Murfreesboro, TN · standard
ZIP Code 37128
Rutherford County, Tennessee - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 38,966
- 279/sq mi High-density area
- $93,665
- Median income Above-median income area
- $397,900
- Median home value Above-median home value
- 39.2%
- Bachelor's or higher Above-average bachelor's attainment
National ZIP placement
Murfreesboro pairs an upper-quartile household income with upper-quartile home values, in a low-density, homeowner-dominated area.
- Top 24%
- household income, US ZIPs
- Top 21%
- home value, US ZIPs
- 279
- people per sq mi
- 64%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 37128 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 37128 (Murfreesboro, TN) rose +3.5% from 2023 to 2024. The all-transactions index moved from 308.2 in 2023 to 318.8 in 2024 (2000 = 100).
ZIP code 37128 is a densely settled ZIP (a standard USPS delivery area) in Murfreesboro, Rutherford County, Tennessee, with 38,966 residents across 139.7 square miles, a density of 279 people per square mile, in the Chicago time zone.
ZIP 37128 lands in the middle-income range, with a median household income of $93,665 (41% above the average Tennessee ZIP), while per-capita income is $40,276. Both reported hardship measures are comparatively low in absolute terms: poverty is 4.4% and unemployment is 3.5%. Housing is both higher-cost and owner-heavy: median home value is $397,900 (61% above the average Tennessee ZIP), while 63.7% of occupied homes are owner-occupied and median rent is $1,658.
A solid share of residents have a four-year degree: 39.2% of adults hold a bachelor's degree or higher, the median age is 32.6, and the average commute is 29 minutes. The page also surfaces 6 ZIP codes within roughly 10 miles and 6 more in Rutherford County, so 37128 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 37128
Top 5 sectors by establishment count in Murfreesboro, TN
Which industries have the most business establishments in ZIP 37128.
- Construction
Construction
96 establishments
- Other services (except public administration)
Other services (except public administration)
89 establishments
- Accommodation and food services
Accommodation and food services
88 establishments
- Health care and social assistance
Health care and social assistance
87 establishments
- Retail trade
Retail trade
82 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 37128, Murfreesboro, TN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
38,966
Population
139.7
Area (sq mi)
279
People / sq mi
Chicago
Time Zone
standard
ZIP Type
Who lives in ZIP 37128?
32.6
Median Age
48.0%
Male
52.0%
Female
10.0%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$93,665
Median Household Income
+41% vs state ZIP avg
$40,276
Per Capita Income
4.4%
Poverty Rate
3.5%
Unemployment Rate
28.6 min
Mean Commute Time
How ZIP 37128 ranks nationally
Murfreesboro, TN household income vs. every US ZIP code
Median household income, the full national distribution, with this ZIP marked
$93,665 Top 24% higher than 76% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
30,651housing units
30,651
Total Housing Units
28,968
Occupied Units
1,683
Vacant Units
2.73
Avg Household Size
Occupancy Type
$397,900
Median Home Value
+61% vs state ZIP avg
$1,658
Median Rent
2008
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+3.5%
YoY Change (2024)
319
HPI Index (2000 = 100)
+219%
Total Change Since 2000
Home values in ZIP 37128 have increased 3.5% over the past year (2024). Since 2000, this ZIP has seen +219% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +4.2% | 200 |
| 2021 | +15.2% | 230 |
| 2022 | +27.7% | 294 |
| 2023 | +4.9% | 308 |
| 2024 | +3.5% | 319 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 748 business establishments in ZIP 37128, employing approximately 7,733 people with a combined annual payroll of $315,844,000.
748
Businesses
7,733
Employees
$315.8M
Annual Payroll
15
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 96 | 12.8% |
| Other services (except public administration) | 89 | 11.9% |
| Accommodation and food services | 88 | 11.8% |
| Health care and social assistance | 87 | 11.6% |
| Retail trade | 82 | 11.0% |
| Professional, scientific, and technical services | 63 | 8.4% |
| Administrative and support and waste management and remediation services | 54 | 7.2% |
| Finance and insurance | 53 | 7.1% |
| Real estate and rental and leasing | 43 | 5.8% |
| Transportation and warehousing | 34 | 4.5% |
| Wholesale trade | 21 | 2.8% |
| Educational services | 13 | 1.7% |
| Information | 8 | 1.1% |
| Arts, entertainment, and recreation | 8 | 1.1% |
| Manufacturing | 6 | 0.8% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 37128 vs 37153 →
ZIP 37128 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 37130
Murfreesboro (37130)
52,070 residents
- 37129
Murfreesboro (37129)
49,103 residents
- 37128
Murfreesboro (37128)
38,966 residents
- 37127 15,786
Murfreesboro (37127)
15,786 residents
- 37037 6,312
Christiana (37037)
6,312 residents
- 37153 5,520
Rockvale (37153)
5,520 residents
- 37132 2,776
Murfreesboro (37132)
2,776 residents
What this shows Among its immediate neighbors, ZIP 37128 ranks #3 by population - useful context the national average alone can't give.
ZIP 37128 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 37037
Christiana (37037)
$102,645 median income
- 37153
Rockvale (37153)
$99,143 median income
- 37128
Murfreesboro (37128)
$93,665 median income
- 37127
Murfreesboro (37127)
$91,401 median income
- 37129
Murfreesboro (37129)
$91,259 median income
- 37130
Murfreesboro (37130)
$62,706 median income
What this shows By household income, ZIP 37128 ranks #3 of 6 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 37128, both outside TN so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (38,966 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Rutherford County
Related Areas
Frequently Asked Questions
What county is ZIP code 37128 in?
ZIP code 37128 (Murfreesboro) is located in Rutherford County, Tennessee. Rutherford County contains multiple ZIP codes, see the full list at /counties/rutherford-tn.
What is the population of ZIP code 37128?
ZIP code 37128 in Murfreesboro, TN has a population of 38,966 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 37128?
The median household income in ZIP 37128 is $93,665, which is 23% above the national average of $76,288.
What is the average home value in ZIP 37128?
The median home value in ZIP 37128 is $397,900, which is 43% above the national average of $278,155.
What is the demographic makeup of ZIP 37128?
The largest racial group in ZIP 37128 is White at 68.2%. Hispanic or Latino residents make up 8.7% of the population.
How many businesses are in ZIP code 37128?
ZIP code 37128 has 748 business establishments employing approximately 7,733 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 37128?
The top industries by establishment count in ZIP 37128 are: Construction (96), Other services (except public administration) (89), Accommodation and food services (88). There are 15 industry sectors represented in total.
How have home values changed in ZIP code 37128?
According to the FHFA House Price Index, home values in ZIP 37128 increased by 3.5% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 219%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 37128?
In ZIP code 37128, 64.2% of residents aged 25+ have a high school diploma or higher, and 39.2% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 37128?
The mean commute time for workers in ZIP code 37128 is 28.6 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 37128?
In ZIP code 37128, approximately 63.7% of occupied housing units are owner-occupied and 36.3% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 37128?
The poverty rate in ZIP code 37128 is 4.4% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 37128's numbers, next.
- See how ZIP 37128 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Murfreesboro, TN ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
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ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.