PlainZIP

Cross City, FL · standard

ZIP Code 32628

Dixie County, Florida - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

4,850
18/sq mi
$44,567
Median income
$130,700
Median home value
11.1%
Bachelor's or higher

The verdict

Cross City pairs one of the lowest household incomes in the country with among the most affordable home values nationally, in a rural, homeowner-dominated area.

9th pct
household income, US ZIPs
20th pct
home value, US ZIPs
18
people per sq mi
76%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 32628 against every reporting US ZIP.

ZIP code 32628 covers 268.0 square miles in Cross City, Dixie County, Florida (a standard USPS delivery area), with a modest 4,850 residents on file, a density of 18 people per square mile, in the New York time zone.

ZIP 32628 reports a modest median household income of $44,567 (42% below the Florida average), while per-capita income is $17,831. 24.5% of residents live below the poverty line, and the unemployment rate reads 5.7%. Housing costs here run $130,700 for a typical home value (65% below the state average), with rent averaging - a month; 75.9% of homes are owner-occupied.

Formal educational attainment runs low here: just 11.1% of adults hold a bachelor's degree or higher, the median age is 39.5, and the average commute is -. We also surface 2 nearby ZIP codes within roughly 10 miles and 3 additional ZIPs sharing Dixie County, so you can benchmark 32628 against its immediate geography rather than a national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 32628

Top 5 sectors by establishment count in Cross City, FL

Which industries have the most business establishments in ZIP 32628.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 32628, Cross City, FL · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

4,850

Population

268.0

Area (sq mi)

18

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 32628?

39.5

Median Age

60.4%

Male

39.6%

Female

1.3%

Foreign-Born

White 64.8%
African American 18.7%
Asian 0.6%
American Indian or Alaska Native 0.8%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 14.3%
Hispanic or Latino 7.0%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$44,567

Median Household Income

-42% vs state

$17,831

Per Capita Income

24.5%

Poverty Rate

5.7%

Unemployment Rate

How ZIP 32628 ranks nationally

Cross City, FL household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$44,567 9th percentile higher than 9% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). This entry sits in this band. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 62.1%
Bachelor's Degree or Higher 11.1%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

1,934

Total Housing Units

1,498

Occupied Units

436

Vacant Units

2.30

Avg Household Size

Occupancy Type

Owner 75.9%
Renter 24.1%

$130,700

Median Home Value

-65% vs state

1981

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 95 business establishments in ZIP 32628, employing approximately 1,118 people with a combined annual payroll of $48,080,000.

95

Businesses

1,118

Employees

$48.1M

Annual Payroll

10

Industry Sectors

Industry Establishments % of Total
Retail trade 20 21.1%
Other services (except public administration) 13 13.7%
Accommodation and food services 11 11.6%
Health care and social assistance 9 9.5%
Manufacturing 8 8.4%
Finance and insurance 6 6.3%
Agriculture, forestry, fishing and hunting 5 5.3%
Professional, scientific, and technical services 5 5.3%
Construction 4 4.2%
Transportation and warehousing 4 4.2%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 32628 vs 32680 →

ZIP 32628 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 32628 ranks #2 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 32628 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 32628 ranks #3 of 3 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
32680 Old Town, FL 10,223 8.0 mi
32648 Horseshoe Beach, FL 437 10.1 mi

More ZIP Codes in Dixie County

32680 standard
Old Town, FL
Pop: 10,223
32648 standard
Horseshoe Beach, FL
Pop: 437
32692 standard
Suwannee, FL
Pop: 295

Related Areas

Dixie County Cross City, FL Florida

Frequently Asked Questions

What county is ZIP code 32628 in? ▼
ZIP code 32628 (Cross City) is located in Dixie County, Florida. Dixie County contains multiple ZIP codes, see the full list at /counties/dixie-fl.
What is the population of ZIP code 32628? ▼
ZIP code 32628 in Cross City, FL has a population of 4,850 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 32628? ▼
The median household income in ZIP 32628 is $44,567, which is 42% below the national average of $76,288.
What is the average home value in ZIP 32628? ▼
The median home value in ZIP 32628 is $130,700, which is 53% below the national average of $278,155.
What is the demographic makeup of ZIP 32628? ▼
The largest racial group in ZIP 32628 is White at 64.8%. Hispanic or Latino residents make up 7.0% of the population.
How many businesses are in ZIP code 32628? ▼
ZIP code 32628 has 95 business establishments employing approximately 1,118 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 32628? ▼
The top industries by establishment count in ZIP 32628 are: Retail trade (20), Other services (except public administration) (13), Accommodation and food services (11). There are 10 industry sectors represented in total.
What is the education level in ZIP code 32628? ▼
In ZIP code 32628, 62.1% of residents aged 25+ have a high school diploma or higher, and 11.1% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 32628? ▼
In ZIP code 32628, approximately 75.9% of occupied housing units are owner-occupied and 24.1% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 32628? ▼
The poverty rate in ZIP code 32628 is 24.5% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.