PlainZIP

Cross Plains, TN · standard

ZIP Code 37049

Robertson County, Tennessee - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

3,244
47/sq mi
$90,048
Median income
$368,800
Median home value
22.4%
Bachelor's or higher

The verdict

Cross Plains pairs an above-median household income with upper-quartile home values, in a rural, homeowner-dominated area.

Top 27%
household income, US ZIPs
Top 24%
home value, US ZIPs
47
people per sq mi
87%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 37049 against every reporting US ZIP.

ZIP code 37049 covers 68.7 square miles in Cross Plains, Robertson County, Tennessee (a standard USPS delivery area), with a modest 3,244 residents on file, a density of 47 people per square mile, in the Chicago time zone.

ZIP 37049 lands in the middle-income range, with a median household income of $90,048 (36% above the Tennessee average), while per-capita income is $35,722. The poverty rate stands at 3.2% and the unemployment rate at 3.7%. Housing costs here run $368,800 for a typical home value (49% above the state average), with rent averaging $1,107 a month; 87.1% of homes are owner-occupied.

Educational attainment sits below the national norm: 22.4% of adults hold a bachelor's degree or higher, the median age is 38.9, and the average commute is 35 minutes. Beyond these figures, 4 nearby ZIP codes within about 10 miles are surfaced below, along with 5 more sharing Robertson County, letting you compare 37049 to its immediate surroundings rather than a national baseline alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 37049

Top 5 sectors by establishment count in Cross Plains, TN

Which industries have the most business establishments in ZIP 37049.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 37049, Cross Plains, TN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

3,244

Population

68.7

Area (sq mi)

47

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 37049?

38.9

Median Age

51.9%

Male

48.1%

Female

1.9%

Foreign-Born

White 90.9%
African American 2.6%
Asian 1.4%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 4.6%
Hispanic or Latino 2.0%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$90,048

Median Household Income

+36% vs state

$35,722

Per Capita Income

3.2%

Poverty Rate

3.7%

Unemployment Rate

35.1 min

Mean Commute Time

How ZIP 37049 ranks nationally

Cross Plains, TN household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$90,048 Top 27% higher than 73% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). This entry sits in this band. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 62.6%
Bachelor's Degree or Higher 22.4%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

1,516

Total Housing Units

1,469

Occupied Units

47

Vacant Units

2.83

Avg Household Size

Occupancy Type

Owner 87.1%
Renter 12.9%

$368,800

Median Home Value

+49% vs state

$1,107

Median Rent

1997

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+10.4%

YoY Change (2024)

304

HPI Index (2000 = 100)

+204%

Total Change Since 2000

Home values in ZIP 37049 have increased 10.4% over the past year (2024). Since 2000, this ZIP has seen +204% cumulative appreciation.

Year Annual Change HPI Index
2020 +4.7% 191
2021 +18.4% 226
2022 +15.5% 261
2023 +5.8% 276
2024 +10.4% 304

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 45 business establishments in ZIP 37049, employing approximately 253 people with a combined annual payroll of $12,314,000.

45

Businesses

253

Employees

$12.3M

Annual Payroll

7

Industry Sectors

Industry Establishments % of Total
Retail trade 8 17.8%
Other services (except public administration) 8 17.8%
Construction 7 15.6%
Professional, scientific, and technical services 4 8.9%
Manufacturing 3 6.7%
Administrative and support and waste management and remediation services 3 6.7%
Accommodation and food services 3 6.7%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 37049 vs 37141 →

ZIP 37049 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 37049 ranks #4 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 37049 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 37049 ranks #3 of 5 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
37141 Orlinda, TN 1,224 4.0 mi
37188 White House, TN 13,643 5.5 mi
37048 Cottontown, TN 6,030 6.6 mi
37073 Greenbrier, TN 13,350 11.9 mi

More ZIP Codes in Robertson County

37172 standard
Springfield, TN
Pop: 28,714
37188 standard
White House, TN
Pop: 13,643
37073 standard
Greenbrier, TN
Pop: 13,350
37032 standard
Cedar Hill, TN
Pop: 4,493
37141 standard
Orlinda, TN
Pop: 1,224

Related Areas

Robertson County Cross Plains, TN Tennessee

Frequently Asked Questions

What county is ZIP code 37049 in? ▼
ZIP code 37049 (Cross Plains) is located in Robertson County, Tennessee. Robertson County contains multiple ZIP codes, see the full list at /counties/robertson-tn.
What is the population of ZIP code 37049? ▼
ZIP code 37049 in Cross Plains, TN has a population of 3,244 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 37049? ▼
The median household income in ZIP 37049 is $90,048, which is 18% above the national average of $76,288.
What is the average home value in ZIP 37049? ▼
The median home value in ZIP 37049 is $368,800, which is 33% above the national average of $278,155.
What is the demographic makeup of ZIP 37049? ▼
The largest racial group in ZIP 37049 is White at 90.9%. Hispanic or Latino residents make up 2.0% of the population.
How many businesses are in ZIP code 37049? ▼
ZIP code 37049 has 45 business establishments employing approximately 253 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 37049? ▼
The top industries by establishment count in ZIP 37049 are: Retail trade (8), Other services (except public administration) (8), Construction (7). There are 7 industry sectors represented in total.
How have home values changed in ZIP code 37049? ▼
According to the FHFA House Price Index, home values in ZIP 37049 increased by 10.4% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 204%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 37049? ▼
In ZIP code 37049, 62.6% of residents aged 25+ have a high school diploma or higher, and 22.4% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 37049? ▼
The mean commute time for workers in ZIP code 37049 is 35.1 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 37049? ▼
In ZIP code 37049, approximately 87.1% of occupied housing units are owner-occupied and 12.9% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 37049? ▼
The poverty rate in ZIP code 37049 is 3.2% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.