Tavernier, FL · standard
ZIP Code 33070
Monroe County, Florida - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 5,344
- 473/sq mi
- $75,436
- Median income
- $732,800
- Median home value
- 33.2%
- Bachelor's or higher
The verdict
Tavernier pairs an above-median household income with top-decile home values, in a low-density, homeowner-dominated area.
- Top 44%
- household income, US ZIPs
- Top 6%
- home value, US ZIPs
- 473
- people per sq mi
- 82%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 33070 against every reporting US ZIP.
ZIP code 33070 is classified by USPS as a standard delivery area and covers roughly 11.3 square miles in Tavernier, Monroe County, Florida. The area is home to 5,344 residents, producing a population density of 473 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 33070 against Florida and the nation.
On the economic side, the median household income for ZIP 33070 sits at $75,436 (2% below the Florida average), while per-capita income is $49,371. The poverty rate stands at 13.6% and the unemployment rate at 2.0%. On housing, the median home value is $732,800 (95% above the state average) with median rent at $1,923 per month, and 81.7% of occupied units are owner-occupied, a direct signal of whether 33070 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 33.2% of adults hold a bachelor's degree or higher, the median age is 53.3, and the average commute is —. We also surface 1 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Monroe County, so you can benchmark 33070 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 33070
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 33070.
- Retail trade
Retail trade
38 establishments
- Construction
Construction
33 establishments
- Professional, scientific, and technical services
Professional, scientific, and technical services
29 establishments
- Health care and social assistance
Health care and social assistance
28 establishments
- Other services (except public administration)
Other services (except public administration)
28 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 33070, Tavernier, FL · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
5,344
Population
11.3
Area (sq mi)
473
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 33070?
53.3
Median Age
50.7%
Male
49.3%
Female
17.7%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$75,436
Median Household Income
-2% vs state
$49,371
Per Capita Income
13.6%
Poverty Rate
2.0%
Unemployment Rate
How ZIP 33070 ranks nationally
Household income vs. every US ZIP code
Median household income — the full national distribution, with this ZIP marked
$75,436 Top 44% higher than 56% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
4,462
Total Housing Units
2,507
Occupied Units
1,955
Vacant Units
2.25
Avg Household Size
Occupancy Type
$732,800
Median Home Value
+95% vs state
$1,923
Median Rent
1981
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+9.0%
YoY Change (2024)
482
HPI Index (2000 = 100)
+382%
Total Change Since 2000
Home values in ZIP 33070 have increased 9.0% over the past year (2024). Since 2000, this ZIP has seen +382% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +5.6% | 288 |
| 2021 | +15.0% | 331 |
| 2022 | +25.2% | 414 |
| 2023 | +6.7% | 442 |
| 2024 | +9.0% | 482 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 289 business establishments in ZIP 33070, employing approximately 2,105 people with a combined annual payroll of $117,075,000.
289
Businesses
2,105
Employees
$117.1M
Annual Payroll
16
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 38 | 13.2% |
| Construction | 33 | 11.4% |
| Professional, scientific, and technical services | 29 | 10.0% |
| Health care and social assistance | 28 | 9.7% |
| Other services (except public administration) | 28 | 9.7% |
| Real estate and rental and leasing | 26 | 9.0% |
| Accommodation and food services | 25 | 8.7% |
| Administrative and support and waste management and remediation services | 22 | 7.6% |
| Arts, entertainment, and recreation | 15 | 5.2% |
| Transportation and warehousing | 10 | 3.5% |
| Wholesale trade | 8 | 2.8% |
| Manufacturing | 7 | 2.4% |
| Finance and insurance | 7 | 2.4% |
| Information | 5 | 1.7% |
| Agriculture, forestry, fishing and hunting | 4 | 1.4% |
| Educational services | 3 | 1.0% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 33070 vs 33036 →
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 33036 | Islamorada, FL | 3,035 | 9.3 mi |
More ZIP Codes in Monroe County
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Frequently Asked Questions
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ZIP Code Research Guides
Official Data Resources for Tavernier, FL
Verify and explore additional data for this area using these official government sources.
Read our methodology to see how this data is sourced, computed, and verified.