ZIP Code 32046

ZIP code 32046 is classified by USPS as a standard delivery area and covers roughly 500.5 square miles in Hilliard, Nassau County, Florida. The area is home to 9,410 residents, producing a population density of 19 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 32046 against Florida and the nation.

On the economic side, the median household income for ZIP 32046 sits at $71,563 (7% below the Florida average), while per-capita income is $32,459. The poverty rate stands at 15.3% and the unemployment rate at 3.1%. On housing, the median home value is $234,800 (37% below the state average) with median rent at $917 per month, and 78.2% of occupied units are owner-occupied, a direct signal of whether 32046 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 12.4% of adults hold a bachelor's degree or higher, the median age is 41.3, and the average commute is 36 minutes. We also surface 1 nearby ZIP codes within roughly 10 miles and 4 additional ZIPs sharing Nassau County, so you can benchmark 32046 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →