Cross City, FL · standard
ZIP Code 32628
Dixie County, Florida - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 4,850
- 18/sq mi Moderate-density area
- $44,567
- Median income Below-median income area
- $130,700
- Median home value Below-median home value
- 11.1%
- Bachelor's or higher Below-average bachelor's attainment
National ZIP placement
Cross City pairs one of the lowest household incomes in the country with among the most affordable home values nationally, in a rural, homeowner-dominated area.
- 9th pct
- household income, US ZIPs
- 20th pct
- home value, US ZIPs
- 18
- people per sq mi
- 76%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 32628 against every reporting US ZIP.
ZIP code 32628 covers 268.0 square miles in Cross City, Dixie County, Florida (a standard USPS delivery area), with a modest 4,850 residents on file, a density of 18 people per square mile, in the New York time zone.
ZIP 32628 reports a modest median household income of $44,567 (42% below the average Florida ZIP), while per-capita income is $17,831. The poverty rate is 24.5%, so the area-level income figures should not be treated as typical household experience. Home values sit below the statewide ZIP benchmark: the median is $130,700 (65% below the average Florida ZIP); owner occupancy is 75.9%.
Formal educational attainment runs low here: just 11.1% of adults hold a bachelor's degree or higher, the median age is 39.5, and the average commute is -. The page also surfaces 2 ZIP codes within roughly 10 miles and 3 more in Dixie County, so 32628 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 32628
Top 5 sectors by establishment count in Cross City, FL
Which industries have the most business establishments in ZIP 32628.
- Retail trade
Retail trade
20 establishments
- Other services (except public administration)
Other services (except public administration)
13 establishments
- Accommodation and food services
Accommodation and food services
11 establishments
- Health care and social assistance
Health care and social assistance
9 establishments
- Manufacturing
Manufacturing
8 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 32628, Cross City, FL · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
4,850
Population
268.0
Area (sq mi)
18
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 32628?
39.5
Median Age
60.4%
Male
39.6%
Female
1.3%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$44,567
Median Household Income
-42% vs state ZIP avg
$17,831
Per Capita Income
24.5%
Poverty Rate
5.7%
Unemployment Rate
How ZIP 32628 ranks among Florida ZIPs
Cross City, FL household income vs. every Florida ZIP code
Median household income among 946 reporting Florida ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$44,567 6th percentile higher than 6% of 946 Florida ZIPs
Each bar is a $20K-wide band; taller bars hold more Florida ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
1,934housing units
1,934
Total Housing Units
1,498
Occupied Units
436
Vacant Units
2.30
Avg Household Size
Occupancy Type
$130,700
Median Home Value
-65% vs state ZIP avg
1981
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What businesses operate in this ZIP?
Census Bureau data shows 95 business establishments in ZIP 32628, employing approximately 1,118 people with a combined annual payroll of $48,080,000.
95
Businesses
1,118
Employees
$48.1M
Annual Payroll
10
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 20 | 21.1% |
| Other services (except public administration) | 13 | 13.7% |
| Accommodation and food services | 11 | 11.6% |
| Health care and social assistance | 9 | 9.5% |
| Manufacturing | 8 | 8.4% |
| Finance and insurance | 6 | 6.3% |
| Agriculture, forestry, fishing and hunting | 5 | 5.3% |
| Professional, scientific, and technical services | 5 | 5.3% |
| Construction | 4 | 4.2% |
| Transportation and warehousing | 4 | 4.2% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 32628 vs 32680 →
ZIP 32628 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 32680
Old Town (32680)
10,223 residents
- 32628
Cross City (32628)
4,850 residents
- 32648 437
Horseshoe Beach (32648)
437 residents
What this shows Among its immediate neighbors, ZIP 32628 ranks #2 by population - useful context the national average alone can't give.
ZIP 32628 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 32648
Horseshoe Beach (32648)
$63,482 median income
- 32680
Old Town (32680)
$50,306 median income
- 32628
Cross City (32628)
$44,567 median income
What this shows By household income, ZIP 32628 ranks #3 of 3 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 32628, both outside FL so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (4,850 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Dixie County
Related Areas
Frequently Asked Questions
What county is ZIP code 32628 in?
ZIP code 32628 (Cross City) is located in Dixie County, Florida. Dixie County contains multiple ZIP codes, see the full list at /counties/dixie-fl.
What is the population of ZIP code 32628?
ZIP code 32628 in Cross City, FL has a population of 4,850 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 32628?
The median household income in ZIP 32628 is $44,567, which is 42% below the national average of $76,288.
What is the average home value in ZIP 32628?
The median home value in ZIP 32628 is $130,700, which is 53% below the national average of $278,155.
What is the demographic makeup of ZIP 32628?
The largest racial group in ZIP 32628 is White at 64.8%. Hispanic or Latino residents make up 7.0% of the population.
How many businesses are in ZIP code 32628?
ZIP code 32628 has 95 business establishments employing approximately 1,118 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 32628?
The top industries by establishment count in ZIP 32628 are: Retail trade (20), Other services (except public administration) (13), Accommodation and food services (11). There are 10 industry sectors represented in total.
What is the education level in ZIP code 32628?
In ZIP code 32628, 62.1% of residents aged 25+ have a high school diploma or higher, and 11.1% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 32628?
In ZIP code 32628, approximately 75.9% of occupied housing units are owner-occupied and 24.1% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 32628?
The poverty rate in ZIP code 32628 is 24.5% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 32628's numbers, next.
- See how ZIP 32628 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Cross City, FL ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.