Bayboro, NC · standard

ZIP Code 28515

Pamlico County, North Carolina — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

2,915
21/sq mi
$31,715
Median income
$157,700
Median home value
10.3%
Bachelor's or higher

The verdict

Bayboro pairs one of the lowest household incomes in the country with below-median home values, in a rural, homeowner-dominated area.

2th pct
household income, US ZIPs
28th pct
home value, US ZIPs
21
people per sq mi
71%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 28515 against every reporting US ZIP.

ZIP code 28515 is classified by USPS as a standard delivery area and covers roughly 142.2 square miles in Bayboro, Pamlico County, North Carolina. The area is home to 2,915 residents, producing a population density of 21 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 28515 against North Carolina and the nation.

On the economic side, the median household income for ZIP 28515 sits at $31,715 (54% below the North Carolina average), while per-capita income is $20,949. The poverty rate stands at 19.4% and the unemployment rate at 2.6%. On housing, the median home value is $157,700 (39% below the state average) with median rent at $591 per month, and 71.1% of occupied units are owner-occupied, a direct signal of whether 28515 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 10.3% of adults hold a bachelor's degree or higher, the median age is 47, and the average commute is 22 minutes. We also surface 5 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Pamlico County, so you can benchmark 28515 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 28515

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 28515.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 28515, Bayboro, NC · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

2,915

Population

142.2

Area (sq mi)

21

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 28515?

47.0

Median Age

59.9%

Male

40.1%

Female

1.1%

Foreign-Born

White 46.9%
African American 42.7%
Asian 0.0%
American Indian or Alaska Native 0.1%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 9.7%
Hispanic or Latino 2.3%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$31,715

Median Household Income

-54% vs state

$20,949

Per Capita Income

19.4%

Poverty Rate

2.6%

Unemployment Rate

21.8 min

Mean Commute Time

How ZIP 28515 ranks nationally

Household income vs. every US ZIP code

Median household income — the full national distribution, with this ZIP marked

$31,715 2nd percentile higher than 2% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). This entry sits in this band. $40,000–$60,000: 7,092 US ZIPs (23%). Above this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 52.7%
Bachelor's Degree or Higher 10.3%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

1,340

Total Housing Units

977

Occupied Units

363

Vacant Units

2.20

Avg Household Size

Occupancy Type

Owner 71.1%
Renter 28.9%

$157,700

Median Home Value

-39% vs state

$591

Median Rent

1978

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 47 business establishments in ZIP 28515, employing approximately 335 people with a combined annual payroll of $14,926,000.

47

Businesses

335

Employees

$14.9M

Annual Payroll

6

Industry Sectors

Industry Establishments % of Total
Retail trade 13 27.7%
Health care and social assistance 11 23.4%
Other services (except public administration) 5 10.6%
Professional, scientific, and technical services 4 8.5%
Transportation and warehousing 3 6.4%
Finance and insurance 3 6.4%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 28515 vs 28587 →

ZIP 28515 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 28515 ranks the most populous — useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 28515 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 28515 ranks #4 of 4 neighboring ZIPs — local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
28587 Vandemere, NC 369 2.1 mi
28583 Stonewall, NC 281 3.9 mi
28556 Merritt, NC 963 4.9 mi
28571 Oriental, NC 2,585 8.7 mi
27806 Aurora, NC 2,331 8.4 mi

More ZIP Codes in Pamlico County

Frequently Asked Questions

What county is ZIP code 28515 in?
ZIP code 28515 (Bayboro) is located in Pamlico County, North Carolina. Pamlico County contains multiple ZIP codes, see the full list at /counties/pamlico-nc.
What is the population of ZIP code 28515?
ZIP code 28515 in Bayboro, NC has a population of 2,915 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 28515?
The median household income in ZIP 28515 is $31,715, which is 58% below the national average of $76,288.
What is the average home value in ZIP 28515?
The median home value in ZIP 28515 is $157,700, which is 43% below the national average of $278,155.
What is the demographic makeup of ZIP 28515?
The largest racial group in ZIP 28515 is White at 46.9%. Hispanic or Latino residents make up 2.3% of the population.
How many businesses are in ZIP code 28515?
ZIP code 28515 has 47 business establishments employing approximately 335 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 28515?
The top industries by establishment count in ZIP 28515 are: Retail trade (13), Health care and social assistance (11), Other services (except public administration) (5). There are 6 industry sectors represented in total.
What is the education level in ZIP code 28515?
In ZIP code 28515, 52.7% of residents aged 25+ have a high school diploma or higher, and 10.3% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 28515?
The mean commute time for workers in ZIP code 28515 is 21.8 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 28515?
In ZIP code 28515, approximately 71.1% of occupied housing units are owner-occupied and 28.9% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 28515?
The poverty rate in ZIP code 28515 is 19.4% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for Bayboro, NC

Verify and explore additional data for this area using these official government sources.