Murfreesboro, TN · standard
ZIP Code 37130
Rutherford County, Tennessee - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 52,070
- 384/sq mi High-density area
- $62,706
- Median income Near-median income area
- $371,800
- Median home value Above-median home value
- 39.6%
- Bachelor's or higher Above-average bachelor's attainment
National ZIP placement
Murfreesboro pairs a below-median household income with upper-quartile home values, in a low-density, mixed-tenure and unusually populous area.
- 34th pct
- household income, US ZIPs
- Top 24%
- home value, US ZIPs
- 384
- people per sq mi
- 50%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 37130 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 37130 (Murfreesboro, TN) rose +6.1% from 2023 to 2024. The all-transactions index moved from 298.8 in 2023 to 317.1 in 2024 (2000 = 100).
ZIP code 37130 is a densely settled ZIP (a standard USPS delivery area) in Murfreesboro, Rutherford County, Tennessee, with 52,070 residents across 135.6 square miles, a density of 384 people per square mile, in the Chicago time zone.
ZIP 37130 reports a modest median household income of $62,706 (6% below the average Tennessee ZIP), while per-capita income is $39,028. The poverty rate is 15.1%, with unemployment at 3.5%; those measures add context to the income figure. Housing costs run above the statewide ZIP benchmark while renting is common: median home value is $371,800 (50% above the average Tennessee ZIP), with only 49.8% owner-occupied homes and median rent of $1,204.
A solid share of residents have a four-year degree: 39.6% of adults hold a bachelor's degree or higher, the median age is 32.9, and the average commute is 25 minutes. The page also surfaces 7 ZIP codes within roughly 10 miles and 6 more in Rutherford County, so 37130 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 37130
Top 5 sectors by establishment count in Murfreesboro, TN
Which industries have the most business establishments in ZIP 37130.
- Health care and social assistance
Health care and social assistance
162 establishments
- Retail trade
Retail trade
147 establishments
- Accommodation and food services
Accommodation and food services
135 establishments
- Professional, scientific, and technical services
Professional, scientific, and technical services
133 establishments
- Construction
Construction
93 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 37130, Murfreesboro, TN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
52,070
Population
135.6
Area (sq mi)
384
People / sq mi
Chicago
Time Zone
standard
ZIP Type
Who lives in ZIP 37130?
32.9
Median Age
49.1%
Male
50.9%
Female
7.4%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$62,706
Median Household Income
-6% vs state ZIP avg
$39,028
Per Capita Income
15.1%
Poverty Rate
3.5%
Unemployment Rate
25.0 min
Mean Commute Time
How ZIP 37130 ranks nationally
Murfreesboro, TN household income vs. every US ZIP code
Median household income, the full national distribution, with this ZIP marked
$62,706 34th percentile higher than 34% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
26,334housing units
26,334
Total Housing Units
23,624
Occupied Units
2,710
Vacant Units
2.43
Avg Household Size
Occupancy Type
$371,800
Median Home Value
+50% vs state ZIP avg
$1,204
Median Rent
1991
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+6.1%
YoY Change (2024)
317
HPI Index (2000 = 100)
+217%
Total Change Since 2000
Home values in ZIP 37130 have increased 6.1% over the past year (2024). Since 2000, this ZIP has seen +217% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +4.8% | 200 |
| 2021 | +16.2% | 233 |
| 2022 | +22.0% | 284 |
| 2023 | +5.2% | 299 |
| 2024 | +6.1% | 317 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 1,073 business establishments in ZIP 37130, employing approximately 15,285 people with a combined annual payroll of $739,793,000.
1,073
Businesses
15,285
Employees
$739.8M
Annual Payroll
17
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Health care and social assistance | 162 | 15.1% |
| Retail trade | 147 | 13.7% |
| Accommodation and food services | 135 | 12.6% |
| Professional, scientific, and technical services | 133 | 12.4% |
| Construction | 93 | 8.7% |
| Other services (except public administration) | 93 | 8.7% |
| Finance and insurance | 68 | 6.3% |
| Real estate and rental and leasing | 67 | 6.2% |
| Administrative and support and waste management and remediation services | 50 | 4.7% |
| Transportation and warehousing | 27 | 2.5% |
| Manufacturing | 25 | 2.3% |
| Wholesale trade | 22 | 2.0% |
| Information | 16 | 1.5% |
| Arts, entertainment, and recreation | 15 | 1.4% |
| Educational services | 10 | 0.9% |
| Management of companies and enterprises | 6 | 0.6% |
| Mining, quarrying, and oil and gas extraction | 3 | 0.3% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 37130 vs 37132 →
ZIP 37130 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 37130
Murfreesboro (37130)
52,070 residents
- 37129
Murfreesboro (37129)
49,103 residents
- 37128
Murfreesboro (37128)
38,966 residents
- 37127 15,786
Murfreesboro (37127)
15,786 residents
- 37085 4,035
Lascassas (37085)
4,035 residents
- 37132 2,776
Murfreesboro (37132)
2,776 residents
- 37149 2,210
Readyville (37149)
2,210 residents
- 37118 1,264
Milton (37118)
1,264 residents
What this shows Among its immediate neighbors, ZIP 37130 ranks the most populous - useful context the national average alone can't give.
ZIP 37130 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 37085
Lascassas (37085)
$119,405 median income
- 37128
Murfreesboro (37128)
$93,665 median income
- 37127
Murfreesboro (37127)
$91,401 median income
- 37129
Murfreesboro (37129)
$91,259 median income
- 37149
Readyville (37149)
$78,345 median income
- 37118
Milton (37118)
$74,592 median income
- 37130
Murfreesboro (37130)
$62,706 median income
What this shows By household income, ZIP 37130 ranks #7 of 7 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 37130, both outside TN so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (52,070 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Rutherford County
Related Areas
Frequently Asked Questions
What county is ZIP code 37130 in?
ZIP code 37130 (Murfreesboro) is located in Rutherford County, Tennessee. Rutherford County contains multiple ZIP codes, see the full list at /counties/rutherford-tn.
What is the population of ZIP code 37130?
ZIP code 37130 in Murfreesboro, TN has a population of 52,070 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 37130?
The median household income in ZIP 37130 is $62,706, which is 18% below the national average of $76,288.
What is the average home value in ZIP 37130?
The median home value in ZIP 37130 is $371,800, which is 34% above the national average of $278,155.
What is the demographic makeup of ZIP 37130?
The largest racial group in ZIP 37130 is White at 65.8%. Hispanic or Latino residents make up 10.7% of the population.
How many businesses are in ZIP code 37130?
ZIP code 37130 has 1,073 business establishments employing approximately 15,285 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 37130?
The top industries by establishment count in ZIP 37130 are: Health care and social assistance (162), Retail trade (147), Accommodation and food services (135). There are 17 industry sectors represented in total.
How have home values changed in ZIP code 37130?
According to the FHFA House Price Index, home values in ZIP 37130 increased by 6.1% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 217%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 37130?
In ZIP code 37130, 66.2% of residents aged 25+ have a high school diploma or higher, and 39.6% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 37130?
The mean commute time for workers in ZIP code 37130 is 25.0 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 37130?
In ZIP code 37130, approximately 49.8% of occupied housing units are owner-occupied and 50.2% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 37130?
The poverty rate in ZIP code 37130 is 15.1% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 37130's numbers, next.
- See how ZIP 37130 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Murfreesboro, TN ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
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ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.