ZIP Code 37049

standard

Source:

Cross Plains · Robertson County · Tennessee

Population
3,244

47/sq mi

Median income
$90,048

▲ 18% vs US

higher than 73% of US ZIPs

Median home value
$368,800

▲ 33% vs US

higher than 76% of US ZIPs

Bachelor's or higher
22.4%

Median age 38.9

Land area
68.7 sq mi

Chicago

ZIP code 37049 in Cross Plains, Tennessee has a population of 3,244. The median household income is $90,048, which is 18% above the national average. Median home value is $368,800, 33% above the US average. 22.4% of residents hold a bachelor's degree or higher.

ZIP code 37049 is classified by USPS as a standard delivery area and covers roughly 68.7 square miles in Cross Plains, Robertson County, Tennessee. The area is home to 3,244 residents, producing a population density of 47 people per square mile, and falls within the Chicago time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 37049 against Tennessee and the nation.

On the economic side, the median household income for ZIP 37049 sits at $90,048 (36% above the Tennessee average), while per-capita income is $35,722. The poverty rate stands at 3.2% and the unemployment rate at 3.7%. On housing, the median home value is $368,800 (49% above the state average) with median rent at $1,107 per month, and 87.1% of occupied units are owner-occupied, a direct signal of whether 37049 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 22.4% of adults hold a bachelor's degree or higher, the median age is 38.9, and the average commute is 35 minutes. We also surface 4 nearby ZIP codes within roughly 10 miles and 5 additional ZIPs sharing Robertson County, so you can benchmark 37049 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 37049

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 37049.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 37049, Cross Plains, TN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

3,244

Population

68.7

Area (sq mi)

47

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 37049?

38.9

Median Age

51.9%

Male

48.1%

Female

1.9%

Foreign-Born

White 90.9%
African American 2.6%
Asian 1.4%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 4.6%
Hispanic or Latino 2.0%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$90,048

Median Household Income

+36% vs state

$35,722

Per Capita Income

3.2%

Poverty Rate

3.7%

Unemployment Rate

35.1 min

Mean Commute Time

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 62.6%
Bachelor's Degree or Higher 22.4%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

1,516

Total Housing Units

1,469

Occupied Units

47

Vacant Units

2.83

Avg Household Size

Occupancy Type

Owner 87.1%
Renter 12.9%

$368,800

Median Home Value

+49% vs state

$1,107

Median Rent

1997

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+10.4%

YoY Change (2024)

304

HPI Index (2000 = 100)

+204%

Total Change Since 2000

Home values in ZIP 37049 have increased 10.4% over the past year (2024). Since 2000, this ZIP has seen +204% cumulative appreciation.

Year Annual Change HPI Index
2020 +4.7% 191
2021 +18.4% 226
2022 +15.5% 261
2023 +5.8% 276
2024 +10.4% 304

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 45 business establishments in ZIP 37049, employing approximately 253 people with a combined annual payroll of $12,314,000.

45

Businesses

253

Employees

$12.3M

Annual Payroll

7

Industry Sectors

Industry Establishments % of Total
Retail trade 8 17.8%
Other services (except public administration) 8 17.8%
Construction 7 15.6%
Professional, scientific, and technical services 4 8.9%
Manufacturing 3 6.7%
Administrative and support and waste management and remediation services 3 6.7%
Accommodation and food services 3 6.7%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 37049 vs 37141 →

ZIP Code City Population Distance
37141 Orlinda, TN 1,224 4.0 mi
37188 White House, TN 13,643 5.5 mi
37048 Cottontown, TN 6,030 6.6 mi
37073 Greenbrier, TN 13,350 11.9 mi

More ZIP Codes in Robertson County

Frequently Asked Questions

What county is ZIP code 37049 in?
ZIP code 37049 (Cross Plains) is located in Robertson County, Tennessee. Robertson County contains multiple ZIP codes, see the full list at /counties/robertson-tn.
What is the population of ZIP code 37049?
ZIP code 37049 in Cross Plains, TN has a population of 3,244 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 37049?
The median household income in ZIP 37049 is $90,048, which is 18% above the national average of $76,288.
What is the average home value in ZIP 37049?
The median home value in ZIP 37049 is $368,800, which is 33% above the national average of $278,155.
What is the demographic makeup of ZIP 37049?
The largest racial group in ZIP 37049 is White at 90.9%. Hispanic or Latino residents make up 2.0% of the population.
How many businesses are in ZIP code 37049?
ZIP code 37049 has 45 business establishments employing approximately 253 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 37049?
The top industries by establishment count in ZIP 37049 are: Retail trade (8), Other services (except public administration) (8), Construction (7). There are 7 industry sectors represented in total.
How have home values changed in ZIP code 37049?
According to the FHFA House Price Index, home values in ZIP 37049 increased by 10.4% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 204%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 37049?
In ZIP code 37049, 62.6% of residents aged 25+ have a high school diploma or higher, and 22.4% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 37049?
The mean commute time for workers in ZIP code 37049 is 35.1 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 37049?
In ZIP code 37049, approximately 87.1% of occupied housing units are owner-occupied and 12.9% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 37049?
The poverty rate in ZIP code 37049 is 3.2% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for Cross Plains, TN

Verify and explore additional data for this area using these official government sources.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023). Business data: Source: Census ZIP Code Business Patterns (ZBP) 2023. Home value trends: Source: FHFA House Price Index (HPI), Five-Digit ZIP Codes.

PlainZIP is not affiliated with the U.S. Census Bureau or any government agency.