Harmony, NC · standard
ZIP Code 28634
Iredell County, North Carolina - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 5,225
- 32/sq mi Moderate-density area
- $60,426
- Median income Below-median income area
- $152,700
- Median home value Below-median home value
- 15.0%
- Bachelor's or higher Below-average bachelor's attainment
National ZIP placement
Harmony pairs a below-median household income with below-median home values, in a rural, homeowner-dominated area.
- 30th pct
- household income, US ZIPs
- 26th pct
- home value, US ZIPs
- 32
- people per sq mi
- 77%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 28634 against every reporting US ZIP.
ZIP code 28634 is a mid-sized community (a standard USPS delivery area) in Harmony, Iredell County, North Carolina, home to 5,225 residents across 163.3 square miles, a density of 32 people per square mile, in the New York time zone.
ZIP 28634 reports a modest median household income of $60,426 (13% below the average North Carolina ZIP), while per-capita income is $30,939. The poverty rate is 15.5%, with unemployment at 0.9%; those measures add context to the income figure. Home values sit below the statewide ZIP benchmark: the median is $152,700 (41% below the average North Carolina ZIP), and median rent is $982; owner occupancy is 77.3%.
Educational attainment sits below the national norm: 15.0% of adults hold a bachelor's degree or higher, the median age is 39.7, and the average commute is 27 minutes. The page also surfaces 4 ZIP codes within roughly 10 miles and 6 more in Iredell County, so 28634 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 28634
Top 5 sectors by establishment count in Harmony, NC
Which industries have the most business establishments in ZIP 28634.
- Retail trade
Retail trade
19 establishments
- Other services (except public administration)
Other services (except public administration)
15 establishments
- Construction
Construction
14 establishments
- Manufacturing 6
Manufacturing
6 establishments
- Wholesale trade 5
Wholesale trade
5 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 28634, Harmony, NC · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
5,225
Population
163.3
Area (sq mi)
32
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 28634?
39.7
Median Age
50.5%
Male
49.5%
Female
3.5%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$60,426
Median Household Income
-13% vs state ZIP avg
$30,939
Per Capita Income
15.5%
Poverty Rate
0.9%
Unemployment Rate
27.0 min
Mean Commute Time
How ZIP 28634 ranks among North Carolina ZIPs
Harmony, NC household income vs. every North Carolina ZIP code
Median household income among 749 reporting North Carolina ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$60,426 40th percentile higher than 40% of 749 North Carolina ZIPs
Each bar is a $20K-wide band; taller bars hold more North Carolina ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
2,486housing units
2,486
Total Housing Units
2,146
Occupied Units
340
Vacant Units
2.49
Avg Household Size
Occupancy Type
$152,700
Median Home Value
-41% vs state ZIP avg
$982
Median Rent
1983
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+15.8%
YoY Change (2022)
220
HPI Index (2000 = 100)
+120%
Total Change Since 2000
Home values in ZIP 28634 have increased 15.8% over the past year (2022). Since 2000, this ZIP has seen +120% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2018 | +9.3% | 146 |
| 2019 | +7.9% | 157 |
| 2020 | +7.4% | 169 |
| 2021 | +12.5% | 190 |
| 2022 | +15.8% | 220 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2022. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 81 business establishments in ZIP 28634, employing approximately 550 people with a combined annual payroll of $22,572,000.
81
Businesses
550
Employees
$22.6M
Annual Payroll
9
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 19 | 23.5% |
| Other services (except public administration) | 15 | 18.5% |
| Construction | 14 | 17.3% |
| Manufacturing | 6 | 7.4% |
| Wholesale trade | 5 | 6.2% |
| Transportation and warehousing | 5 | 6.2% |
| Health care and social assistance | 5 | 6.2% |
| Accommodation and food services | 4 | 4.9% |
| Administrative and support and waste management and remediation services | 3 | 3.7% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 28634 vs 28660 →
ZIP 28634 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 28625
Statesville (28625)
36,189 residents
- 27055 14,200
Yadkinville (27055)
14,200 residents
- 27020 6,421
Hamptonville (27020)
6,421 residents
- 28634 5,225
Harmony (28634)
5,225 residents
- 28660 2,249
Olin (28660)
2,249 residents
What this shows Among its immediate neighbors, ZIP 28634 ranks #4 by population - useful context the national average alone can't give.
ZIP 28634 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 28660
Olin (28660)
$77,278 median income
- 27055
Yadkinville (27055)
$65,970 median income
- 28625
Statesville (28625)
$64,060 median income
- 28634
Harmony (28634)
$60,426 median income
- 27020
Hamptonville (27020)
$50,489 median income
What this shows By household income, ZIP 28634 ranks #4 of 5 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 28634, both outside NC so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (5,225 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Iredell County
Related Areas
Frequently Asked Questions
What county is ZIP code 28634 in?
ZIP code 28634 (Harmony) is located in Iredell County, North Carolina. Iredell County contains multiple ZIP codes, see the full list at /counties/iredell-nc.
What is the population of ZIP code 28634?
ZIP code 28634 in Harmony, NC has a population of 5,225 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 28634?
The median household income in ZIP 28634 is $60,426, which is 21% below the national average of $76,288.
What is the average home value in ZIP 28634?
The median home value in ZIP 28634 is $152,700, which is 45% below the national average of $278,155.
What is the demographic makeup of ZIP 28634?
The largest racial group in ZIP 28634 is White at 84.5%. Hispanic or Latino residents make up 8.0% of the population.
How many businesses are in ZIP code 28634?
ZIP code 28634 has 81 business establishments employing approximately 550 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 28634?
The top industries by establishment count in ZIP 28634 are: Retail trade (19), Other services (except public administration) (15), Construction (14). There are 9 industry sectors represented in total.
How have home values changed in ZIP code 28634?
According to the FHFA House Price Index, home values in ZIP 28634 increased by 15.8% in 2022. Since 2000, home values in this ZIP have appreciated by approximately 120%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 28634?
In ZIP code 28634, 50.5% of residents aged 25+ have a high school diploma or higher, and 15.0% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 28634?
The mean commute time for workers in ZIP code 28634 is 27.0 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 28634?
In ZIP code 28634, approximately 77.3% of occupied housing units are owner-occupied and 22.7% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 28634?
The poverty rate in ZIP code 28634 is 15.5% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 28634's numbers, next.
- See how ZIP 28634 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Harmony, NC ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.