ZIP Code 31645

ZIP code 31645 is classified by USPS as a standard delivery area and covers roughly 130.3 square miles in Ray City, Berrien County, Georgia. The area is home to 5,147 residents, producing a population density of 40 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 31645 against Georgia and the nation.

On the economic side, the median household income for ZIP 31645 sits at $70,833 (1% above the Georgia average), while per-capita income is $33,210. The poverty rate stands at 13.9% and the unemployment rate at 7.6%. On housing, the median home value is $140,800 (42% below the state average) with median rent at $1,098 per month, and 68.3% of occupied units are owner-occupied, a direct signal of whether 31645 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 14.3% of adults hold a bachelor's degree or higher, the median age is 35.3, and the average commute is —. We also surface 4 nearby ZIP codes within roughly 10 miles and 3 additional ZIPs sharing Berrien County, so you can benchmark 31645 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →