Jonesville, NC · standard
ZIP Code 28642
Yadkin County, North Carolina — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 5,745
- 61/sq mi
- $44,543
- Median income
- $144,500
- Median home value
- 12.9%
- Bachelor's or higher
The verdict
Jonesville pairs one of the lowest household incomes in the country with among the most affordable home values nationally, in a rural, homeowner-dominated area.
- 9th pct
- household income, US ZIPs
- 24th pct
- home value, US ZIPs
- 61
- people per sq mi
- 62%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 28642 against every reporting US ZIP.
ZIP code 28642 is classified by USPS as a standard delivery area and covers roughly 94.5 square miles in Jonesville, Yadkin County, North Carolina. The area is home to 5,745 residents, producing a population density of 61 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 28642 against North Carolina and the nation.
On the economic side, the median household income for ZIP 28642 sits at $44,543 (36% below the North Carolina average), while per-capita income is $31,922. The poverty rate stands at 15.3% and the unemployment rate at 4.9%. On housing, the median home value is $144,500 (44% below the state average) with median rent at $642 per month, and 62.3% of occupied units are owner-occupied, a direct signal of whether 28642 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 12.9% of adults hold a bachelor's degree or higher, the median age is 43.2, and the average commute is —. We also surface 5 nearby ZIP codes within roughly 10 miles and 4 additional ZIPs sharing Yadkin County, so you can benchmark 28642 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 28642
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 28642.
- Retail trade
Retail trade
22 establishments
- Accommodation and food services
Accommodation and food services
20 establishments
- Other services (except public administration)
Other services (except public administration)
18 establishments
- Construction
Construction
10 establishments
- Health care and social assistance
Health care and social assistance
9 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 28642, Jonesville, NC · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
5,745
Population
94.5
Area (sq mi)
61
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 28642?
43.2
Median Age
50.0%
Male
50.0%
Female
4.0%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$44,543
Median Household Income
-36% vs state
$31,922
Per Capita Income
15.3%
Poverty Rate
4.9%
Unemployment Rate
How ZIP 28642 ranks nationally
Household income vs. every US ZIP code
Median household income — the full national distribution, with this ZIP marked
$44,543 9th percentile higher than 9% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
2,617
Total Housing Units
2,358
Occupied Units
259
Vacant Units
2.38
Avg Household Size
Occupancy Type
$144,500
Median Home Value
-44% vs state
$642
Median Rent
1973
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
-5.1%
YoY Change (2023)
175
HPI Index (2000 = 100)
+75%
Total Change Since 2000
Home values in ZIP 28642 have decreased 5.1% over the past year (2023). Since 2000, this ZIP has seen +75% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2019 | +7.2% | 135 |
| 2020 | +9.4% | 147 |
| 2021 | +5.5% | 155 |
| 2022 | +18.7% | 184 |
| 2023 | -5.1% | 175 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2023. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 119 business establishments in ZIP 28642, employing approximately 1,511 people with a combined annual payroll of $61,462,000.
119
Businesses
1,511
Employees
$61.5M
Annual Payroll
14
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 22 | 18.5% |
| Accommodation and food services | 20 | 16.8% |
| Other services (except public administration) | 18 | 15.1% |
| Construction | 10 | 8.4% |
| Health care and social assistance | 9 | 7.6% |
| Administrative and support and waste management and remediation services | 7 | 5.9% |
| Real estate and rental and leasing | 5 | 4.2% |
| Wholesale trade | 4 | 3.4% |
| Transportation and warehousing | 4 | 3.4% |
| Finance and insurance | 4 | 3.4% |
| Utilities | 3 | 2.5% |
| Manufacturing | 3 | 2.5% |
| Information | 3 | 2.5% |
| Professional, scientific, and technical services | 3 | 2.5% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 28642 vs 28621 →
ZIP 28642 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 28621
Elkin (28621)
10,472 residents
- 27020
Hamptonville (27020)
6,421 residents
- 28642
Jonesville (28642)
5,745 residents
- 27011
Boonville (27011)
5,497 residents
- 28676 3,483
State Road (28676)
3,483 residents
- 28670 2,719
Ronda (28670)
2,719 residents
What this shows Among its immediate neighbors, ZIP 28642 ranks #3 by population — useful context the national average alone can't give.
ZIP 28642 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 27011
Boonville (27011)
$65,698 median income
- 28676
State Road (28676)
$60,833 median income
- 28621
Elkin (28621)
$53,616 median income
- 27020
Hamptonville (27020)
$50,489 median income
- 28670
Ronda (28670)
$49,567 median income
- 28642
Jonesville (28642)
$44,543 median income
What this shows By household income, ZIP 28642 ranks #6 of 6 neighboring ZIPs — local affluence varies block to block, not just metro to metro.
More ZIP Codes in Yadkin County
Related Areas
Frequently Asked Questions
What county is ZIP code 28642 in? ▼
What is the population of ZIP code 28642? ▼
What is the median household income in ZIP 28642? ▼
What is the average home value in ZIP 28642? ▼
What is the demographic makeup of ZIP 28642? ▼
How many businesses are in ZIP code 28642? ▼
What are the main industries in ZIP code 28642? ▼
How have home values changed in ZIP code 28642? ▼
What is the education level in ZIP code 28642? ▼
What percentage of residents own vs. rent in ZIP 28642? ▼
What is the poverty rate in ZIP code 28642? ▼
ZIP Code Research Guides
Official Data Resources for Jonesville, NC
Verify and explore additional data for this area using these official government sources.
Read our methodology to see how this data is sourced, computed, and verified.