PlainZIP

Franklin, KY · standard

ZIP Code 42134

Simpson County, Kentucky - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

16,785
31/sq mi
$59,113
Median income
$226,800
Median home value
18.9%
Bachelor's or higher

The verdict

Franklin pairs a below-median household income with above-median home values, in a rural, homeowner-dominated area.

28th pct
household income, US ZIPs
Top 49%
home value, US ZIPs
31
people per sq mi
65%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 42134 against every reporting US ZIP.

ZIP code 42134 is a mid-sized community (a standard USPS delivery area) in Franklin, Simpson County, Kentucky, home to 16,785 residents across 550.3 square miles, a density of 31 people per square mile, in the Chicago time zone.

ZIP 42134 reports a modest median household income of $59,113 (1% below the Kentucky average), while per-capita income is $30,926. 15.8% of residents live below the poverty line, and the unemployment rate reads 3.4%. Median home value sits at $226,800 (43% above the state average), median rent at $1,002 a month, and owner-occupancy at 65.3%.

Educational attainment sits below the national norm: 18.9% of adults hold a bachelor's degree or higher, the median age is 38.7, and the average commute is 21 minutes. We also surface 2 nearby ZIP codes within roughly 10 miles, so you can benchmark 42134 against its immediate geography rather than a national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 42134

Top 5 sectors by establishment count in Franklin, KY

Which industries have the most business establishments in ZIP 42134.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 42134, Franklin, KY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

16,785

Population

550.3

Area (sq mi)

31

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 42134?

38.7

Median Age

50.0%

Male

50.0%

Female

1.8%

Foreign-Born

White 84.7%
African American 6.9%
Asian 0.2%
American Indian or Alaska Native 0.1%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 7.6%
Hispanic or Latino 3.7%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$59,113

Median Household Income

-1% vs state

$30,926

Per Capita Income

15.8%

Poverty Rate

3.4%

Unemployment Rate

21.1 min

Mean Commute Time

How ZIP 42134 ranks nationally

Franklin, KY household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$59,113 28th percentile higher than 28% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). This entry sits in this band. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 59.6%
Bachelor's Degree or Higher 18.9%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

8,326

Total Housing Units

7,674

Occupied Units

652

Vacant Units

2.48

Avg Household Size

Occupancy Type

Owner 65.3%
Renter 34.7%

$226,800

Median Home Value

+43% vs state

$1,002

Median Rent

1978

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+3.0%

YoY Change (2024)

238

HPI Index (2000 = 100)

+138%

Total Change Since 2000

Home values in ZIP 42134 have increased 3.0% over the past year (2024). Since 2000, this ZIP has seen +138% cumulative appreciation.

Year Annual Change HPI Index
2020 +4.8% 158
2021 +10.4% 174
2022 +20.6% 210
2023 +10.1% 231
2024 +3.0% 238

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 389 business establishments in ZIP 42134, employing approximately 8,218 people with a combined annual payroll of $379,672,000.

389

Businesses

8,218

Employees

$379.7M

Annual Payroll

14

Industry Sectors

Industry Establishments % of Total
Retail trade 70 18.0%
Accommodation and food services 57 14.7%
Construction 42 10.8%
Other services (except public administration) 39 10.0%
Health care and social assistance 36 9.3%
Manufacturing 32 8.2%
Finance and insurance 24 6.2%
Professional, scientific, and technical services 17 4.4%
Transportation and warehousing 15 3.9%
Wholesale trade 14 3.6%
Administrative and support and waste management and remediation services 13 3.3%
Real estate and rental and leasing 10 2.6%
Arts, entertainment, and recreation 9 2.3%
Information 6 1.5%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 42134 vs 42170 →

ZIP 42134 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 42134 ranks the most populous - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 42134 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 42134 ranks #3 of 3 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
42170 Woodburn, KY 1,403 8.3 mi
37141 Orlinda, TN 1,224 10.7 mi

Related Areas

Simpson County Franklin, KY Kentucky

Frequently Asked Questions

What county is ZIP code 42134 in? ▼
ZIP code 42134 (Franklin) is located in Simpson County, Kentucky. Simpson County contains multiple ZIP codes, see the full list at /counties/simpson-ky.
What is the population of ZIP code 42134? ▼
ZIP code 42134 in Franklin, KY has a population of 16,785 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 42134? ▼
The median household income in ZIP 42134 is $59,113, which is 23% below the national average of $76,288.
What is the average home value in ZIP 42134? ▼
The median home value in ZIP 42134 is $226,800, which is 18% below the national average of $278,155.
What is the demographic makeup of ZIP 42134? ▼
The largest racial group in ZIP 42134 is White at 84.7%. Hispanic or Latino residents make up 3.7% of the population.
How many businesses are in ZIP code 42134? ▼
ZIP code 42134 has 389 business establishments employing approximately 8,218 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 42134? ▼
The top industries by establishment count in ZIP 42134 are: Retail trade (70), Accommodation and food services (57), Construction (42). There are 14 industry sectors represented in total.
How have home values changed in ZIP code 42134? ▼
According to the FHFA House Price Index, home values in ZIP 42134 increased by 3.0% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 138%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 42134? ▼
In ZIP code 42134, 59.6% of residents aged 25+ have a high school diploma or higher, and 18.9% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 42134? ▼
The mean commute time for workers in ZIP code 42134 is 21.1 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 42134? ▼
In ZIP code 42134, approximately 65.3% of occupied housing units are owner-occupied and 34.7% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 42134? ▼
The poverty rate in ZIP code 42134 is 15.8% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.