PlainZIP

Jonesville, NC · standard

ZIP Code 28642

Yadkin County, North Carolina - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

5,745
61/sq mi
$44,543
Median income
$144,500
Median home value
12.9%
Bachelor's or higher

The verdict

Jonesville pairs one of the lowest household incomes in the country with among the most affordable home values nationally, in a rural, homeowner-dominated area.

9th pct
household income, US ZIPs
24th pct
home value, US ZIPs
61
people per sq mi
62%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 28642 against every reporting US ZIP.

ZIP code 28642 is a mid-sized community (a standard USPS delivery area) in Jonesville, Yadkin County, North Carolina, home to 5,745 residents across 94.5 square miles, a density of 61 people per square mile, in the New York time zone.

ZIP 28642 reports a modest median household income of $44,543 (36% below the North Carolina average), while per-capita income is $31,922. The poverty rate stands at 15.3% and the unemployment rate at 4.9%. On housing, the median home value is $144,500 (44% below the state average) with median rent at $642 per month, and 62.3% of occupied units are owner-occupied.

Formal educational attainment runs low here: just 12.9% of adults hold a bachelor's degree or higher, the median age is 43.2, and the average commute is -. To put 28642 in local context, 5 ZIP codes within roughly 10 miles appear further down this page alongside 4 additional ZIPs in Yadkin County, for a geography-aware comparison.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 28642

Top 5 sectors by establishment count in Jonesville, NC

Which industries have the most business establishments in ZIP 28642.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 28642, Jonesville, NC · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

5,745

Population

94.5

Area (sq mi)

61

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 28642?

43.2

Median Age

50.0%

Male

50.0%

Female

4.0%

Foreign-Born

White 82.1%
African American 5.1%
Asian 0.0%
American Indian or Alaska Native 0.1%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 5.4%
Hispanic or Latino 10.2%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$44,543

Median Household Income

-36% vs state

$31,922

Per Capita Income

15.3%

Poverty Rate

4.9%

Unemployment Rate

How ZIP 28642 ranks nationally

Jonesville, NC household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$44,543 9th percentile higher than 9% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). This entry sits in this band. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 45.6%
Bachelor's Degree or Higher 12.9%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

2,617

Total Housing Units

2,358

Occupied Units

259

Vacant Units

2.38

Avg Household Size

Occupancy Type

Owner 62.3%
Renter 37.7%

$144,500

Median Home Value

-44% vs state

$642

Median Rent

1973

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

-5.1%

YoY Change (2023)

175

HPI Index (2000 = 100)

+75%

Total Change Since 2000

Home values in ZIP 28642 have decreased 5.1% over the past year (2023). Since 2000, this ZIP has seen +75% cumulative appreciation.

Year Annual Change HPI Index
2019 +7.2% 135
2020 +9.4% 147
2021 +5.5% 155
2022 +18.7% 184
2023 -5.1% 175

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2023. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 119 business establishments in ZIP 28642, employing approximately 1,511 people with a combined annual payroll of $61,462,000.

119

Businesses

1,511

Employees

$61.5M

Annual Payroll

14

Industry Sectors

Industry Establishments % of Total
Retail trade 22 18.5%
Accommodation and food services 20 16.8%
Other services (except public administration) 18 15.1%
Construction 10 8.4%
Health care and social assistance 9 7.6%
Administrative and support and waste management and remediation services 7 5.9%
Real estate and rental and leasing 5 4.2%
Wholesale trade 4 3.4%
Transportation and warehousing 4 3.4%
Finance and insurance 4 3.4%
Utilities 3 2.5%
Manufacturing 3 2.5%
Information 3 2.5%
Professional, scientific, and technical services 3 2.5%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 28642 vs 28621 →

ZIP 28642 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 28642 ranks #3 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 28642 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 28642 ranks #6 of 6 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
28621 Elkin, NC 10,472 6.2 mi
27011 Boonville, NC 5,497 6.9 mi
28670 Ronda, NC 2,719 6.1 mi
27020 Hamptonville, NC 6,421 8.2 mi
28676 State Road, NC 3,483 7.9 mi

More ZIP Codes in Yadkin County

27055 standard
Yadkinville, NC
Pop: 14,200
27018 standard
East Bend, NC
Pop: 7,655
27020 standard
Hamptonville, NC
Pop: 6,421
27011 standard
Boonville, NC
Pop: 5,497

Related Areas

Yadkin County Jonesville, NC North Carolina

Frequently Asked Questions

What county is ZIP code 28642 in? ▼
ZIP code 28642 (Jonesville) is located in Yadkin County, North Carolina. Yadkin County contains multiple ZIP codes, see the full list at /counties/yadkin-nc.
What is the population of ZIP code 28642? ▼
ZIP code 28642 in Jonesville, NC has a population of 5,745 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 28642? ▼
The median household income in ZIP 28642 is $44,543, which is 42% below the national average of $76,288.
What is the average home value in ZIP 28642? ▼
The median home value in ZIP 28642 is $144,500, which is 48% below the national average of $278,155.
What is the demographic makeup of ZIP 28642? ▼
The largest racial group in ZIP 28642 is White at 82.1%. Hispanic or Latino residents make up 10.2% of the population.
How many businesses are in ZIP code 28642? ▼
ZIP code 28642 has 119 business establishments employing approximately 1,511 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 28642? ▼
The top industries by establishment count in ZIP 28642 are: Retail trade (22), Accommodation and food services (20), Other services (except public administration) (18). There are 14 industry sectors represented in total.
How have home values changed in ZIP code 28642? ▼
According to the FHFA House Price Index, home values in ZIP 28642 decreased by 5.1% in 2023. Since 2000, home values in this ZIP have appreciated by approximately 75%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 28642? ▼
In ZIP code 28642, 45.6% of residents aged 25+ have a high school diploma or higher, and 12.9% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 28642? ▼
In ZIP code 28642, approximately 62.3% of occupied housing units are owner-occupied and 37.7% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 28642? ▼
The poverty rate in ZIP code 28642 is 15.3% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.