PlainZIP

Murfreesboro, TN · standard

ZIP Code 37128

Rutherford County, Tennessee - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

38,966
279/sq mi
$93,665
Median income
$397,900
Median home value
39.2%
Bachelor's or higher

The verdict

Murfreesboro pairs an upper-quartile household income with upper-quartile home values, in a low-density, homeowner-dominated area.

Top 24%
household income, US ZIPs
Top 21%
home value, US ZIPs
279
people per sq mi
64%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 37128 against every reporting US ZIP.

ZIP code 37128 is a densely settled ZIP (a standard USPS delivery area) in Murfreesboro, Rutherford County, Tennessee, with 38,966 residents across 139.7 square miles, a density of 279 people per square mile, in the Chicago time zone.

ZIP 37128 lands in the middle-income range, with a median household income of $93,665 (41% above the Tennessee average), while per-capita income is $40,276. Poverty here runs at 4.4%, with unemployment measured at 3.5%. The typical home here is valued at $397,900 (61% above the state average); renters pay a median of $1,658 monthly, and 63.7% of units are owner-occupied.

A solid share of residents have a four-year degree: 39.2% of adults hold a bachelor's degree or higher, the median age is 32.6, and the average commute is 29 minutes. Beyond these figures, 6 nearby ZIP codes within about 10 miles are surfaced below, along with 6 more sharing Rutherford County, letting you compare 37128 to its immediate surroundings rather than a national baseline alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 37128

Top 5 sectors by establishment count in Murfreesboro, TN

Which industries have the most business establishments in ZIP 37128.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 37128, Murfreesboro, TN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

38,966

Population

139.7

Area (sq mi)

279

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 37128?

32.6

Median Age

48.0%

Male

52.0%

Female

10.0%

Foreign-Born

White 68.2%
African American 12.0%
Asian 5.1%
American Indian or Alaska Native 0.2%
Native Hawaiian or Pacific Islander 0.1%
Two or More Ethnicities 11.9%
Hispanic or Latino 8.7%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$93,665

Median Household Income

+41% vs state

$40,276

Per Capita Income

4.4%

Poverty Rate

3.5%

Unemployment Rate

28.6 min

Mean Commute Time

How ZIP 37128 ranks nationally

Murfreesboro, TN household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$93,665 Top 24% higher than 76% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). This entry sits in this band. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 64.2%
Bachelor's Degree or Higher 39.2%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

30,651

Total Housing Units

28,968

Occupied Units

1,683

Vacant Units

2.73

Avg Household Size

Occupancy Type

Owner 63.7%
Renter 36.3%

$397,900

Median Home Value

+61% vs state

$1,658

Median Rent

2008

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+3.5%

YoY Change (2024)

319

HPI Index (2000 = 100)

+219%

Total Change Since 2000

Home values in ZIP 37128 have increased 3.5% over the past year (2024). Since 2000, this ZIP has seen +219% cumulative appreciation.

Year Annual Change HPI Index
2020 +4.2% 200
2021 +15.2% 230
2022 +27.7% 294
2023 +4.9% 308
2024 +3.5% 319

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 748 business establishments in ZIP 37128, employing approximately 7,733 people with a combined annual payroll of $315,844,000.

748

Businesses

7,733

Employees

$315.8M

Annual Payroll

15

Industry Sectors

Industry Establishments % of Total
Construction 96 12.8%
Other services (except public administration) 89 11.9%
Accommodation and food services 88 11.8%
Health care and social assistance 87 11.6%
Retail trade 82 11.0%
Professional, scientific, and technical services 63 8.4%
Administrative and support and waste management and remediation services 54 7.2%
Finance and insurance 53 7.1%
Real estate and rental and leasing 43 5.8%
Transportation and warehousing 34 4.5%
Wholesale trade 21 2.8%
Educational services 13 1.7%
Information 8 1.1%
Arts, entertainment, and recreation 8 1.1%
Manufacturing 6 0.8%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 37128 vs 37153 →

ZIP 37128 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 37128 ranks #3 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 37128 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 37128 ranks #3 of 6 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
37153 Rockvale, TN 5,520 5.2 mi
37132 Murfreesboro, TN 2,776 7.0 mi
37129 Murfreesboro, TN 49,103 9.0 mi
37127 Murfreesboro, TN 15,786 8.2 mi
37037 Christiana, TN 6,312 9.5 mi
37130 Murfreesboro, TN 52,070 9.8 mi

More ZIP Codes in Rutherford County

37130 standard
Murfreesboro, TN
Pop: 52,070
37167 standard
Smyrna, TN
Pop: 49,322
37129 standard
Murfreesboro, TN
Pop: 49,103
37086 standard
La Vergne, TN
Pop: 31,513
37127 standard
Murfreesboro, TN
Pop: 15,786
37037 standard
Christiana, TN
Pop: 6,312

Related Areas

Rutherford County Murfreesboro, TN Tennessee

Frequently Asked Questions

What county is ZIP code 37128 in? ▼
ZIP code 37128 (Murfreesboro) is located in Rutherford County, Tennessee. Rutherford County contains multiple ZIP codes, see the full list at /counties/rutherford-tn.
What is the population of ZIP code 37128? ▼
ZIP code 37128 in Murfreesboro, TN has a population of 38,966 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 37128? ▼
The median household income in ZIP 37128 is $93,665, which is 23% above the national average of $76,288.
What is the average home value in ZIP 37128? ▼
The median home value in ZIP 37128 is $397,900, which is 43% above the national average of $278,155.
What is the demographic makeup of ZIP 37128? ▼
The largest racial group in ZIP 37128 is White at 68.2%. Hispanic or Latino residents make up 8.7% of the population.
How many businesses are in ZIP code 37128? ▼
ZIP code 37128 has 748 business establishments employing approximately 7,733 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 37128? ▼
The top industries by establishment count in ZIP 37128 are: Construction (96), Other services (except public administration) (89), Accommodation and food services (88). There are 15 industry sectors represented in total.
How have home values changed in ZIP code 37128? ▼
According to the FHFA House Price Index, home values in ZIP 37128 increased by 3.5% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 219%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 37128? ▼
In ZIP code 37128, 64.2% of residents aged 25+ have a high school diploma or higher, and 39.2% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 37128? ▼
The mean commute time for workers in ZIP code 37128 is 28.6 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 37128? ▼
In ZIP code 37128, approximately 63.7% of occupied housing units are owner-occupied and 36.3% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 37128? ▼
The poverty rate in ZIP code 37128 is 4.4% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.