployed (of the labor force)
- 2.9%
- Adults 25+ with a bachelor's degree
- 12.3%
- Adjusted gross income per tax return, 2022
- $48,8862,530 returns; wages 77% of AGI (IRS)
Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).
What are homes worth in 28431?
- Median home value (owners' estimate)
- $136,000
- Median gross rent
- $767
- Homes owned by their occupants
- 66.3%
- Housing units
- 3,279
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.
What businesses are in 28431?
77 business establishments had a location in this ZIP code in 2023, 2 fewer than in 2018; the most are in retail trade (ZIP Code Business Patterns).
- Retail trade23
- Health care and social assistance11
- Construction9
- Other services (except public administration)8
- Accommodation and food services5
- Administrative and support and waste management and remediation services4
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).
Which ZIP codes are next to 28431?
| ZIP | Town | People | Household income | Distance |
|---|---|---|---|---|
| 28430 | Cerro Gordo | 1,573 | $68k | 5.5 mi |
| 28438 | Evergreen | 1,582 | $59k | 8.1 mi |
| 28472 | Whiteville | 16,780 | $42k | 8.8 mi |
| 28432 | Clarendon | 1,656 | $91k | 11.4 mi |
| 28463 | Tabor City | 7,522 | $45k | 14.9 mi |
| 28424 | Brunswick | 90 | $49k | 8.5 mi (near) |
| 28439 | Fair Bluff | 1,190 | $32k | 9.2 mi (near) |
| 29545 | Green Sea, SC | 1,767 | $42k | 12.7 mi (near) |
| 28369 | Orrum | 1,878 | $40k | 12.8 mi (near) |
Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.