Franklin, KY · standard
ZIP Code 42134
Simpson County, Kentucky - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 16,785
- 31/sq mi Moderate-density area
- $59,113
- Median income Below-median income area
- $226,800
- Median home value Near-median home value
- 18.9%
- Bachelor's or higher Near-average bachelor's attainment
National ZIP placement
Franklin pairs a below-median household income with above-median home values, in a rural, homeowner-dominated area.
- 28th pct
- household income, US ZIPs
- Top 49%
- home value, US ZIPs
- 31
- people per sq mi
- 65%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 42134 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 42134 (Franklin, KY) rose +3.0% from 2023 to 2024. The all-transactions index moved from 231.0 in 2023 to 238.1 in 2024 (2000 = 100).
ZIP code 42134 is a mid-sized community (a standard USPS delivery area) in Franklin, Simpson County, Kentucky, home to 16,785 residents across 550.3 square miles, a density of 31 people per square mile, in the Chicago time zone.
ZIP 42134 reports a modest median household income of $59,113 (1% below the average Kentucky ZIP), while per-capita income is $30,926. The poverty rate is 15.8%, with unemployment at 3.4%; those measures add context to the income figure. Housing is both higher-cost and owner-heavy: median home value is $226,800 (43% above the average Kentucky ZIP), while 65.3% of occupied homes are owner-occupied and median rent is $1,002.
Educational attainment sits below the national norm: 18.9% of adults hold a bachelor's degree or higher, the median age is 38.7, and the average commute is 21 minutes. The page surfaces 2 nearby ZIP codes within roughly 10 miles, giving 42134 an immediate geographic comparison rather than a national benchmark alone.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 42134
Top 5 sectors by establishment count in Franklin, KY
Which industries have the most business establishments in ZIP 42134.
- Retail trade
Retail trade
70 establishments
- Accommodation and food services
Accommodation and food services
57 establishments
- Construction
Construction
42 establishments
- Other services (except public administration)
Other services (except public administration)
39 establishments
- Health care and social assistance
Health care and social assistance
36 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 42134, Franklin, KY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
16,785
Population
550.3
Area (sq mi)
31
People / sq mi
Chicago
Time Zone
standard
ZIP Type
Who lives in ZIP 42134?
38.7
Median Age
50.0%
Male
50.0%
Female
1.8%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$59,113
Median Household Income
-1% vs state ZIP avg
$30,926
Per Capita Income
15.8%
Poverty Rate
3.4%
Unemployment Rate
21.1 min
Mean Commute Time
How ZIP 42134 ranks among Kentucky ZIPs
Franklin, KY household income vs. every Kentucky ZIP code
Median household income among 646 reporting Kentucky ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$59,113 Top 46% higher than 54% of 646 Kentucky ZIPs
Each bar is a $20K-wide band; taller bars hold more Kentucky ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
8,326housing units
8,326
Total Housing Units
7,674
Occupied Units
652
Vacant Units
2.48
Avg Household Size
Occupancy Type
$226,800
Median Home Value
+43% vs state ZIP avg
$1,002
Median Rent
1978
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+3.0%
YoY Change (2024)
238
HPI Index (2000 = 100)
+138%
Total Change Since 2000
Home values in ZIP 42134 have increased 3.0% over the past year (2024). Since 2000, this ZIP has seen +138% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +4.8% | 158 |
| 2021 | +10.4% | 174 |
| 2022 | +20.6% | 210 |
| 2023 | +10.1% | 231 |
| 2024 | +3.0% | 238 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 389 business establishments in ZIP 42134, employing approximately 8,218 people with a combined annual payroll of $379,672,000.
389
Businesses
8,218
Employees
$379.7M
Annual Payroll
14
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 70 | 18.0% |
| Accommodation and food services | 57 | 14.7% |
| Construction | 42 | 10.8% |
| Other services (except public administration) | 39 | 10.0% |
| Health care and social assistance | 36 | 9.3% |
| Manufacturing | 32 | 8.2% |
| Finance and insurance | 24 | 6.2% |
| Professional, scientific, and technical services | 17 | 4.4% |
| Transportation and warehousing | 15 | 3.9% |
| Wholesale trade | 14 | 3.6% |
| Administrative and support and waste management and remediation services | 13 | 3.3% |
| Real estate and rental and leasing | 10 | 2.6% |
| Arts, entertainment, and recreation | 9 | 2.3% |
| Information | 6 | 1.5% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 42134 vs 42170 →
ZIP 42134 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 42134
Franklin (42134)
16,785 residents
- 42170 1,403
Woodburn (42170)
1,403 residents
- 37141 1,224
Orlinda (37141)
1,224 residents
What this shows Among its immediate neighbors, ZIP 42134 ranks the most populous - useful context the national average alone can't give.
ZIP 42134 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 42170
Woodburn (42170)
$96,111 median income
- 37141
Orlinda (37141)
$76,250 median income
- 42134
Franklin (42134)
$59,113 median income
What this shows By household income, ZIP 42134 ranks #3 of 3 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 42134, both outside KY so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (16,785 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
Related Areas
Frequently Asked Questions
What county is ZIP code 42134 in?
ZIP code 42134 (Franklin) is located in Simpson County, Kentucky. Simpson County contains multiple ZIP codes, see the full list at /counties/simpson-ky.
What is the population of ZIP code 42134?
ZIP code 42134 in Franklin, KY has a population of 16,785 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 42134?
The median household income in ZIP 42134 is $59,113, which is 23% below the national average of $76,288.
What is the average home value in ZIP 42134?
The median home value in ZIP 42134 is $226,800, which is 18% below the national average of $278,155.
What is the demographic makeup of ZIP 42134?
The largest racial group in ZIP 42134 is White at 84.7%. Hispanic or Latino residents make up 3.7% of the population.
How many businesses are in ZIP code 42134?
ZIP code 42134 has 389 business establishments employing approximately 8,218 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 42134?
The top industries by establishment count in ZIP 42134 are: Retail trade (70), Accommodation and food services (57), Construction (42). There are 14 industry sectors represented in total.
How have home values changed in ZIP code 42134?
According to the FHFA House Price Index, home values in ZIP 42134 increased by 3.0% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 138%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 42134?
In ZIP code 42134, 59.6% of residents aged 25+ have a high school diploma or higher, and 18.9% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 42134?
The mean commute time for workers in ZIP code 42134 is 21.1 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 42134?
In ZIP code 42134, approximately 65.3% of occupied housing units are owner-occupied and 34.7% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 42134?
The poverty rate in ZIP code 42134 is 15.8% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 42134's numbers, next.
- See how ZIP 42134 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Franklin, KY ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.