Waterloo, SC · standard
ZIP Code 29384
Laurens County, South Carolina - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 3,945
- 32/sq mi Moderate-density area
- $51,384
- Median income Below-median income area
- $124,700
- Median home value Below-median home value
- 19.6%
- Bachelor's or higher Near-average bachelor's attainment
National ZIP placement
Waterloo pairs one of the lowest household incomes in the country with among the most affordable home values nationally, in a rural, homeowner-dominated area.
- 16th pct
- household income, US ZIPs
- 18th pct
- home value, US ZIPs
- 32
- people per sq mi
- 88%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 29384 against every reporting US ZIP.
ZIP code 29384 covers 122.5 square miles in Waterloo, Laurens County, South Carolina (a standard USPS delivery area), with a modest 3,945 residents on file, a density of 32 people per square mile, in the New York time zone.
ZIP 29384 reports a modest median household income of $51,384 (19% below the average South Carolina ZIP), while per-capita income is $32,927. The poverty rate is 18.4%, with unemployment at 2.6%; those measures add context to the income figure. Home values sit below the statewide ZIP benchmark: the median is $124,700 (45% below the average South Carolina ZIP), and median rent is $646; owner occupancy is 88.0%.
Educational attainment sits below the national norm: 19.6% of adults hold a bachelor's degree or higher, the median age is 52.9, and the average commute is 27 minutes. The page also surfaces 5 ZIP codes within roughly 10 miles and 6 more in Laurens County, so 29384 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 29384
Top 5 sectors by establishment count in Waterloo, SC
Which industries have the most business establishments in ZIP 29384.
- Construction
Construction
10 establishments
- Other services (except public administration)
Other services (except public administration)
7 establishments
- Retail trade
Retail trade
5 establishments
- Accommodation and food services
Accommodation and food services
4 establishments
- Administrative and support and waste management and remediation services 3
Administrative and support and waste management and remediation services
3 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 29384, Waterloo, SC · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
3,945
Population
122.5
Area (sq mi)
32
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 29384?
52.9
Median Age
45.7%
Male
54.3%
Female
2.3%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$51,384
Median Household Income
-19% vs state ZIP avg
$32,927
Per Capita Income
18.4%
Poverty Rate
2.6%
Unemployment Rate
27.4 min
Mean Commute Time
How ZIP 29384 ranks among South Carolina ZIPs
Waterloo, SC household income vs. every South Carolina ZIP code
Median household income among 384 reporting South Carolina ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$51,384 30th percentile higher than 30% of 384 South Carolina ZIPs
Each bar is a $20K-wide band; taller bars hold more South Carolina ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
2,534housing units
2,534
Total Housing Units
1,618
Occupied Units
916
Vacant Units
2.13
Avg Household Size
Occupancy Type
$124,700
Median Home Value
-45% vs state ZIP avg
$646
Median Rent
1990
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+11.1%
YoY Change (2024)
336
HPI Index (2000 = 100)
+236%
Total Change Since 2000
Home values in ZIP 29384 have increased 11.1% over the past year (2024). Since 2000, this ZIP has seen +236% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2019 | +7.9% | 185 |
| 2020 | +10.4% | 204 |
| 2021 | +18.5% | 242 |
| 2022 | +11.1% | 268 |
| 2024 | – | 336 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 36 business establishments in ZIP 29384, employing approximately 209 people with a combined annual payroll of $7,529,000.
36
Businesses
209
Employees
$7.5M
Annual Payroll
5
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 10 | 27.8% |
| Other services (except public administration) | 7 | 19.4% |
| Retail trade | 5 | 13.9% |
| Accommodation and food services | 4 | 11.1% |
| Administrative and support and waste management and remediation services | 3 | 8.3% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 29384 vs 29370 →
ZIP 29384 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 29649
Greenwood (29649)
26,235 residents
- 29692 4,856
Ware Shoals (29692)
4,856 residents
- 29653 4,811
Hodges (29653)
4,811 residents
- 29384 3,945
Waterloo (29384)
3,945 residents
- 29332 2,435
Cross Hill (29332)
2,435 residents
- 29370 1,045
Mountville (29370)
1,045 residents
What this shows Among its immediate neighbors, ZIP 29384 ranks #4 by population - useful context the national average alone can't give.
ZIP 29384 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 29370
Mountville (29370)
$80,104 median income
- 29653
Hodges (29653)
$64,722 median income
- 29332
Cross Hill (29332)
$59,091 median income
- 29649
Greenwood (29649)
$54,585 median income
- 29384
Waterloo (29384)
$51,384 median income
- 29692
Ware Shoals (29692)
$47,068 median income
What this shows By household income, ZIP 29384 ranks #5 of 6 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 29384, both outside SC so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (3,945 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Laurens County
Related Areas
Frequently Asked Questions
What county is ZIP code 29384 in?
ZIP code 29384 (Waterloo) is located in Laurens County, South Carolina. Laurens County contains multiple ZIP codes, see the full list at /counties/laurens-sc.
What is the population of ZIP code 29384?
ZIP code 29384 in Waterloo, SC has a population of 3,945 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 29384?
The median household income in ZIP 29384 is $51,384, which is 33% below the national average of $76,288.
What is the average home value in ZIP 29384?
The median home value in ZIP 29384 is $124,700, which is 55% below the national average of $278,155.
What is the demographic makeup of ZIP 29384?
The largest racial group in ZIP 29384 is White at 80.7%. Hispanic or Latino residents make up 0.4% of the population.
How many businesses are in ZIP code 29384?
ZIP code 29384 has 36 business establishments employing approximately 209 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 29384?
The top industries by establishment count in ZIP 29384 are: Construction (10), Other services (except public administration) (7), Retail trade (5). There are 5 industry sectors represented in total.
How have home values changed in ZIP code 29384?
According to the FHFA House Price Index, home values in ZIP 29384 increased by 11.1% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 236%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 29384?
In ZIP code 29384, 58.7% of residents aged 25+ have a high school diploma or higher, and 19.6% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 29384?
The mean commute time for workers in ZIP code 29384 is 27.4 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 29384?
In ZIP code 29384, approximately 88.0% of occupied housing units are owner-occupied and 12.0% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 29384?
The poverty rate in ZIP code 29384 is 18.4% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 29384's numbers, next.
- See how ZIP 29384 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Waterloo, SC ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.