Graceville, FL · standard
ZIP Code 32440
Jackson County, Florida - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 7,563
- 28/sq mi Moderate-density area
- $59,246
- Median income Below-median income area
- $115,700
- Median home value Below-median home value
- 15.8%
- Bachelor's or higher Below-average bachelor's attainment
National ZIP placement
Graceville pairs a below-median household income with among the most affordable home values nationally, in a rural, homeowner-dominated area.
- 28th pct
- household income, US ZIPs
- 15th pct
- home value, US ZIPs
- 28
- people per sq mi
- 68%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 32440 against every reporting US ZIP.
ZIP code 32440 is a mid-sized community (a standard USPS delivery area) in Graceville, Jackson County, Florida, home to 7,563 residents across 271.1 square miles, a density of 28 people per square mile, in the Chicago time zone.
ZIP 32440 reports a modest median household income of $59,246 (23% below the average Florida ZIP), while per-capita income is $20,003. The poverty rate is 22.6%, so the area-level income figures should not be treated as typical household experience. Home values sit below the statewide ZIP benchmark: the median is $115,700 (69% below the average Florida ZIP), and median rent is $832; owner occupancy is 67.6%.
Educational attainment sits below the national norm: 15.8% of adults hold a bachelor's degree or higher, the median age is 38.4, and the average commute is 27 minutes. The page also surfaces 1 ZIP codes within roughly 10 miles and 6 more in Jackson County, so 32440 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 32440
Top 5 sectors by establishment count in Graceville, FL
Which industries have the most business establishments in ZIP 32440.
- Retail trade
Retail trade
18 establishments
- Construction
Construction
10 establishments
- Accommodation and food services
Accommodation and food services
9 establishments
- Other services (except public administration)
Other services (except public administration)
8 establishments
- Wholesale trade 6
Wholesale trade
6 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 32440, Graceville, FL · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
7,563
Population
271.1
Area (sq mi)
28
People / sq mi
Chicago
Time Zone
standard
ZIP Type
Who lives in ZIP 32440?
38.4
Median Age
59.3%
Male
40.7%
Female
1.7%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$59,246
Median Household Income
-23% vs state ZIP avg
$20,003
Per Capita Income
22.6%
Poverty Rate
1.8%
Unemployment Rate
27.1 min
Mean Commute Time
How ZIP 32440 ranks among Florida ZIPs
Graceville, FL household income vs. every Florida ZIP code
Median household income among 946 reporting Florida ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$59,246 25th percentile higher than 25% of 946 Florida ZIPs
Each bar is a $20K-wide band; taller bars hold more Florida ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
2,566housing units
2,566
Total Housing Units
2,208
Occupied Units
358
Vacant Units
2.60
Avg Household Size
Occupancy Type
$115,700
Median Home Value
-69% vs state ZIP avg
$832
Median Rent
1981
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What businesses operate in this ZIP?
Census Bureau data shows 79 business establishments in ZIP 32440, employing approximately 1,395 people with a combined annual payroll of $62,693,000.
79
Businesses
1,395
Employees
$62.7M
Annual Payroll
10
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 18 | 22.8% |
| Construction | 10 | 12.7% |
| Accommodation and food services | 9 | 11.4% |
| Other services (except public administration) | 8 | 10.1% |
| Wholesale trade | 6 | 7.6% |
| Health care and social assistance | 5 | 6.3% |
| Finance and insurance | 4 | 5.1% |
| Transportation and warehousing | 3 | 3.8% |
| Real estate and rental and leasing | 3 | 3.8% |
| Administrative and support and waste management and remediation services | 3 | 3.8% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 32440 vs 32431 →
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 32431 | Cottondale, FL | 4,983 | 11.3 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 32440, both outside FL so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (7,563 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Jackson County
Related Areas
Frequently Asked Questions
What county is ZIP code 32440 in?
ZIP code 32440 (Graceville) is located in Jackson County, Florida. Jackson County contains multiple ZIP codes, see the full list at /counties/jackson-fl.
What is the population of ZIP code 32440?
ZIP code 32440 in Graceville, FL has a population of 7,563 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 32440?
The median household income in ZIP 32440 is $59,246, which is 22% below the national average of $76,288.
What is the average home value in ZIP 32440?
The median home value in ZIP 32440 is $115,700, which is 58% below the national average of $278,155.
What is the demographic makeup of ZIP 32440?
The largest racial group in ZIP 32440 is White at 73.4%. Hispanic or Latino residents make up 3.2% of the population.
How many businesses are in ZIP code 32440?
ZIP code 32440 has 79 business establishments employing approximately 1,395 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 32440?
The top industries by establishment count in ZIP 32440 are: Retail trade (18), Construction (10), Accommodation and food services (9). There are 10 industry sectors represented in total.
What is the education level in ZIP code 32440?
In ZIP code 32440, 58.4% of residents aged 25+ have a high school diploma or higher, and 15.8% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 32440?
The mean commute time for workers in ZIP code 32440 is 27.1 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 32440?
In ZIP code 32440, approximately 67.6% of occupied housing units are owner-occupied and 32.4% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 32440?
The poverty rate in ZIP code 32440 is 22.6% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 32440's numbers, next.
- See how ZIP 32440 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Graceville, FL ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.