Residential delivery area · Florida
ZIP Code 32440: Graceville, FL
ZIP code 32440 uses the postal name Graceville, Florida and lies mostly in Jackson County (69% of its land) with the rest in Holmes County (Census 2020 ZIP-county file). About 8,300 people live there (Census Bureau, ACS 2020-2024). Median household income is $59,246 (Census Bureau, ACS 2020-2024). By Census place, 4% of its land lies in Graceville, and under 1% in smaller places; 95% is outside any Census place.
- ACS2020-24
- Census2020
- FHFA2025
- ZBP2023
- IRS2022
- Town
- Graceville · its only residential ZIP
- County
- Jackson County (69%); Holmes County (31%)
- Census places
- Graceville
- House district
- FL-2 119th Congress
- State
- Florida
- Time zone
- Central
- Land area
- 107.4 sq mi · 77 people per sq mi
Where is ZIP code 32440?
32440 centers on 30.922°, -85.526° and covers 107.4 square miles of land plus 1.0 of water. It borders 5 ZIP codes: 32426, 36375, 32431, 32425, 32428.
The map draws ZIP code areas only. For the streets inside 32440, open its center on OpenStreetMap.
Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).
How does 32440 compare with the rest of Jackson County?
| Measure | 32440 | In Jackson County | In FL |
|---|---|---|---|
| People (ACS 2020-2024) | 8,253 | 3rd of 13 | 735th of 1,013 |
| Median household income | $59k | 1st of 7 | 638th of 819 |
| Median home value | $116k | not ranked | not ranked |
32440's median home value is not ranked: its 90% margin of error (±$29,584) is more than a quarter of the figure ($115,700). Rankings use ZIP codes of 1,000 or more people living in households, with margins at most 25% of the figure.
Its median household income is higher than in 28% of U.S. residential ZIP codes, and it is denser than 50% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).
How many people live in 32440?
The 2020 Census counted 7,581 people in 32440; the ACS, which samples households over 2020-2024, estimates 8,253. Between the 2010 and 2020 censuses its population grew 0.2% (its boundary stayed at least 90% the same).
- People, ACS 2020-2024
- 8,253
- 2020 Census count
- 7,581+0.2% since 2010 (7,563)
- Households
- 2,208
- Median age
- 38.4
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).
Who lives in 32440?
Of the 8,253 people the ACS estimates in 32440, 17.4% are under 18 and 17.7% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (72.7%), then Black (not Hispanic) (20.5%).
- Under 1817.4%
- 18 to 6464.8%
- 65 and older17.7%
- White, not Hispanic72.7%
- Black, not Hispanic20.5%
- Other or two or more3.5%
- Hispanic or Latino3.2%
- Asian, not Hispanic0.2%
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.
What do households in 32440 earn?
Median household income is $59,246 (ACS 2020-2024), the highest of the 7 ranked ZIP codes in Jackson County. It is not measurably different from 2015-2019 ($54,086 in 2024 dollars): the change is within the surveys' margins of error.
- Median household income
- $59,246
- Income per person
- $20,003
- Below the poverty line
- 22.6%
- Unemployed (of the labor force)
- 1.8%
- Adults 25+ with a bachelor's degree
- 15.8%
- Adjusted gross income per tax return, 2022
- $58,0802,260 returns; wages 63% of AGI (IRS)
Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).
What are homes worth in 32440?
FHFA's house price index for 32440, built from repeat sales and appraisals of the same homes, rose 111% from 2015 to 2025 and rose 52% from 2020 to 2025, and moved +10.9% in 2025.
- Median home value (owners' estimate)
- $115,700
- Median gross rent
- $832
- Homes owned by their occupants
- 67.6%
- Housing units
- 2,566
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.
What businesses are in 32440?
79 business establishments had a location in this ZIP code in 2023, 8 fewer than in 2018; the most are in retail trade (ZIP Code Business Patterns).
- Retail trade18
- Construction10
- Accommodation and food services9
- Other services (except public administration)8
- Wholesale trade6
- Health care and social assistance5
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).
Which ZIP codes are next to 32440?
| ZIP | Town | People | Household income | Distance |
|---|---|---|---|---|
| 32426 | Campbellton | 720 | $34k | 9.7 mi |
| 36375 | Slocomb, AL | 7,884 | $58k | 10.8 mi |
| 32431 | Cottondale | 4,683 | $55k | 11.6 mi |
| 32425 | Bonifay | 13,942 | $47k | 12.5 mi |
| 32428 | Chipley | 17,950 | $58k | 21.4 mi |
| 36320 | Cottonwood, AL | 3,151 | $50k | 15.1 mi (near) |
| 36344 | Hartford, AL | 5,405 | $60k | 16.5 mi (near) |
| 36314 | Black, AL | 666 | $62k | 16.6 mi (near) |
| 36301 | Dothan, AL | 39,452 | $50k | 16.6 mi (near) |
Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.