PlainZIP

Scottsville, KY · standard

ZIP Code 42164

Allen County, Kentucky - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

16,277
25/sq mi
$60,106
Median income
$196,800
Median home value
17.5%
Bachelor's or higher

The verdict

Scottsville pairs a below-median household income with below-median home values, in a rural, homeowner-dominated area.

29th pct
household income, US ZIPs
43th pct
home value, US ZIPs
25
people per sq mi
72%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 42164 against every reporting US ZIP.

ZIP code 42164 is a mid-sized community (a standard USPS delivery area) in Scottsville, Allen County, Kentucky, home to 16,277 residents across 653.7 square miles, a density of 25 people per square mile, in the Chicago time zone.

ZIP 42164 reports a modest median household income of $60,106 (1% above the Kentucky average), while per-capita income is $31,541. Poverty here runs at 14.5%, with unemployment measured at 6.2%. The typical home here is valued at $196,800 (24% above the state average); renters pay a median of $847 monthly, and 72.2% of units are owner-occupied.

Educational attainment sits below the national norm: 17.5% of adults hold a bachelor's degree or higher, the median age is 41.3, and the average commute is 26 minutes. A geography-based comparison follows: 3 ZIP codes within about 10 miles of 42164, plus 2 more within Allen County, give a clearer read than the national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 42164

Top 5 sectors by establishment count in Scottsville, KY

Which industries have the most business establishments in ZIP 42164.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 42164, Scottsville, KY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

16,277

Population

653.7

Area (sq mi)

25

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 42164?

41.3

Median Age

48.7%

Male

51.3%

Female

1.5%

Foreign-Born

White 93.6%
African American 0.6%
Asian 0.0%
American Indian or Alaska Native 0.2%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 4.6%
Hispanic or Latino 3.3%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$60,106

Median Household Income

+1% vs state

$31,541

Per Capita Income

14.5%

Poverty Rate

6.2%

Unemployment Rate

26.3 min

Mean Commute Time

How ZIP 42164 ranks nationally

Scottsville, KY household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$60,106 29th percentile higher than 29% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 58.8%
Bachelor's Degree or Higher 17.5%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

7,679

Total Housing Units

6,808

Occupied Units

871

Vacant Units

2.57

Avg Household Size

Occupancy Type

Owner 72.2%
Renter 27.8%

$196,800

Median Home Value

+24% vs state

$847

Median Rent

1991

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+1.4%

YoY Change (2024)

260

HPI Index (2000 = 100)

+160%

Total Change Since 2000

Home values in ZIP 42164 have increased 1.4% over the past year (2024). Since 2000, this ZIP has seen +160% cumulative appreciation.

Year Annual Change HPI Index
2020 +4.2% 163
2021 +13.3% 185
2022 +19.0% 220
2023 +16.4% 256
2024 +1.4% 260

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 238 business establishments in ZIP 42164, employing approximately 3,896 people with a combined annual payroll of $170,129,000.

238

Businesses

3,896

Employees

$170.1M

Annual Payroll

14

Industry Sectors

Industry Establishments % of Total
Retail trade 49 20.6%
Construction 23 9.7%
Health care and social assistance 23 9.7%
Accommodation and food services 23 9.7%
Other services (except public administration) 21 8.8%
Professional, scientific, and technical services 16 6.7%
Administrative and support and waste management and remediation services 16 6.7%
Finance and insurance 15 6.3%
Real estate and rental and leasing 12 5.0%
Transportation and warehousing 11 4.6%
Manufacturing 9 3.8%
Wholesale trade 8 3.4%
Information 6 2.5%
Arts, entertainment, and recreation 3 1.3%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 42164 vs 42120 →

ZIP 42164 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 42164 ranks the most populous - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 42164 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 42164 ranks #3 of 3 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
42120 Adolphus, KY 2,588 8.6 mi
42156 Lucas, KY 254 9.0 mi
42153 Holland, KY 326 10.1 mi

More ZIP Codes in Allen County

42120 standard
Adolphus, KY
Pop: 2,588
42153 standard
Holland, KY
Pop: 326

Related Areas

Allen County Scottsville, KY Kentucky

Frequently Asked Questions

What county is ZIP code 42164 in? ▼
ZIP code 42164 (Scottsville) is located in Allen County, Kentucky. Allen County contains multiple ZIP codes, see the full list at /counties/allen-ky.
What is the population of ZIP code 42164? ▼
ZIP code 42164 in Scottsville, KY has a population of 16,277 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 42164? ▼
The median household income in ZIP 42164 is $60,106, which is 21% below the national average of $76,288.
What is the average home value in ZIP 42164? ▼
The median home value in ZIP 42164 is $196,800, which is 29% below the national average of $278,155.
What is the demographic makeup of ZIP 42164? ▼
The largest racial group in ZIP 42164 is White at 93.6%. Hispanic or Latino residents make up 3.3% of the population.
How many businesses are in ZIP code 42164? ▼
ZIP code 42164 has 238 business establishments employing approximately 3,896 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 42164? ▼
The top industries by establishment count in ZIP 42164 are: Retail trade (49), Construction (23), Health care and social assistance (23). There are 14 industry sectors represented in total.
How have home values changed in ZIP code 42164? ▼
According to the FHFA House Price Index, home values in ZIP 42164 increased by 1.4% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 160%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 42164? ▼
In ZIP code 42164, 58.8% of residents aged 25+ have a high school diploma or higher, and 17.5% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 42164? ▼
The mean commute time for workers in ZIP code 42164 is 26.3 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 42164? ▼
In ZIP code 42164, approximately 72.2% of occupied housing units are owner-occupied and 27.8% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 42164? ▼
The poverty rate in ZIP code 42164 is 14.5% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.