Spring Hill, FL · standard
ZIP Code 34609
Hernando County, Florida - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 37,129
- 645/sq mi High-density area
- $79,442
- Median income Near-median income area
- $317,200
- Median home value Above-median home value
- 23.6%
- Bachelor's or higher Near-average bachelor's attainment
National ZIP placement
Spring Hill pairs an above-median household income with above-median home values, in a low-density, homeowner-dominated area.
- Top 39%
- household income, US ZIPs
- Top 31%
- home value, US ZIPs
- 645
- people per sq mi
- 84%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 34609 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 34609 (Spring Hill, FL) fell -1.8% from 2023 to 2024. The all-transactions index moved from 334.4 in 2023 to 328.3 in 2024 (2000 = 100).
ZIP code 34609 is a densely settled ZIP (a standard USPS delivery area) in Spring Hill, Hernando County, Florida, with 37,129 residents across 57.6 square miles, a density of 645 people per square mile, in the New York time zone.
ZIP 34609 lands in the middle-income range, with a median household income of $79,442 (3% above the average Florida ZIP), while per-capita income is $35,379. The poverty rate is 9.7%, with unemployment at 6.3%; those measures add context to the income figure. Home values sit below the statewide ZIP benchmark: the median is $317,200 (15% below the average Florida ZIP), and median rent is $1,791; owner occupancy is 83.7%.
Educational attainment sits below the national norm: 23.6% of adults hold a bachelor's degree or higher, the median age is 44.9, and the average commute is 28 minutes. The page also surfaces 9 ZIP codes within roughly 10 miles and 6 more in Hernando County, so 34609 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 34609
Top 5 sectors by establishment count in Spring Hill, FL
Which industries have the most business establishments in ZIP 34609.
- Health care and social assistance
Health care and social assistance
140 establishments
- Construction
Construction
92 establishments
- Retail trade
Retail trade
90 establishments
- Other services (except public administration)
Other services (except public administration)
78 establishments
- Professional, scientific, and technical services
Professional, scientific, and technical services
74 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 34609, Spring Hill, FL · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
37,129
Population
57.6
Area (sq mi)
645
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 34609?
44.9
Median Age
48.9%
Male
51.1%
Female
10.5%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$79,442
Median Household Income
+3% vs state ZIP avg
$35,379
Per Capita Income
9.7%
Poverty Rate
6.3%
Unemployment Rate
28.0 min
Mean Commute Time
How ZIP 34609 ranks nationally
Spring Hill, FL household income vs. every US ZIP code
Median household income, the full national distribution, with this ZIP marked
$79,442 Top 39% higher than 61% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
18,853housing units
18,853
Total Housing Units
17,593
Occupied Units
1,260
Vacant Units
2.68
Avg Household Size
Occupancy Type
$317,200
Median Home Value
-15% vs state ZIP avg
$1,791
Median Rent
2000
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
-1.8%
YoY Change (2024)
328
HPI Index (2000 = 100)
+228%
Total Change Since 2000
Home values in ZIP 34609 have decreased 1.8% over the past year (2024). Since 2000, this ZIP has seen +228% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +6.3% | 201 |
| 2021 | +19.4% | 240 |
| 2022 | +28.4% | 308 |
| 2023 | +8.5% | 334 |
| 2024 | -1.8% | 328 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 804 business establishments in ZIP 34609, employing approximately 7,974 people with a combined annual payroll of $339,599,000.
