Monticello, FL · standard
ZIP Code 32344
Jefferson County, Florida - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 13,193
- 10/sq mi Low-density area
- $61,199
- Median income Below-median income area
- $247,400
- Median home value Near-median home value
- 21.1%
- Bachelor's or higher Near-average bachelor's attainment
National ZIP placement
Monticello pairs a below-median household income with above-median home values, in a rural, homeowner-dominated area.
- 31st pct
- household income, US ZIPs
- Top 43%
- home value, US ZIPs
- 10
- people per sq mi
- 75%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 32344 against every reporting US ZIP.
ZIP code 32344 is a mid-sized community (a standard USPS delivery area) in Monticello, Jefferson County, Florida, home to 13,193 residents across 1332.6 square miles, a density of 10 people per square mile, in the New York time zone.
ZIP 32344 reports a modest median household income of $61,199 (21% below the average Florida ZIP), while per-capita income is $31,904. The poverty rate is 22.8%, so the area-level income figures should not be treated as typical household experience. Home values sit below the statewide ZIP benchmark: the median is $247,400 (34% below the average Florida ZIP), and median rent is $895; owner occupancy is 75.4%.
Educational attainment sits below the national norm: 21.1% of adults hold a bachelor's degree or higher, the median age is 48.3, and the average commute is 29 minutes. The page also surfaces 1 ZIP codes within roughly 10 miles and 2 more in Jefferson County, so 32344 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 32344
Top 5 sectors by establishment count in Monticello, FL
Which industries have the most business establishments in ZIP 32344.
- Construction
Construction
44 establishments
- Retail trade
Retail trade
42 establishments
- Professional, scientific, and technical services
Professional, scientific, and technical services
29 establishments
- Other services (except public administration)
Other services (except public administration)
22 establishments
- Administrative and support and waste management and remediation services
Administrative and support and waste management and remediation services
19 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 32344, Monticello, FL · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
13,193
Population
1332.6
Area (sq mi)
10
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 32344?
48.3
Median Age
54.3%
Male
45.7%
Female
3.5%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$61,199
Median Household Income
-21% vs state ZIP avg
$31,904
Per Capita Income
22.8%
Poverty Rate
6.6%
Unemployment Rate
28.9 min
Mean Commute Time
How ZIP 32344 ranks among Florida ZIPs
Monticello, FL household income vs. every Florida ZIP code
Median household income among 946 reporting Florida ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$61,199 28th percentile higher than 28% of 946 Florida ZIPs
Each bar is a $20K-wide band; taller bars hold more Florida ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
6,037housing units
6,037
Total Housing Units
5,039
Occupied Units
998
Vacant Units
2.38
Avg Household Size
Occupancy Type
$247,400
Median Home Value
-34% vs state ZIP avg
$895
Median Rent
1987
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What businesses operate in this ZIP?
Census Bureau data shows 241 business establishments in ZIP 32344, employing approximately 1,662 people with a combined annual payroll of $73,752,000.
241
Businesses
1,662
Employees
$73.8M
Annual Payroll
15
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 44 | 18.3% |
| Retail trade | 42 | 17.4% |
| Professional, scientific, and technical services | 29 | 12.0% |
| Other services (except public administration) | 22 | 9.1% |
| Administrative and support and waste management and remediation services | 19 | 7.9% |
| Health care and social assistance | 18 | 7.5% |
| Accommodation and food services | 15 | 6.2% |
| Finance and insurance | 12 | 5.0% |
| Agriculture, forestry, fishing and hunting | 8 | 3.3% |
| Real estate and rental and leasing | 6 | 2.5% |
| Manufacturing | 5 | 2.1% |
| Wholesale trade | 5 | 2.1% |
| Utilities | 4 | 1.7% |
| Transportation and warehousing | 4 | 1.7% |
| Arts, entertainment, and recreation | 4 | 1.7% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 32344 vs 32361 →
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 32361 | Wacissa, FL | 252 | 7.4 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 32344, both outside FL so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (13,193 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Jefferson County
Related Areas
Frequently Asked Questions
What county is ZIP code 32344 in?
ZIP code 32344 (Monticello) is located in Jefferson County, Florida. Jefferson County contains multiple ZIP codes, see the full list at /counties/jefferson-fl.
What is the population of ZIP code 32344?
ZIP code 32344 in Monticello, FL has a population of 13,193 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 32344?
The median household income in ZIP 32344 is $61,199, which is 20% below the national average of $76,288.
What is the average home value in ZIP 32344?
The median home value in ZIP 32344 is $247,400, which is 11% below the national average of $278,155.
What is the demographic makeup of ZIP 32344?
The largest racial group in ZIP 32344 is White at 62.2%. Hispanic or Latino residents make up 5.5% of the population.
How many businesses are in ZIP code 32344?
ZIP code 32344 has 241 business establishments employing approximately 1,662 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 32344?
The top industries by establishment count in ZIP 32344 are: Construction (44), Retail trade (42), Professional, scientific, and technical services (29). There are 15 industry sectors represented in total.
What is the education level in ZIP code 32344?
In ZIP code 32344, 61.1% of residents aged 25+ have a high school diploma or higher, and 21.1% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 32344?
The mean commute time for workers in ZIP code 32344 is 28.9 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 32344?
In ZIP code 32344, approximately 75.4% of occupied housing units are owner-occupied and 24.6% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 32344?
The poverty rate in ZIP code 32344 is 22.8% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 32344's numbers, next.
- See how ZIP 32344 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Monticello, FL ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.