PlainZIP

Moravian Falls, NC · standard

ZIP Code 28654

Wilkes County, North Carolina - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

3,495
22/sq mi
$57,438
Median income
$228,700
Median home value
19.3%
Bachelor's or higher

The verdict

Moravian Falls pairs a below-median household income with above-median home values, in a rural, homeowner-dominated area.

25th pct
household income, US ZIPs
Top 48%
home value, US ZIPs
22
people per sq mi
83%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 28654 against every reporting US ZIP.

ZIP code 28654 covers 162.6 square miles in Moravian Falls, Wilkes County, North Carolina (a standard USPS delivery area), with a modest 3,495 residents on file, a density of 22 people per square mile, in the New York time zone.

ZIP 28654 reports a modest median household income of $57,438 (17% below the North Carolina average), while per-capita income is $31,213. The poverty rate stands at 8.4% and the unemployment rate at 0.7%. On housing, the median home value is $228,700 (12% below the state average) with median rent at $819 per month, and 82.8% of occupied units are owner-occupied.

Educational attainment sits below the national norm: 19.3% of adults hold a bachelor's degree or higher, the median age is 48.7, and the average commute is 30 minutes. To put 28654 in local context, 4 ZIP codes within roughly 10 miles appear further down this page alongside 6 additional ZIPs in Wilkes County, for a geography-aware comparison.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 28654

Top 5 sectors by establishment count in Moravian Falls, NC

Which industries have the most business establishments in ZIP 28654.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 28654, Moravian Falls, NC · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

3,495

Population

162.6

Area (sq mi)

22

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 28654?

48.7

Median Age

46.4%

Male

53.6%

Female

4.9%

Foreign-Born

White 90.7%
African American 0.0%
Asian 6.2%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 3.1%
Hispanic or Latino 2.9%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$57,438

Median Household Income

-17% vs state

$31,213

Per Capita Income

8.4%

Poverty Rate

0.7%

Unemployment Rate

30.3 min

Mean Commute Time

How ZIP 28654 ranks nationally

Moravian Falls, NC household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$57,438 25th percentile higher than 25% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). This entry sits in this band. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 55.3%
Bachelor's Degree or Higher 19.3%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

1,802

Total Housing Units

1,259

Occupied Units

543

Vacant Units

2.51

Avg Household Size

Occupancy Type

Owner 82.8%
Renter 17.2%

$228,700

Median Home Value

-12% vs state

$819

Median Rent

1984

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 36 business establishments in ZIP 28654, employing approximately 143 people with a combined annual payroll of $3,550,000.

36

Businesses

143

Employees

$3.5M

Annual Payroll

3

Industry Sectors

Industry Establishments % of Total
Other services (except public administration) 14 38.9%
Construction 6 16.7%
Retail trade 3 8.3%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 28654 vs 28697 →

ZIP 28654 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 28654 ranks #5 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 28654 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 28654 ranks #3 of 5 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
28697 Wilkesboro, NC 12,930 5.2 mi
28659 North Wilkesboro, NC 21,134 8.3 mi
28636 Hiddenite, NC 5,522 9.5 mi
28681 Taylorsville, NC 25,910 10.5 mi

More ZIP Codes in Wilkes County

28659 standard
North Wilkesboro, NC
Pop: 21,134
28697 standard
Wilkesboro, NC
Pop: 12,930
28651 standard
Millers Creek, NC
Pop: 7,132
28635 standard
Hays, NC
Pop: 3,901
28669 standard
Roaring River, NC
Pop: 3,146
28670 standard
Ronda, NC
Pop: 2,719

Related Areas

Wilkes County Moravian Falls, NC North Carolina

Frequently Asked Questions

What county is ZIP code 28654 in? ▼
ZIP code 28654 (Moravian Falls) is located in Wilkes County, North Carolina. Wilkes County contains multiple ZIP codes, see the full list at /counties/wilkes-nc.
What is the population of ZIP code 28654? ▼
ZIP code 28654 in Moravian Falls, NC has a population of 3,495 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 28654? ▼
The median household income in ZIP 28654 is $57,438, which is 25% below the national average of $76,288.
What is the average home value in ZIP 28654? ▼
The median home value in ZIP 28654 is $228,700, which is 18% below the national average of $278,155.
What is the demographic makeup of ZIP 28654? ▼
The largest racial group in ZIP 28654 is White at 90.7%. Hispanic or Latino residents make up 2.9% of the population.
How many businesses are in ZIP code 28654? ▼
ZIP code 28654 has 36 business establishments employing approximately 143 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 28654? ▼
The top industries by establishment count in ZIP 28654 are: Other services (except public administration) (14), Construction (6), Retail trade (3). There are 3 industry sectors represented in total.
What is the education level in ZIP code 28654? ▼
In ZIP code 28654, 55.3% of residents aged 25+ have a high school diploma or higher, and 19.3% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 28654? ▼
The mean commute time for workers in ZIP code 28654 is 30.3 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 28654? ▼
In ZIP code 28654, approximately 82.8% of occupied housing units are owner-occupied and 17.2% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 28654? ▼
The poverty rate in ZIP code 28654 is 8.4% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.