Madison, FL · standard

ZIP Code 32340

Madison County, Florida - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

11,808
20/sq mi
$40,972
Median income
$132,900
Median home value
14.0%
Bachelor's or higher

National ZIP placement

Madison pairs one of the lowest household incomes in the country with among the most affordable home values nationally, in a rural, homeowner-dominated area.

6th pct
household income, US ZIPs
21st pct
home value, US ZIPs
20
people per sq mi
65%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 32340 against every reporting US ZIP.

FHFA HPI release change

What changed in the latest House Price Index year

2023 -> 2024
  • FHFA House Price Index values in ZIP 32340 (Madison, FL) rose +5.5% from 2023 to 2024.

Arithmetic difference between stored FHFA all-transactions ZIP House Price Index annual values - a developmental index from repeat sales and appraisals, not a transaction median, appraisal opinion, or forecast. Thin markets can move sharply.

National HPI changes Year-pair CSV

ZIP code 32340 is a mid-sized community (a standard USPS delivery area) in Madison, Madison County, Florida, home to 11,808 residents across 605.5 square miles, a density of 20 people per square mile, in the New York time zone.

ZIP 32340 reports a modest median household income of $40,972 (47% below the average Florida ZIP), while per-capita income is $22,747. The poverty rate is 20.9%, so the area-level income figures should not be treated as typical household experience. Home values sit below the statewide ZIP benchmark: the median is $132,900 (65% below the average Florida ZIP), and median rent is $904; owner occupancy is 65.3%.

Formal educational attainment runs low here: just 14.0% of adults hold a bachelor's degree or higher, the median age is 45.3, and the average commute is -. The page also surfaces 1 ZIP codes within roughly 10 miles and 3 more in Madison County, so 32340 can be compared with both its immediate and county-level context.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

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Top industries in ZIP 32340

Top 5 sectors by establishment count in Madison, FL

Which industries have the most business establishments in ZIP 32340.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 32340, Madison, FL · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

11,808

Population

605.5

Area (sq mi)

20

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 32340?

45.3

Median Age

55.3%

Male

44.7%

Female

2.6%

Foreign-Born

White 51.1%
African American 41.1%
Asian 0.2%
American Indian or Alaska Native 0.2%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 5.7%
Hispanic or Latino 3.8%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$40,972

Median Household Income

-47% vs state ZIP avg

$22,747

Per Capita Income

20.9%

Poverty Rate

5.4%

Unemployment Rate

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 49.2%
Bachelor's Degree or Higher 14.0%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

4,584

Total Housing Units

3,816

Occupied Units

768

Vacant Units

2.27

Avg Household Size

Occupancy Type

Owner 65.3%
Renter 34.7%

$132,900

Median Home Value

-65% vs state ZIP avg

$904

Median Rent

1986

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 247 business establishments in ZIP 32340, employing approximately 2,533 people with a combined annual payroll of $96,730,000.

247

Businesses

2,533

Employees

$96.7M

Annual Payroll

16

Industry Sectors

Industry Establishments % of Total
Retail trade 48 19.4%
Health care and social assistance 41 16.6%
Accommodation and food services 25 10.1%
Other services (except public administration) 25 10.1%
Construction 19 7.7%
Finance and insurance 15 6.1%
Transportation and warehousing 12 4.9%
Professional, scientific, and technical services 11 4.5%
Wholesale trade 9 3.6%
Real estate and rental and leasing 9 3.6%
Manufacturing 8 3.2%
Information 6 2.4%
Administrative and support and waste management and remediation services 6 2.4%
Agriculture, forestry, fishing and hunting 4 1.6%
Utilities 4 1.6%
Educational services 3 1.2%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 32340 vs 32350 →

ZIP Code City Population Distance
32350 Pinetta, FL 1,417 10.9 mi

Nationwide ZIPs with similar ACS profiles

Two Census-derived peer sets for ZIP 32340, both outside FL so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).

Similar population

Nearest cross-state ZIPs by resident population (11,808 here; floor ≥1,000).

Similar median household income

Nearest cross-state ZIPs by ACS median household income.

More ZIP Codes in Madison County

Frequently Asked Questions

What county is ZIP code 32340 in?
ZIP code 32340 (Madison) is located in Madison County, Florida. Madison County contains multiple ZIP codes, see the full list at /counties/madison-fl.
What is the population of ZIP code 32340?
ZIP code 32340 in Madison, FL has a population of 11,808 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 32340?
The median household income in ZIP 32340 is $40,972, which is 46% below the national average of $76,288.
What is the average home value in ZIP 32340?
The median home value in ZIP 32340 is $132,900, which is 52% below the national average of $278,155.
What is the demographic makeup of ZIP 32340?
The largest racial group in ZIP 32340 is White at 51.1%. Hispanic or Latino residents make up 3.8% of the population.
How many businesses are in ZIP code 32340?
ZIP code 32340 has 247 business establishments employing approximately 2,533 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 32340?
The top industries by establishment count in ZIP 32340 are: Retail trade (48), Health care and social assistance (41), Accommodation and food services (25). There are 16 industry sectors represented in total.
What is the education level in ZIP code 32340?
In ZIP code 32340, 49.2% of residents aged 25+ have a high school diploma or higher, and 14.0% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 32340?
In ZIP code 32340, approximately 65.3% of occupied housing units are owner-occupied and 34.7% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 32340?
The poverty rate in ZIP code 32340 is 20.9% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Related

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Read our methodology : how this data is sourced, computed, and verified.