Graceville, FL · standard
ZIP Code 32440
Jackson County, Florida - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 7,563
- 28/sq mi
- $59,246
- Median income
- $115,700
- Median home value
- 15.8%
- Bachelor's or higher
The verdict
Graceville pairs a below-median household income with among the most affordable home values nationally, in a rural, homeowner-dominated area.
- 28th pct
- household income, US ZIPs
- 15th pct
- home value, US ZIPs
- 28
- people per sq mi
- 68%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 32440 against every reporting US ZIP.
ZIP code 32440 is a mid-sized community (a standard USPS delivery area) in Graceville, Jackson County, Florida, home to 7,563 residents across 271.1 square miles, a density of 28 people per square mile, in the Chicago time zone.
ZIP 32440 reports a modest median household income of $59,246 (23% below the Florida average), while per-capita income is $20,003. 22.6% of residents live below the poverty line, and the unemployment rate reads 1.8%. Housing costs here run $115,700 for a typical home value (69% below the state average), with rent averaging $832 a month; 67.6% of homes are owner-occupied.
Educational attainment sits below the national norm: 15.8% of adults hold a bachelor's degree or higher, the median age is 38.4, and the average commute is 27 minutes. Beyond these figures, 1 nearby ZIP codes within about 10 miles are surfaced below, along with 6 more sharing Jackson County, letting you compare 32440 to its immediate surroundings rather than a national baseline alone.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 32440
Top 5 sectors by establishment count in Graceville, FL
Which industries have the most business establishments in ZIP 32440.
- Retail trade
Retail trade
18 establishments
- Construction
Construction
10 establishments
- Accommodation and food services
Accommodation and food services
9 establishments
- Other services (except public administration)
Other services (except public administration)
8 establishments
- Wholesale trade 6
Wholesale trade
6 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 32440, Graceville, FL · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
7,563
Population
271.1
Area (sq mi)
28
People / sq mi
Chicago
Time Zone
standard
ZIP Type
Who lives in ZIP 32440?
38.4
Median Age
59.3%
Male
40.7%
Female
1.7%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$59,246
Median Household Income
-23% vs state
$20,003
Per Capita Income
22.6%
Poverty Rate
1.8%
Unemployment Rate
27.1 min
Mean Commute Time
How ZIP 32440 ranks nationally
Graceville, FL household income vs. every US ZIP code
Median household income, the full national distribution, with this ZIP marked
$59,246 28th percentile higher than 28% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
2,566
Total Housing Units
2,208
Occupied Units
358
Vacant Units
2.60
Avg Household Size
Occupancy Type
$115,700
Median Home Value
-69% vs state
$832
Median Rent
1981
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What businesses operate in this ZIP?
Census Bureau data shows 79 business establishments in ZIP 32440, employing approximately 1,395 people with a combined annual payroll of $62,693,000.
79
Businesses
1,395
Employees
$62.7M
Annual Payroll
10
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 18 | 22.8% |
| Construction | 10 | 12.7% |
| Accommodation and food services | 9 | 11.4% |
| Other services (except public administration) | 8 | 10.1% |
| Wholesale trade | 6 | 7.6% |
| Health care and social assistance | 5 | 6.3% |
| Finance and insurance | 4 | 5.1% |
| Transportation and warehousing | 3 | 3.8% |
| Real estate and rental and leasing | 3 | 3.8% |
| Administrative and support and waste management and remediation services | 3 | 3.8% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 32440 vs 32431 →
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 32431 | Cottondale, FL | 4,983 | 11.3 mi |
More ZIP Codes in Jackson County
Related Areas
Frequently Asked Questions
What county is ZIP code 32440 in? ▼
What is the population of ZIP code 32440? ▼
What is the median household income in ZIP 32440? ▼
What is the average home value in ZIP 32440? ▼
What is the demographic makeup of ZIP 32440? ▼
How many businesses are in ZIP code 32440? ▼
What are the main industries in ZIP code 32440? ▼
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What is the average commute time in ZIP 32440? ▼
What percentage of residents own vs. rent in ZIP 32440? ▼
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Read our methodology to see how this data is sourced, computed, and verified.