Moravian Falls, NC · standard
ZIP Code 28654
Wilkes County, North Carolina — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 3,495
- 22/sq mi
- $57,438
- Median income
- $228,700
- Median home value
- 19.3%
- Bachelor's or higher
The verdict
Moravian Falls pairs a below-median household income with above-median home values, in a rural, homeowner-dominated area.
- 25th pct
- household income, US ZIPs
- Top 48%
- home value, US ZIPs
- 22
- people per sq mi
- 83%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 28654 against every reporting US ZIP.
ZIP code 28654 is classified by USPS as a standard delivery area and covers roughly 162.6 square miles in Moravian Falls, Wilkes County, North Carolina. The area is home to 3,495 residents, producing a population density of 22 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 28654 against North Carolina and the nation.
On the economic side, the median household income for ZIP 28654 sits at $57,438 (17% below the North Carolina average), while per-capita income is $31,213. The poverty rate stands at 8.4% and the unemployment rate at 0.7%. On housing, the median home value is $228,700 (12% below the state average) with median rent at $819 per month, and 82.8% of occupied units are owner-occupied, a direct signal of whether 28654 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 19.3% of adults hold a bachelor's degree or higher, the median age is 48.7, and the average commute is 30 minutes. We also surface 4 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Wilkes County, so you can benchmark 28654 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 28654
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 28654.
- Other services (except public administration)
Other services (except public administration)
14 establishments
- Construction
Construction
6 establishments
- Retail trade 3
Retail trade
3 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 28654, Moravian Falls, NC · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
3,495
Population
162.6
Area (sq mi)
22
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 28654?
48.7
Median Age
46.4%
Male
53.6%
Female
4.9%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$57,438
Median Household Income
-17% vs state
$31,213
Per Capita Income
8.4%
Poverty Rate
0.7%
Unemployment Rate
30.3 min
Mean Commute Time
How ZIP 28654 ranks nationally
Household income vs. every US ZIP code
Median household income — the full national distribution, with this ZIP marked
$57,438 25th percentile higher than 25% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
1,802
Total Housing Units
1,259
Occupied Units
543
Vacant Units
2.51
Avg Household Size
Occupancy Type
$228,700
Median Home Value
-12% vs state
$819
Median Rent
1984
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What businesses operate in this ZIP?
Census Bureau data shows 36 business establishments in ZIP 28654, employing approximately 143 people with a combined annual payroll of $3,550,000.
36
Businesses
143
Employees
$3.5M
Annual Payroll
3
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Other services (except public administration) | 14 | 38.9% |
| Construction | 6 | 16.7% |
| Retail trade | 3 | 8.3% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 28654 vs 28697 →
ZIP 28654 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 28681
Taylorsville (28681)
25,910 residents
- 28659
North Wilkesboro (28659)
21,134 residents
- 28697
Wilkesboro (28697)
12,930 residents
- 28636 5,522
Hiddenite (28636)
5,522 residents
- 28654 3,495
Moravian Falls (28654)
3,495 residents
What this shows Among its immediate neighbors, ZIP 28654 ranks #5 by population — useful context the national average alone can't give.
ZIP 28654 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 28636
Hiddenite (28636)
$65,435 median income
- 28681
Taylorsville (28681)
$60,977 median income
- 28654
Moravian Falls (28654)
$57,438 median income
- 28697
Wilkesboro (28697)
$52,988 median income
- 28659
North Wilkesboro (28659)
$50,280 median income
What this shows By household income, ZIP 28654 ranks #3 of 5 neighboring ZIPs — local affluence varies block to block, not just metro to metro.
More ZIP Codes in Wilkes County
Related Areas
Frequently Asked Questions
What county is ZIP code 28654 in? ▼
What is the population of ZIP code 28654? ▼
What is the median household income in ZIP 28654? ▼
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What is the demographic makeup of ZIP 28654? ▼
How many businesses are in ZIP code 28654? ▼
What are the main industries in ZIP code 28654? ▼
What is the education level in ZIP code 28654? ▼
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What percentage of residents own vs. rent in ZIP 28654? ▼
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ZIP Code Research Guides
Official Data Resources for Moravian Falls, NC
Verify and explore additional data for this area using these official government sources.
Read our methodology to see how this data is sourced, computed, and verified.