PlainZIP

Spring Hill, FL · standard

ZIP Code 34609

Hernando County, Florida - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

37,129
645/sq mi
$79,442
Median income
$317,200
Median home value
23.6%
Bachelor's or higher

The verdict

Spring Hill pairs an above-median household income with above-median home values, in a low-density, homeowner-dominated area.

Top 39%
household income, US ZIPs
Top 31%
home value, US ZIPs
645
people per sq mi
84%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 34609 against every reporting US ZIP.

ZIP code 34609 is a densely settled ZIP (a standard USPS delivery area) in Spring Hill, Hernando County, Florida, with 37,129 residents across 57.6 square miles, a density of 645 people per square mile, in the New York time zone.

ZIP 34609 lands in the middle-income range, with a median household income of $79,442 (3% above the Florida average), while per-capita income is $35,379. 9.7% of residents live below the poverty line, and the unemployment rate reads 6.3%. Median home value sits at $317,200 (15% below the state average), median rent at $1,791 a month, and owner-occupancy at 83.7%.

Educational attainment sits below the national norm: 23.6% of adults hold a bachelor's degree or higher, the median age is 44.9, and the average commute is 28 minutes. To put 34609 in local context, 9 ZIP codes within roughly 10 miles appear further down this page alongside 6 additional ZIPs in Hernando County, for a geography-aware comparison.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 34609

Top 5 sectors by establishment count in Spring Hill, FL

Which industries have the most business establishments in ZIP 34609.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 34609, Spring Hill, FL · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

37,129

Population

57.6

Area (sq mi)

645

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 34609?

44.9

Median Age

48.9%

Male

51.1%

Female

10.5%

Foreign-Born

White 69.3%
African American 6.1%
Asian 2.7%
American Indian or Alaska Native 0.3%
Native Hawaiian or Pacific Islander 0.3%
Two or More Ethnicities 14.6%
Hispanic or Latino 21.6%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$79,442

Median Household Income

+3% vs state

$35,379

Per Capita Income

9.7%

Poverty Rate

6.3%

Unemployment Rate

28.0 min

Mean Commute Time

How ZIP 34609 ranks nationally

Spring Hill, FL household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$79,442 Top 39% higher than 61% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 54.4%
Bachelor's Degree or Higher 23.6%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

18,853

Total Housing Units

17,593

Occupied Units

1,260

Vacant Units

2.68

Avg Household Size

Occupancy Type

Owner 83.7%
Renter 16.3%

$317,200

Median Home Value

-15% vs state

$1,791

Median Rent

2000

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

-1.8%

YoY Change (2024)

328

HPI Index (2000 = 100)

+228%

Total Change Since 2000

Home values in ZIP 34609 have decreased 1.8% over the past year (2024). Since 2000, this ZIP has seen +228% cumulative appreciation.

Year Annual Change HPI Index
2020 +6.3% 201
2021 +19.4% 240
2022 +28.4% 308
2023 +8.5% 334
2024 -1.8% 328

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 804 business establishments in ZIP 34609, employing approximately 7,974 people with a combined annual payroll of $339,599,000.

804

Businesses

7,974

Employees

$339.6M

Annual Payroll

16

Industry Sectors

Industry Establishments % of Total
Health care and social assistance 140 17.4%
Construction 92 11.4%
Retail trade 90 11.2%
Other services (except public administration) 78 9.7%
Professional, scientific, and technical services 74 9.2%
Administrative and support and waste management and remediation services 66 8.2%
Accommodation and food services 64 8.0%
Finance and insurance 54 6.7%
Real estate and rental and leasing 50 6.2%
Transportation and warehousing 29 3.6%
Arts, entertainment, and recreation 18 2.2%
Wholesale trade 16 2.0%
Information 13 1.6%
Educational services 9 1.1%
Manufacturing 6 0.8%
Management of companies and enterprises 4 0.5%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 34609 vs 34608 →

ZIP 34609 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 34609 ranks the most populous - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 34609 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 34609 ranks #2 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
34608 Spring Hill, FL 31,099 2.7 mi
34604 Brooksville, FL 10,003 4.5 mi
34606 Spring Hill, FL 26,208 5.5 mi
34610 Spring Hill, FL 12,907 6.6 mi
34607 Spring Hill, FL 8,133 8.0 mi
34613 Brooksville, FL 17,814 7.5 mi
34669 Hudson, FL 12,648 10.6 mi
34667 Hudson, FL 32,144 10.9 mi
34601 Brooksville, FL 22,336 11.6 mi

More ZIP Codes in Hernando County

34608 standard
Spring Hill, FL
Pop: 31,099
34606 standard
Spring Hill, FL
Pop: 26,208
34601 standard
Brooksville, FL
Pop: 22,336
34613 standard
Brooksville, FL
Pop: 17,814
34604 standard
Brooksville, FL
Pop: 10,003
34607 standard
Spring Hill, FL
Pop: 8,133

Related Areas

Hernando County Spring Hill, FL Florida

Frequently Asked Questions

What county is ZIP code 34609 in? ▼
ZIP code 34609 (Spring Hill) is located in Hernando County, Florida. Hernando County contains multiple ZIP codes, see the full list at /counties/hernando-fl.
What is the population of ZIP code 34609? ▼
ZIP code 34609 in Spring Hill, FL has a population of 37,129 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 34609? ▼
The median household income in ZIP 34609 is $79,442, which is 4% above the national average of $76,288.
What is the average home value in ZIP 34609? ▼
The median home value in ZIP 34609 is $317,200, which is 14% above the national average of $278,155.
What is the demographic makeup of ZIP 34609? ▼
The largest racial group in ZIP 34609 is White at 69.3%. Hispanic or Latino residents make up 21.6% of the population.
How many businesses are in ZIP code 34609? ▼
ZIP code 34609 has 804 business establishments employing approximately 7,974 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 34609? ▼
The top industries by establishment count in ZIP 34609 are: Health care and social assistance (140), Construction (92), Retail trade (90). There are 16 industry sectors represented in total.
How have home values changed in ZIP code 34609? ▼
According to the FHFA House Price Index, home values in ZIP 34609 decreased by 1.8% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 228%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 34609? ▼
In ZIP code 34609, 54.4% of residents aged 25+ have a high school diploma or higher, and 23.6% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 34609? ▼
The mean commute time for workers in ZIP code 34609 is 28.0 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 34609? ▼
In ZIP code 34609, approximately 83.7% of occupied housing units are owner-occupied and 16.3% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 34609? ▼
The poverty rate in ZIP code 34609 is 9.7% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.