ZIP Code 28631

ZIP code 28631 is classified by USPS as a standard delivery area and covers roughly 64.3 square miles in Grassy Creek, Ashe County, North Carolina. The area is home to 637 residents, producing a population density of 10 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 28631 against North Carolina and the nation.

On the economic side, the median household income for ZIP 28631 sits at —, while per-capita income is $19,420. The poverty rate stands at 52.3% and the unemployment rate at 10.1%. On housing, the median home value is — with median rent at — per month, and 72.3% of occupied units are owner-occupied, a direct signal of whether 28631 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 5.6% of adults hold a bachelor's degree or higher, the median age is 45.1, and the average commute is —. We also surface 8 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Ashe County, so you can benchmark 28631 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →