Tavernier, FL · standard
ZIP Code 33070
Monroe County, Florida - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 5,344
- 473/sq mi
- $75,436
- Median income
- $732,800
- Median home value
- 33.2%
- Bachelor's or higher
National ZIP placement
Tavernier pairs an above-median household income with top-decile home values, in a low-density, homeowner-dominated area.
- Top 44%
- household income, US ZIPs
- Top 6%
- home value, US ZIPs
- 473
- people per sq mi
- 82%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 33070 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 33070 (Tavernier, FL) rose +9.0% from 2023 to 2024. The all-transactions index moved from 441.8 in 2023 to 481.7 in 2024 (2000 = 100).
ZIP code 33070 is a mid-sized community (a standard USPS delivery area) in Tavernier, Monroe County, Florida, home to 5,344 residents across 11.3 square miles, a density of 473 people per square mile, in the New York time zone.
ZIP 33070 lands in the middle-income range, with a median household income of $75,436 (2% below the average Florida ZIP), while per-capita income is $49,371. The poverty rate is 13.6%, with unemployment at 2.0%; those measures add context to the income figure. Housing is both higher-cost and owner-heavy: median home value is $732,800 (95% above the average Florida ZIP), while 81.7% of occupied homes are owner-occupied and median rent is $1,923.
A solid share of residents have a four-year degree: 33.2% of adults hold a bachelor's degree or higher, the median age is 53.3, and the average commute is -. The page also surfaces 1 ZIP codes within roughly 10 miles and 6 more in Monroe County, so 33070 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 33070
Top 5 sectors by establishment count in Tavernier, FL
Which industries have the most business establishments in ZIP 33070.
- Retail trade
Retail trade
38 establishments
- Construction
Construction
33 establishments
- Professional, scientific, and technical services
Professional, scientific, and technical services
29 establishments
- Health care and social assistance
Health care and social assistance
28 establishments
- Other services (except public administration)
Other services (except public administration)
28 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 33070, Tavernier, FL · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
5,344
Population
11.3
Area (sq mi)
473
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 33070?
53.3
Median Age
50.7%
Male
49.3%
Female
17.7%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$75,436
Median Household Income
-2% vs state ZIP avg
$49,371
Per Capita Income
13.6%
Poverty Rate
2.0%
Unemployment Rate
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
4,462housing units
4,462
Total Housing Units
2,507
Occupied Units
1,955
Vacant Units
2.25
Avg Household Size
Occupancy Type
$732,800
Median Home Value
+95% vs state ZIP avg
$1,923
Median Rent
1981
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+9.0%
YoY Change (2024)
482
HPI Index (2000 = 100)
+382%
Total Change Since 2000
Home values in ZIP 33070 have increased 9.0% over the past year (2024). Since 2000, this ZIP has seen +382% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +5.6% | 288 |
| 2021 | +15.0% | 331 |
| 2022 | +25.2% | 414 |
| 2023 | +6.7% | 442 |
| 2024 | +9.0% | 482 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 289 business establishments in ZIP 33070, employing approximately 2,105 people with a combined annual payroll of $117,075,000.
289
Businesses
2,105
Employees
$117.1M
Annual Payroll
16
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 38 | 13.2% |
| Construction | 33 | 11.4% |
| Professional, scientific, and technical services | 29 | 10.0% |
| Health care and social assistance | 28 | 9.7% |
| Other services (except public administration) | 28 | 9.7% |
| Real estate and rental and leasing | 26 | 9.0% |
| Accommodation and food services | 25 | 8.7% |
| Administrative and support and waste management and remediation services | 22 | 7.6% |
| Arts, entertainment, and recreation | 15 | 5.2% |
| Transportation and warehousing | 10 | 3.5% |
| Wholesale trade | 8 | 2.8% |
| Manufacturing | 7 | 2.4% |
| Finance and insurance | 7 | 2.4% |
| Information | 5 | 1.7% |
| Agriculture, forestry, fishing and hunting | 4 | 1.4% |
| Educational services | 3 | 1.0% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 33070 vs 33036 →
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 33036 | Islamorada, FL | 3,035 | 9.3 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 33070, both outside FL so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (5,344 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.