PlainZIP

Bowling Green, KY · standard

ZIP Code 42103

Warren County, Kentucky - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

18,936
103/sq mi
$87,689
Median income
$331,400
Median home value
47.4%
Bachelor's or higher

The verdict

Bowling Green pairs an above-median household income with above-median home values, in a rural, homeowner-dominated area.

Top 29%
household income, US ZIPs
Top 29%
home value, US ZIPs
103
people per sq mi
63%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 42103 against every reporting US ZIP.

ZIP code 42103 is a mid-sized community (a standard USPS delivery area) in Bowling Green, Warren County, Kentucky, home to 18,936 residents across 183.7 square miles, a density of 103 people per square mile, in the Chicago time zone.

ZIP 42103 lands in the middle-income range, with a median household income of $87,689 (47% above the Kentucky average), while per-capita income is $61,043. Local economic indicators show a 10.3% poverty rate alongside 2.2% unemployment. On housing, the median home value is $331,400 (108% above the state average) with median rent at $1,184 per month, and 63.0% of occupied units are owner-occupied.

A solid share of residents have a four-year degree: 47.4% of adults hold a bachelor's degree or higher, the median age is 41.8, and the average commute is 18 minutes. Beyond these figures, 5 nearby ZIP codes within about 10 miles are surfaced below, along with 6 more sharing Warren County, letting you compare 42103 to its immediate surroundings rather than a national baseline alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 42103

Top 5 sectors by establishment count in Bowling Green, KY

Which industries have the most business establishments in ZIP 42103.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 42103, Bowling Green, KY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

18,936

Population

183.7

Area (sq mi)

103

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 42103?

41.8

Median Age

50.5%

Male

49.5%

Female

6.2%

Foreign-Born

White 87.6%
African American 4.7%
Asian 3.6%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 3.1%
Hispanic or Latino 3.2%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$87,689

Median Household Income

+47% vs state

$61,043

Per Capita Income

10.3%

Poverty Rate

2.2%

Unemployment Rate

18.0 min

Mean Commute Time

How ZIP 42103 ranks nationally

Bowling Green, KY household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$87,689 Top 29% higher than 71% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). This entry sits in this band. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 70.3%
Bachelor's Degree or Higher 47.4%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

10,604

Total Housing Units

9,944

Occupied Units

660

Vacant Units

2.19

Avg Household Size

Occupancy Type

Owner 63.0%
Renter 37.0%

$331,400

Median Home Value

+108% vs state

$1,184

Median Rent

1994

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+6.1%

YoY Change (2024)

234

HPI Index (2000 = 100)

+134%

Total Change Since 2000

Home values in ZIP 42103 have increased 6.1% over the past year (2024). Since 2000, this ZIP has seen +134% cumulative appreciation.

Year Annual Change HPI Index
2020 +1.0% 160
2021 +9.0% 175
2022 +17.8% 206
2023 +7.3% 221
2024 +6.1% 234

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 514 business establishments in ZIP 42103, employing approximately 6,433 people with a combined annual payroll of $334,980,000.

514

Businesses

6,433

Employees

$335.0M

Annual Payroll

16

Industry Sectors

Industry Establishments % of Total
Health care and social assistance 91 17.7%
Construction 65 12.7%
Professional, scientific, and technical services 52 10.1%
Retail trade 50 9.7%
Finance and insurance 42 8.2%
Wholesale trade 40 7.8%
Real estate and rental and leasing 30 5.8%
Other services (except public administration) 30 5.8%
Administrative and support and waste management and remediation services 29 5.6%
Accommodation and food services 26 5.1%
Transportation and warehousing 14 2.7%
Management of companies and enterprises 10 1.9%
Manufacturing 9 1.8%
Information 9 1.8%
Educational services 9 1.8%
Arts, entertainment, and recreation 7 1.4%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 42103 vs 42122 →

ZIP 42103 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 42103 ranks #3 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 42103 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 42103 ranks #2 of 5 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
42122 Alvaton, KY 4,368 6.3 mi
42159 Oakland, KY 1,195 5.7 mi
42102 Bowling Green, KY 88 6.1 mi
42104 Bowling Green, KY 29,610 8.2 mi
42101 Bowling Green, KY 55,648 11.2 mi

More ZIP Codes in Warren County

42101 standard
Bowling Green, KY
Pop: 55,648
42104 standard
Bowling Green, KY
Pop: 29,610
42171 standard
Smiths Grove, KY
Pop: 6,841
42122 standard
Alvaton, KY
Pop: 4,368
42274 standard
Rockfield, KY
Pop: 2,373
42170 standard
Woodburn, KY
Pop: 1,403

Related Areas

Warren County Bowling Green, KY Kentucky

Frequently Asked Questions

What county is ZIP code 42103 in? ▼
ZIP code 42103 (Bowling Green) is located in Warren County, Kentucky. Warren County contains multiple ZIP codes, see the full list at /counties/warren-ky.
What is the population of ZIP code 42103? ▼
ZIP code 42103 in Bowling Green, KY has a population of 18,936 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 42103? ▼
The median household income in ZIP 42103 is $87,689, which is 15% above the national average of $76,288.
What is the average home value in ZIP 42103? ▼
The median home value in ZIP 42103 is $331,400, which is 19% above the national average of $278,155.
What is the demographic makeup of ZIP 42103? ▼
The largest racial group in ZIP 42103 is White at 87.6%. Hispanic or Latino residents make up 3.2% of the population.
How many businesses are in ZIP code 42103? ▼
ZIP code 42103 has 514 business establishments employing approximately 6,433 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 42103? ▼
The top industries by establishment count in ZIP 42103 are: Health care and social assistance (91), Construction (65), Professional, scientific, and technical services (52). There are 16 industry sectors represented in total.
How have home values changed in ZIP code 42103? ▼
According to the FHFA House Price Index, home values in ZIP 42103 increased by 6.1% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 134%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 42103? ▼
In ZIP code 42103, 70.3% of residents aged 25+ have a high school diploma or higher, and 47.4% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 42103? ▼
The mean commute time for workers in ZIP code 42103 is 18.0 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 42103? ▼
In ZIP code 42103, approximately 63.0% of occupied housing units are owner-occupied and 37.0% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 42103? ▼
The poverty rate in ZIP code 42103 is 10.3% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.