804
Businesses
7,974
Employees
$339.6M
Annual Payroll
16
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Health care and social assistance | 140 | 17.4% |
| Construction | 92 | 11.4% |
| Retail trade | 90 | 11.2% |
| Other services (except public administration) | 78 | 9.7% |
| Professional, scientific, and technical services | 74 | 9.2% |
| Administrative and support and waste management and remediation services | 66 | 8.2% |
| Accommodation and food services | 64 | 8.0% |
| Finance and insurance | 54 | 6.7% |
| Real estate and rental and leasing | 50 | 6.2% |
| Transportation and warehousing | 29 | 3.6% |
| Arts, entertainment, and recreation | 18 | 2.2% |
| Wholesale trade | 16 | 2.0% |
| Information | 13 | 1.6% |
| Educational services | 9 | 1.1% |
| Manufacturing | 6 | 0.8% |
| Management of companies and enterprises | 4 | 0.5% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 34609 vs 34608 →
ZIP 34609 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 34609
Spring Hill (34609)
37,129 residents
- 34667
Hudson (34667)
32,144 residents
- 34608
Spring Hill (34608)
31,099 residents
- 34606
Spring Hill (34606)
26,208 residents
- 34601
Brooksville (34601)
22,336 residents
- 34613
Brooksville (34613)
17,814 residents
- 34610 12,907
Spring Hill (34610)
12,907 residents
- 34669 12,648
Hudson (34669)
12,648 residents
- 34604 10,003
Brooksville (34604)
10,003 residents
What this shows Among its immediate neighbors, ZIP 34609 ranks the most populous - useful context the national average alone can't give.
ZIP 34609 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 34604
Brooksville (34604)
$84,833 median income
- 34609
Spring Hill (34609)
$79,442 median income
- 34610
Spring Hill (34610)
$77,396 median income
- 34607
Spring Hill (34607)
$66,422 median income
- 34608
Spring Hill (34608)
$64,345 median income
- 34601
Brooksville (34601)
$60,440 median income
- 34669
Hudson (34669)
$58,638 median income
- 34613
Brooksville (34613)
$58,596 median income
- 34606
Spring Hill (34606)
$57,337 median income
What this shows By household income, ZIP 34609 ranks #2 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 34608 | Spring Hill, FL | 31,099 | 2.7 mi |
| 34604 | Brooksville, FL | 10,003 | 4.5 mi |
| 34606 | Spring Hill, FL | 26,208 | 5.5 mi |
| 34610 | Spring Hill, FL | 12,907 | 6.6 mi |
| 34607 | Spring Hill, FL | 8,133 | 8.0 mi |
| 34613 | Brooksville, FL | 17,814 | 7.5 mi |
| 34669 | Hudson, FL | 12,648 | 10.6 mi |
| 34667 | Hudson, FL | 32,144 | 10.9 mi |
| 34601 | Brooksville, FL | 22,336 | 11.6 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 34609, both outside FL so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (37,129 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Hernando County
Related Areas
Frequently Asked Questions
What county is ZIP code 34609 in?
ZIP code 34609 (Spring Hill) is located in Hernando County, Florida. Hernando County contains multiple ZIP codes, see the full list at /counties/hernando-fl.
What is the population of ZIP code 34609?
ZIP code 34609 in Spring Hill, FL has a population of 37,129 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 34609?
The median household income in ZIP 34609 is $79,442, which is 4% above the national average of $76,288.
What is the average home value in ZIP 34609?
The median home value in ZIP 34609 is $317,200, which is 14% above the national average of $278,155.
What is the demographic makeup of ZIP 34609?
The largest racial group in ZIP 34609 is White at 69.3%. Hispanic or Latino residents make up 21.6% of the population.
How many businesses are in ZIP code 34609?
ZIP code 34609 has 804 business establishments employing approximately 7,974 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 34609?
The top industries by establishment count in ZIP 34609 are: Health care and social assistance (140), Construction (92), Retail trade (90). There are 16 industry sectors represented in total.
How have home values changed in ZIP code 34609?
According to the FHFA House Price Index, home values in ZIP 34609 decreased by 1.8% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 228%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 34609?
In ZIP code 34609, 54.4% of residents aged 25+ have a high school diploma or higher, and 23.6% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 34609?
The mean commute time for workers in ZIP code 34609 is 28.0 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 34609?
In ZIP code 34609, approximately 83.7% of occupied housing units are owner-occupied and 16.3% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 34609?
The poverty rate in ZIP code 34609 is 9.7% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 34609's numbers, next.
- See how ZIP 34609 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Spring Hill, FL ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
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ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.