Stony Point, NC · standard

ZIP Code 28678

Alexander County, North Carolina — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

5,226
45/sq mi
$74,845
Median income
$236,600
Median home value
17.8%
Bachelor's or higher

The verdict

Stony Point pairs an above-median household income with above-median home values, in a rural, homeowner-dominated area.

Top 45%
household income, US ZIPs
Top 46%
home value, US ZIPs
45
people per sq mi
91%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 28678 against every reporting US ZIP.

ZIP code 28678 is classified by USPS as a standard delivery area and covers roughly 115.9 square miles in Stony Point, Alexander County, North Carolina. The area is home to 5,226 residents, producing a population density of 45 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 28678 against North Carolina and the nation.

On the economic side, the median household income for ZIP 28678 sits at $74,845 (8% above the North Carolina average), while per-capita income is $40,107. The poverty rate stands at 12.8% and the unemployment rate at 3.4%. On housing, the median home value is $236,600 (9% below the state average) with median rent at $913 per month, and 90.5% of occupied units are owner-occupied, a direct signal of whether 28678 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 17.8% of adults hold a bachelor's degree or higher, the median age is 43.8, and the average commute is 26 minutes. We also surface 4 nearby ZIP codes within roughly 10 miles and 2 additional ZIPs sharing Alexander County, so you can benchmark 28678 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 28678

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 28678.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 28678, Stony Point, NC · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

5,226

Population

115.9

Area (sq mi)

45

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 28678?

43.8

Median Age

52.8%

Male

47.2%

Female

4.1%

Foreign-Born

White 80.7%
African American 7.3%
Asian 0.8%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 9.6%
Hispanic or Latino 13.2%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$74,845

Median Household Income

+8% vs state

$40,107

Per Capita Income

12.8%

Poverty Rate

3.4%

Unemployment Rate

26.0 min

Mean Commute Time

How ZIP 28678 ranks nationally

Household income vs. every US ZIP code

Median household income — the full national distribution, with this ZIP marked

$74,845 Top 45% higher than 55% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 63.5%
Bachelor's Degree or Higher 17.8%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

2,283

Total Housing Units

2,124

Occupied Units

159

Vacant Units

2.38

Avg Household Size

Occupancy Type

Owner 90.5%
Renter 9.5%

$236,600

Median Home Value

-9% vs state

$913

Median Rent

1995

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+13.8%

YoY Change (2024)

213

HPI Index (2000 = 100)

+113%

Total Change Since 2000

Home values in ZIP 28678 have increased 13.8% over the past year (2024). Since 2000, this ZIP has seen +113% cumulative appreciation.

Year Annual Change HPI Index
2020 +5.8% 131
2021 +14.8% 151
2022 +22.5% 185
2023 +1.4% 187
2024 +13.8% 213

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 48 business establishments in ZIP 28678, employing approximately 420 people with a combined annual payroll of $24,221,000.

48

Businesses

420

Employees

$24.2M

Annual Payroll

6

Industry Sectors

Industry Establishments % of Total
Construction 12 25.0%
Other services (except public administration) 12 25.0%
Manufacturing 6 12.5%
Retail trade 4 8.3%
Professional, scientific, and technical services 3 6.3%
Administrative and support and waste management and remediation services 3 6.3%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 28678 vs 28636 →

ZIP 28678 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 28678 ranks #5 by population — useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 28678 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 28678 ranks the highest of 5 neighboring ZIPs — local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
28636 Hiddenite, NC 5,522 7.5 mi
28610 Claremont, NC 9,913 8.3 mi
28677 Statesville, NC 32,940 10.2 mi
28613 Conover, NC 22,759 10.6 mi

More ZIP Codes in Alexander County

Frequently Asked Questions

What county is ZIP code 28678 in?
ZIP code 28678 (Stony Point) is located in Alexander County, North Carolina. Alexander County contains multiple ZIP codes, see the full list at /counties/alexander-nc.
What is the population of ZIP code 28678?
ZIP code 28678 in Stony Point, NC has a population of 5,226 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 28678?
The median household income in ZIP 28678 is $74,845, which is 2% below the national average of $76,288.
What is the average home value in ZIP 28678?
The median home value in ZIP 28678 is $236,600, which is 15% below the national average of $278,155.
What is the demographic makeup of ZIP 28678?
The largest racial group in ZIP 28678 is White at 80.7%. Hispanic or Latino residents make up 13.2% of the population.
How many businesses are in ZIP code 28678?
ZIP code 28678 has 48 business establishments employing approximately 420 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 28678?
The top industries by establishment count in ZIP 28678 are: Construction (12), Other services (except public administration) (12), Manufacturing (6). There are 6 industry sectors represented in total.
How have home values changed in ZIP code 28678?
According to the FHFA House Price Index, home values in ZIP 28678 increased by 13.8% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 113%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 28678?
In ZIP code 28678, 63.5% of residents aged 25+ have a high school diploma or higher, and 17.8% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 28678?
The mean commute time for workers in ZIP code 28678 is 26.0 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 28678?
In ZIP code 28678, approximately 90.5% of occupied housing units are owner-occupied and 9.5% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 28678?
The poverty rate in ZIP code 28678 is 12.8% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for Stony Point, NC

Verify and explore additional data for this area using these official government sources.