Cross City, FL · standard
ZIP Code 32628
Dixie County, Florida — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 4,850
- 18/sq mi
- $44,567
- Median income
- $130,700
- Median home value
- 11.1%
- Bachelor's or higher
The verdict
Cross City pairs one of the lowest household incomes in the country with among the most affordable home values nationally, in a rural, homeowner-dominated area.
- 9th pct
- household income, US ZIPs
- 20th pct
- home value, US ZIPs
- 18
- people per sq mi
- 76%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 32628 against every reporting US ZIP.
ZIP code 32628 is classified by USPS as a standard delivery area and covers roughly 268.0 square miles in Cross City, Dixie County, Florida. The area is home to 4,850 residents, producing a population density of 18 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 32628 against Florida and the nation.
On the economic side, the median household income for ZIP 32628 sits at $44,567 (42% below the Florida average), while per-capita income is $17,831. The poverty rate stands at 24.5% and the unemployment rate at 5.7%. On housing, the median home value is $130,700 (65% below the state average) with median rent at — per month, and 75.9% of occupied units are owner-occupied, a direct signal of whether 32628 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 11.1% of adults hold a bachelor's degree or higher, the median age is 39.5, and the average commute is —. We also surface 2 nearby ZIP codes within roughly 10 miles and 3 additional ZIPs sharing Dixie County, so you can benchmark 32628 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 32628
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 32628.
- Retail trade
Retail trade
20 establishments
- Other services (except public administration)
Other services (except public administration)
13 establishments
- Accommodation and food services
Accommodation and food services
11 establishments
- Health care and social assistance
Health care and social assistance
9 establishments
- Manufacturing
Manufacturing
8 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 32628, Cross City, FL · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
4,850
Population
268.0
Area (sq mi)
18
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 32628?
39.5
Median Age
60.4%
Male
39.6%
Female
1.3%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$44,567
Median Household Income
-42% vs state
$17,831
Per Capita Income
24.5%
Poverty Rate
5.7%
Unemployment Rate
How ZIP 32628 ranks nationally
Household income vs. every US ZIP code
Median household income — the full national distribution, with this ZIP marked
$44,567 9th percentile higher than 9% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
1,934
Total Housing Units
1,498
Occupied Units
436
Vacant Units
2.30
Avg Household Size
Occupancy Type
$130,700
Median Home Value
-65% vs state
1981
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What businesses operate in this ZIP?
Census Bureau data shows 95 business establishments in ZIP 32628, employing approximately 1,118 people with a combined annual payroll of $48,080,000.
95
Businesses
1,118
Employees
$48.1M
Annual Payroll
10
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 20 | 21.1% |
| Other services (except public administration) | 13 | 13.7% |
| Accommodation and food services | 11 | 11.6% |
| Health care and social assistance | 9 | 9.5% |
| Manufacturing | 8 | 8.4% |
| Finance and insurance | 6 | 6.3% |
| Agriculture, forestry, fishing and hunting | 5 | 5.3% |
| Professional, scientific, and technical services | 5 | 5.3% |
| Construction | 4 | 4.2% |
| Transportation and warehousing | 4 | 4.2% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 32628 vs 32680 →
ZIP 32628 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 32680
Old Town (32680)
10,223 residents
- 32628
Cross City (32628)
4,850 residents
- 32648 437
Horseshoe Beach (32648)
437 residents
What this shows Among its immediate neighbors, ZIP 32628 ranks #2 by population — useful context the national average alone can't give.
ZIP 32628 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 32648
Horseshoe Beach (32648)
$63,482 median income
- 32680
Old Town (32680)
$50,306 median income
- 32628
Cross City (32628)
$44,567 median income
What this shows By household income, ZIP 32628 ranks #3 of 3 neighboring ZIPs — local affluence varies block to block, not just metro to metro.
More ZIP Codes in Dixie County
Related Areas
Frequently Asked Questions
What county is ZIP code 32628 in? ▼
What is the population of ZIP code 32628? ▼
What is the median household income in ZIP 32628? ▼
What is the average home value in ZIP 32628? ▼
What is the demographic makeup of ZIP 32628? ▼
How many businesses are in ZIP code 32628? ▼
What are the main industries in ZIP code 32628? ▼
What is the education level in ZIP code 32628? ▼
What percentage of residents own vs. rent in ZIP 32628? ▼
What is the poverty rate in ZIP code 32628? ▼
ZIP Code Research Guides
Official Data Resources for Cross City, FL
Verify and explore additional data for this area using these official government sources.
Read our methodology to see how this data is sourced, computed, and verified.