Residential delivery area · North Carolina
ZIP Code 28909: Warne, NC
ZIP code 28909 uses the postal name Warne, North Carolina and lies entirely in Clay County (Census 2020 ZIP-county file). About 1,000 people live there (Census Bureau, ACS 2020-2024). Median household income is $80,875 (Census Bureau, ACS 2020-2024). Its land lies outside any incorporated or census-designated place.
- ACS2020-24
- Census2020
- FHFA2021
- ZBP2023
- IRS2022
- Town
- Warne · its only residential ZIP
- County
- Clay County
- House district
- NC-11 119th Congress
- State
- North Carolina
- Time zone
- Eastern
- Land area
- 9.5 sq mi · 105 people per sq mi
Where is ZIP code 28909?
28909 centers on 35.001°, -83.903° and covers 9.5 square miles of land. It borders 4 ZIP codes: 30582, 28902, 30512, 28904.
The map draws ZIP code areas only. For the streets inside 28909, open its center on OpenStreetMap.
Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).
How does 28909 compare with the rest of Clay County?
| Measure | 28909 | In Clay County | In NC |
|---|---|---|---|
| People (ACS 2020-2024) | 1,002 | 3rd of 4 | 690th of 853 |
| Median household income | $81k | not ranked | not ranked |
| Median home value | $285k | 1st of 3 | 212th of 572 |
28909's median household income is not ranked: its 90% margin of error (±$56,891) is more than a quarter of the figure ($80,875). Rankings use ZIP codes of 1,000 or more people living in households, with margins at most 25% of the figure.
It is denser than 55% of U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).
How many people live in 28909?
The 2020 Census counted 1,060 people in 28909; the ACS, which samples households over 2020-2024, estimates 1,002. Between the 2010 and 2020 censuses its population grew 2.9% (its boundary stayed at least 90% the same).
- People, ACS 2020-2024
- 1,002±415 (90% margin)
- 2020 Census count
- 1,060+2.9% since 2010 (1,030)
- Households
- 261
- Median age
- 39.6
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).
Who lives in 28909?
Of the 1,002 people the ACS estimates in 28909, 35.8% are under 18 and 21.1% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (92.2%).
- Under 1835.8%
- 18 to 6443.1%
- 65 and older21.1%
- White, not Hispanic92.2%
- Black, not Hispanic4.9%
- Other or two or more2.9%
- Hispanic or Latino0.0%
- Asian, not Hispanic0.0%
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.
What do households in 28909 earn?
Median household income is $80,875 (ACS 2020-2024). It is not measurably different from 2015-2019 ($50,818 in 2024 dollars): the change is within the surveys' margins of error.
- Median household income
- $80,875±$56,891
- Income per person
- $25,235
- Below the poverty line
- 11.6%
- Unemployed (of the labor force)
- 6.6%
- Adults 25+ with a bachelor's degree
- 21.0%
- Adjusted gross income per tax return, 2022
- $55,236470 returns; wages 60% of AGI (IRS)
Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).
What are homes worth in 28909?
- Median home value (owners' estimate)
- $285,400
- Median gross rent
- –
- Homes owned by their occupants
- 93.1%
- Housing units
- 423
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.
What businesses are in 28909?
11 business establishments had a location in this ZIP code in 2023, 1 more than in 2018; the most are in construction (ZIP Code Business Patterns).
- Construction3
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).
Which ZIP codes are next to 28909?
| ZIP | Town | People | Household income | Distance |
|---|---|---|---|---|
| 30582 | Young Harris, GA | 5,284 | $59k | 3.1 mi |
| 28902 | Brasstown | 986 | $89k | 3.5 mi |
| 30512 | Blairsville, GA | 24,929 | $67k | 10.6 mi |
| 28904 | Hayesville | 10,050 | $57k | 10.7 mi |
| 28905 | Marble | 3,056 | $58k | 11.4 mi (near) |
| 30546 | Hiawassee, GA | 8,096 | $59k | 12.3 mi (near) |
| 28906 | Murphy | 20,526 | $56k | 14.5 mi (near) |
| 28901 | Andrews | 5,552 | $45k | 14.9 mi (near) |
Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.