Hilliard, FL · standard
ZIP Code 32046
Nassau County, Florida - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 9,410
- 19/sq mi
- $71,563
- Median income
- $234,800
- Median home value
- 12.4%
- Bachelor's or higher
The verdict
Hilliard pairs a below-median household income with above-median home values, in a rural, homeowner-dominated area.
- 49th pct
- household income, US ZIPs
- Top 46%
- home value, US ZIPs
- 19
- people per sq mi
- 78%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 32046 against every reporting US ZIP.
ZIP code 32046 is a mid-sized community (a standard USPS delivery area) in Hilliard, Nassau County, Florida, home to 9,410 residents across 500.5 square miles, a density of 19 people per square mile, in the New York time zone.
ZIP 32046 lands in the middle-income range, with a median household income of $71,563 (7% below the Florida average), while per-capita income is $32,459. Poverty here runs at 15.3%, with unemployment measured at 3.1%. Median home value sits at $234,800 (37% below the state average), median rent at $917 a month, and owner-occupancy at 78.2%.
Formal educational attainment runs low here: just 12.4% of adults hold a bachelor's degree or higher, the median age is 41.3, and the average commute is 36 minutes. A geography-based comparison follows: 1 ZIP codes within about 10 miles of 32046, plus 4 more within Nassau County, give a clearer read than the national average alone.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 32046
Top 5 sectors by establishment count in Hilliard, FL
Which industries have the most business establishments in ZIP 32046.
- Construction
Construction
42 establishments
- Other services (except public administration)
Other services (except public administration)
23 establishments
- Transportation and warehousing
Transportation and warehousing
18 establishments
- Retail trade
Retail trade
17 establishments
- Health care and social assistance 14
Health care and social assistance
14 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 32046, Hilliard, FL · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
9,410
Population
500.5
Area (sq mi)
19
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 32046?
41.3
Median Age
46.9%
Male
53.1%
Female
0.6%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$71,563
Median Household Income
-7% vs state
$32,459
Per Capita Income
15.3%
Poverty Rate
3.1%
Unemployment Rate
35.9 min
Mean Commute Time
How ZIP 32046 ranks nationally
Hilliard, FL household income vs. every US ZIP code
Median household income, the full national distribution, with this ZIP marked
$71,563 49th percentile higher than 49% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
4,007
Total Housing Units
3,650
Occupied Units
357
Vacant Units
2.85
Avg Household Size
Occupancy Type
$234,800
Median Home Value
-37% vs state
$917
Median Rent
1991
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What businesses operate in this ZIP?
Census Bureau data shows 170 business establishments in ZIP 32046, employing approximately 1,091 people with a combined annual payroll of $41,326,000.
170
Businesses
1,091
Employees
$41.3M
Annual Payroll
11
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 42 | 24.7% |
| Other services (except public administration) | 23 | 13.5% |
| Transportation and warehousing | 18 | 10.6% |
| Retail trade | 17 | 10.0% |
| Health care and social assistance | 14 | 8.2% |
| Agriculture, forestry, fishing and hunting | 12 | 7.1% |
| Accommodation and food services | 11 | 6.5% |
| Professional, scientific, and technical services | 8 | 4.7% |
| Administrative and support and waste management and remediation services | 7 | 4.1% |
| Manufacturing | 6 | 3.5% |
| Real estate and rental and leasing | 3 | 1.8% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 32046 vs 32011 →
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 32011 | Callahan, FL | 13,854 | 10.2 mi |
More ZIP Codes in Nassau County
Related Areas
Frequently Asked Questions
What county is ZIP code 32046 in? ▼
What is the population of ZIP code 32046? ▼
What is the median household income in ZIP 32046? ▼
What is the average home value in ZIP 32046? ▼
What is the demographic makeup of ZIP 32046? ▼
How many businesses are in ZIP code 32046? ▼
What are the main industries in ZIP code 32046? ▼
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What is the average commute time in ZIP 32046? ▼
What percentage of residents own vs. rent in ZIP 32046? ▼
What is the poverty rate in ZIP code 32046? ▼
Read our methodology to see how this data is sourced, computed, and verified.