Residential delivery area · North Carolina
ZIP Code 28777: Spruce Pine, NC
ZIP code 28777 uses the postal name Spruce Pine, North Carolina and lies mostly in Mitchell County (80% of its land), reaching into Avery County, McDowell County and Yancey County (Census 2020 ZIP-county file). About 10,000 people live there (Census Bureau, ACS 2020-2024). Median household income is $63,378 (Census Bureau, ACS 2020-2024). By Census place, 7% of its land lies in Spruce Pine; 94% is outside any Census place.
- ACS2020-24
- Census2020
- FHFA2025
- ZBP2023
- IRS2022
- Town
- Spruce Pine · its only residential ZIP
- County
- Mitchell County (80%); Avery County (15%); McDowell County (3%); Yancey County (2%)
- Census places
- Spruce Pine
- House district
- NC-11 119th Congress
- State
- North Carolina
- Time zone
- Eastern
- Land area
- 71.8 sq mi · 142 people per sq mi
Where is ZIP code 28777?
28777 centers on 35.908°, -82.065° and covers 71.8 square miles of land plus 0.1 of water. It borders 5 ZIP codes: 28749, 28705, 28657, 28714, 28752.
The map draws ZIP code areas only. For the streets inside 28777, open its center on OpenStreetMap.
Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).
How does 28777 compare with the rest of Mitchell County?
| Measure | 28777 | In Mitchell County | In NC |
|---|---|---|---|
| People (ACS 2020-2024) | 10,178 | 1st of 4 | 309th of 853 |
| Median household income | $63k | 1st of 2 | 308th of 528 |
| Median home value | $228k | 1st of 2 | 302nd of 572 |
Its median household income is higher than in 36% of U.S. residential ZIP codes, and it is denser than 59% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).
How many people live in 28777?
The 2020 Census counted 10,635 people in 28777; the ACS, which samples households over 2020-2024, estimates 10,178. Between the 2010 and 2020 censuses its population fell 0.0% (its boundary stayed at least 90% the same).
- People, ACS 2020-2024
- 10,178
- 2020 Census count
- 10,635−0.0% since 2010 (10,638)
- Households
- 3,989
- Median age
- 46.6
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).
Who lives in 28777?
Of the 10,178 people the ACS estimates in 28777, 15.1% are under 18 and 22.0% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (83.2%).
- Under 1815.1%
- 18 to 6462.9%
- 65 and older22.0%
- White, not Hispanic83.2%
- Hispanic or Latino7.7%
- Black, not Hispanic4.9%
- Other or two or more3.9%
- Asian, not Hispanic0.3%
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.
What do households in 28777 earn?
Median household income is $63,378 (ACS 2020-2024). It is not measurably different from 2015-2019 ($57,871 in 2024 dollars): the change is within the surveys' margins of error.
- Median household income
- $63,378±$8,603
- Income per person
- $30,661
- Below the poverty line
- 12.5%
- Unemployed (of the labor force)
- 5.8%
- Adults 25+ with a bachelor's degree
- 19.7%
- Adjusted gross income per tax return, 2022
- $59,6303,780 returns; wages 67% of AGI (IRS)
Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).
What are homes worth in 28777?
FHFA's house price index for 28777, built from repeat sales and appraisals of the same homes, rose 96% from 2015 to 2025 and rose 66% from 2020 to 2025, and moved +9.2% in 2025.
- Median home value (owners' estimate)
- $228,400
- Median gross rent
- $739
- Homes owned by their occupants
- 76.7%
- Housing units
- 5,093
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.
What businesses are in 28777?
286 business establishments had a location in this ZIP code in 2023, 17 more than in 2018; the most are in retail trade (ZIP Code Business Patterns).
- Retail trade46
- Other services (except public administration)42
- Health care and social assistance41
- Construction30
- Accommodation and food services29
- Professional, scientific, and technical services20
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).
Which ZIP codes are next to 28777?
| ZIP | Town | People | Household income | Distance |
|---|---|---|---|---|
| 28749 | Little Switzerland | 0 | – | 5.0 mi |
| 28705 | Bakersville | 6,732 | $55k | 10.0 mi |
| 28657 | Newland | 8,188 | $60k | 10.5 mi |
| 28714 | Burnsville | 16,397 | $59k | 13.6 mi |
| 28752 | Marion | 30,292 | $56k | 13.8 mi |
| 28755 | Micaville | 0 | – | 8.5 mi (near) |
| 28664 | Plumtree | 55 | – | 9.9 mi (near) |
| 28641 | Jonas Ridge | 59 | – | 10.6 mi (near) |
| 28616 | Crossnore | 115 | – | 10.9 mi (near) |
| 28662 | Pineola | 0 | – | 12.5 mi (near) |
Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.