ZIP Code 32440

ZIP code 32440 is classified by USPS as a standard delivery area and covers roughly 271.1 square miles in Graceville, Jackson County, Florida. The area is home to 7,563 residents, producing a population density of 28 people per square mile, and falls within the Chicago time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 32440 against Florida and the nation.

On the economic side, the median household income for ZIP 32440 sits at $59,246 (23% below the Florida average), while per-capita income is $20,003. The poverty rate stands at 22.6% and the unemployment rate at 1.8%. On housing, the median home value is $115,700 (69% below the state average) with median rent at $832 per month, and 67.6% of occupied units are owner-occupied, a direct signal of whether 32440 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 15.8% of adults hold a bachelor's degree or higher, the median age is 38.4, and the average commute is 27 minutes. We also surface 1 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Jackson County, so you can benchmark 32440 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →