Jonesville, NC · standard
ZIP Code 28642
Yadkin County, North Carolina - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 5,745
- 61/sq mi Moderate-density area
- $44,543
- Median income Below-median income area
- $144,500
- Median home value Below-median home value
- 12.9%
- Bachelor's or higher Below-average bachelor's attainment
National ZIP placement
Jonesville pairs one of the lowest household incomes in the country with among the most affordable home values nationally, in a rural, homeowner-dominated area.
- 9th pct
- household income, US ZIPs
- 24th pct
- home value, US ZIPs
- 61
- people per sq mi
- 62%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 28642 against every reporting US ZIP.
ZIP code 28642 is a mid-sized community (a standard USPS delivery area) in Jonesville, Yadkin County, North Carolina, home to 5,745 residents across 94.5 square miles, a density of 61 people per square mile, in the New York time zone.
ZIP 28642 reports a modest median household income of $44,543 (36% below the average North Carolina ZIP), while per-capita income is $31,922. The poverty rate is 15.3%, with unemployment at 4.9%; those measures add context to the income figure. Home values sit below the statewide ZIP benchmark: the median is $144,500 (44% below the average North Carolina ZIP), and median rent is $642; owner occupancy is 62.3%.
Formal educational attainment runs low here: just 12.9% of adults hold a bachelor's degree or higher, the median age is 43.2, and the average commute is -. The page also surfaces 5 ZIP codes within roughly 10 miles and 4 more in Yadkin County, so 28642 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 28642
Top 5 sectors by establishment count in Jonesville, NC
Which industries have the most business establishments in ZIP 28642.
- Retail trade
Retail trade
22 establishments
- Accommodation and food services
Accommodation and food services
20 establishments
- Other services (except public administration)
Other services (except public administration)
18 establishments
- Construction
Construction
10 establishments
- Health care and social assistance
Health care and social assistance
9 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 28642, Jonesville, NC · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
5,745
Population
94.5
Area (sq mi)
61
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 28642?
43.2
Median Age
50.0%
Male
50.0%
Female
4.0%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$44,543
Median Household Income
-36% vs state ZIP avg
$31,922
Per Capita Income
15.3%
Poverty Rate
4.9%
Unemployment Rate
How ZIP 28642 ranks among North Carolina ZIPs
Jonesville, NC household income vs. every North Carolina ZIP code
Median household income among 749 reporting North Carolina ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$44,543 10th percentile higher than 10% of 749 North Carolina ZIPs
Each bar is a $20K-wide band; taller bars hold more North Carolina ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
2,617housing units
2,617
Total Housing Units
2,358
Occupied Units
259
Vacant Units
2.38
Avg Household Size
Occupancy Type
$144,500
Median Home Value
-44% vs state ZIP avg
$642
Median Rent
1973
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
-5.1%
YoY Change (2023)
175
HPI Index (2000 = 100)
+75%
Total Change Since 2000
Home values in ZIP 28642 have decreased 5.1% over the past year (2023). Since 2000, this ZIP has seen +75% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2019 | +7.2% | 135 |
| 2020 | +9.4% | 147 |
| 2021 | +5.5% | 155 |
| 2022 | +18.7% | 184 |
| 2023 | -5.1% | 175 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2023. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 119 business establishments in ZIP 28642, employing approximately 1,511 people with a combined annual payroll of $61,462,000.
119
Businesses
1,511
Employees
$61.5M
Annual Payroll
14
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 22 | 18.5% |
| Accommodation and food services | 20 | 16.8% |
| Other services (except public administration) | 18 | 15.1% |
| Construction | 10 | 8.4% |
| Health care and social assistance | 9 | 7.6% |
| Administrative and support and waste management and remediation services | 7 | 5.9% |
| Real estate and rental and leasing | 5 | 4.2% |
| Wholesale trade | 4 | 3.4% |
| Transportation and warehousing | 4 | 3.4% |
| Finance and insurance | 4 | 3.4% |
| Utilities | 3 | 2.5% |
| Manufacturing | 3 | 2.5% |
| Information | 3 | 2.5% |
| Professional, scientific, and technical services | 3 | 2.5% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 28642 vs 28621 →
ZIP 28642 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 28621
Elkin (28621)
10,472 residents
- 27020
Hamptonville (27020)
6,421 residents
- 28642
Jonesville (28642)
5,745 residents
- 27011
Boonville (27011)
5,497 residents
- 28676 3,483
State Road (28676)
3,483 residents
- 28670 2,719
Ronda (28670)
2,719 residents
What this shows Among its immediate neighbors, ZIP 28642 ranks #3 by population - useful context the national average alone can't give.
ZIP 28642 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 27011
Boonville (27011)
$65,698 median income
- 28676
State Road (28676)
$60,833 median income
- 28621
Elkin (28621)
$53,616 median income
- 27020
Hamptonville (27020)
$50,489 median income
- 28670
Ronda (28670)
$49,567 median income
- 28642
Jonesville (28642)
$44,543 median income
What this shows By household income, ZIP 28642 ranks #6 of 6 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 28642, both outside NC so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (5,745 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Yadkin County
Related Areas
Frequently Asked Questions
What county is ZIP code 28642 in?
ZIP code 28642 (Jonesville) is located in Yadkin County, North Carolina. Yadkin County contains multiple ZIP codes, see the full list at /counties/yadkin-nc.
What is the population of ZIP code 28642?
ZIP code 28642 in Jonesville, NC has a population of 5,745 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 28642?
The median household income in ZIP 28642 is $44,543, which is 42% below the national average of $76,288.
What is the average home value in ZIP 28642?
The median home value in ZIP 28642 is $144,500, which is 48% below the national average of $278,155.
What is the demographic makeup of ZIP 28642?
The largest racial group in ZIP 28642 is White at 82.1%. Hispanic or Latino residents make up 10.2% of the population.
How many businesses are in ZIP code 28642?
ZIP code 28642 has 119 business establishments employing approximately 1,511 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 28642?
The top industries by establishment count in ZIP 28642 are: Retail trade (22), Accommodation and food services (20), Other services (except public administration) (18). There are 14 industry sectors represented in total.
How have home values changed in ZIP code 28642?
According to the FHFA House Price Index, home values in ZIP 28642 decreased by 5.1% in 2023. Since 2000, home values in this ZIP have appreciated by approximately 75%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 28642?
In ZIP code 28642, 45.6% of residents aged 25+ have a high school diploma or higher, and 12.9% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 28642?
In ZIP code 28642, approximately 62.3% of occupied housing units are owner-occupied and 37.7% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 28642?
The poverty rate in ZIP code 28642 is 15.3% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 28642's numbers, next.
- See how ZIP 28642 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Jonesville, NC ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.