ZIP Code 37186

standard

Source:

Westmoreland · Sumner County · Tennessee

Population
9,184

34/sq mi

Median income
$59,545

▼ 22% vs US

higher than 28% of US ZIPs

Median home value
$221,500

▼ 20% vs US

higher than 50% of US ZIPs

Bachelor's or higher
10.4%

Median age 40.4

Land area
272.5 sq mi

Chicago

ZIP code 37186 in Westmoreland, Tennessee has a population of 9,184. The median household income is $59,545, which is 22% below the national average. Median home value is $221,500, 20% below the US average. 10.4% of residents hold a bachelor's degree or higher.

ZIP code 37186 is classified by USPS as a standard delivery area and covers roughly 272.5 square miles in Westmoreland, Sumner County, Tennessee. The area is home to 9,184 residents, producing a population density of 34 people per square mile, and falls within the Chicago time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 37186 against Tennessee and the nation.

On the economic side, the median household income for ZIP 37186 sits at $59,545 (10% below the Tennessee average), while per-capita income is $29,825. The poverty rate stands at 15.0% and the unemployment rate at 3.1%. On housing, the median home value is $221,500 (10% below the state average) with median rent at $988 per month, and 70.6% of occupied units are owner-occupied, a direct signal of whether 37186 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 10.4% of adults hold a bachelor's degree or higher, the median age is 40.4, and the average commute is 35 minutes. We also surface 2 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Sumner County, so you can benchmark 37186 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 37186

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 37186.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 37186, Westmoreland, TN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

9,184

Population

272.5

Area (sq mi)

34

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 37186?

40.4

Median Age

46.9%

Male

53.1%

Female

1.6%

Foreign-Born

White 90.2%
African American 0.1%
Asian 1.4%
American Indian or Alaska Native 0.1%
Native Hawaiian or Pacific Islander 0.2%
Two or More Ethnicities 6.3%
Hispanic or Latino 3.6%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$59,545

Median Household Income

-10% vs state

$29,825

Per Capita Income

15.0%

Poverty Rate

3.1%

Unemployment Rate

34.8 min

Mean Commute Time

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 58.2%
Bachelor's Degree or Higher 10.4%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

4,394

Total Housing Units

3,810

Occupied Units

584

Vacant Units

2.78

Avg Household Size

Occupancy Type

Owner 70.6%
Renter 29.4%

$221,500

Median Home Value

-10% vs state

$988

Median Rent

1989

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

-2.0%

YoY Change (2024)

314

HPI Index (2000 = 100)

+214%

Total Change Since 2000

Home values in ZIP 37186 have decreased 2.0% over the past year (2024). Since 2000, this ZIP has seen +214% cumulative appreciation.

Year Annual Change HPI Index
2020 +2.3% 192
2021 +13.5% 218
2022 +18.9% 259
2023 +23.7% 321
2024 -2.0% 314

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 102 business establishments in ZIP 37186, employing approximately 897 people with a combined annual payroll of $28,657,000.

102

Businesses

897

Employees

$28.7M

Annual Payroll

8

Industry Sectors

Industry Establishments % of Total
Retail trade 24 23.5%
Other services (except public administration) 18 17.6%
Construction 16 15.7%
Accommodation and food services 11 10.8%
Health care and social assistance 10 9.8%
Manufacturing 5 4.9%
Finance and insurance 4 3.9%
Professional, scientific, and technical services 4 3.9%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 37186 vs 42120 →

ZIP Code City Population Distance
42120 Adolphus, KY 2,588 6.2 mi
37022 Bethpage, TN 5,469 7.5 mi

More ZIP Codes in Sumner County

Frequently Asked Questions

What county is ZIP code 37186 in?
ZIP code 37186 (Westmoreland) is located in Sumner County, Tennessee. Sumner County contains multiple ZIP codes, see the full list at /counties/sumner-tn.
What is the population of ZIP code 37186?
ZIP code 37186 in Westmoreland, TN has a population of 9,184 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 37186?
The median household income in ZIP 37186 is $59,545, which is 22% below the national average of $76,288.
What is the average home value in ZIP 37186?
The median home value in ZIP 37186 is $221,500, which is 20% below the national average of $278,155.
What is the demographic makeup of ZIP 37186?
The largest racial group in ZIP 37186 is White at 90.2%. Hispanic or Latino residents make up 3.6% of the population.
How many businesses are in ZIP code 37186?
ZIP code 37186 has 102 business establishments employing approximately 897 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 37186?
The top industries by establishment count in ZIP 37186 are: Retail trade (24), Other services (except public administration) (18), Construction (16). There are 8 industry sectors represented in total.
How have home values changed in ZIP code 37186?
According to the FHFA House Price Index, home values in ZIP 37186 decreased by 2.0% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 214%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 37186?
In ZIP code 37186, 58.2% of residents aged 25+ have a high school diploma or higher, and 10.4% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 37186?
The mean commute time for workers in ZIP code 37186 is 34.8 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 37186?
In ZIP code 37186, approximately 70.6% of occupied housing units are owner-occupied and 29.4% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 37186?
The poverty rate in ZIP code 37186 is 15.0% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for Westmoreland, TN

Verify and explore additional data for this area using these official government sources.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023). Business data: Source: Census ZIP Code Business Patterns (ZBP) 2023. Home value trends: Source: FHFA House Price Index (HPI), Five-Digit ZIP Codes.

PlainZIP is not affiliated with the U.S. Census Bureau or any government agency.