Etowah, TN · standard
ZIP Code 37331
McMinn County, Tennessee - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 7,656
- 71/sq mi Moderate-density area
- $55,662
- Median income Below-median income area
- $193,700
- Median home value Near-median home value
- 20.6%
- Bachelor's or higher Near-average bachelor's attainment
National ZIP placement
Etowah pairs one of the lowest household incomes in the country with below-median home values, in a rural, homeowner-dominated area.
- 22nd pct
- household income, US ZIPs
- 42nd pct
- home value, US ZIPs
- 71
- people per sq mi
- 75%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 37331 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 37331 (Etowah, TN) rose +20.2% from 2023 to 2024. The all-transactions index moved from 258.6 in 2023 to 310.8 in 2024 (2000 = 100).
ZIP code 37331 is a mid-sized community (a standard USPS delivery area) in Etowah, McMinn County, Tennessee, home to 7,656 residents across 107.7 square miles, a density of 71 people per square mile, in the New York time zone.
ZIP 37331 reports a modest median household income of $55,662 (16% below the average Tennessee ZIP), while per-capita income is $31,566. The poverty rate is 12.2%, with unemployment at 8.0%; those measures add context to the income figure. Home values sit below the statewide ZIP benchmark: the median is $193,700 (22% below the average Tennessee ZIP), and median rent is $744; owner occupancy is 75.2%.
Educational attainment sits below the national norm: 20.6% of adults hold a bachelor's degree or higher, the median age is 42.5, and the average commute is 26 minutes. The page also surfaces 4 ZIP codes within roughly 10 miles and 5 more in McMinn County, so 37331 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 37331
Top 5 sectors by establishment count in Etowah, TN
Which industries have the most business establishments in ZIP 37331.
- Retail trade
Retail trade
28 establishments
- Accommodation and food services
Accommodation and food services
16 establishments
- Other services (except public administration)
Other services (except public administration)
14 establishments
- Health care and social assistance 10
Health care and social assistance
10 establishments
- Manufacturing 9
Manufacturing
9 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 37331, Etowah, TN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
7,656
Population
107.7
Area (sq mi)
71
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 37331?
42.5
Median Age
47.8%
Male
52.2%
Female
2.1%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$55,662
Median Household Income
-16% vs state ZIP avg
$31,566
Per Capita Income
12.2%
Poverty Rate
8.0%
Unemployment Rate
25.5 min
Mean Commute Time
How ZIP 37331 ranks among Tennessee ZIPs
Etowah, TN household income vs. every Tennessee ZIP code
Median household income among 593 reporting Tennessee ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$55,662 36th percentile higher than 36% of 593 Tennessee ZIPs
Each bar is a $20K-wide band; taller bars hold more Tennessee ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
3,708housing units
3,708
Total Housing Units
2,913
Occupied Units
795
Vacant Units
2.56
Avg Household Size
Occupancy Type
$193,700
Median Home Value
-22% vs state ZIP avg
$744
Median Rent
1973
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+20.2%
YoY Change (2024)
311
HPI Index (2000 = 100)
+211%
Total Change Since 2000
Home values in ZIP 37331 have increased 20.2% over the past year (2024). Since 2000, this ZIP has seen +211% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +1.5% | 174 |
| 2021 | +15.9% | 201 |
| 2022 | +22.2% | 246 |
| 2023 | +5.3% | 259 |
| 2024 | +20.2% | 311 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 107 business establishments in ZIP 37331, employing approximately 2,136 people with a combined annual payroll of $117,923,000.
107
Businesses
2,136
Employees
$117.9M
Annual Payroll
10
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 28 | 26.2% |
| Accommodation and food services | 16 | 14.9% |
| Other services (except public administration) | 14 | 13.1% |
| Health care and social assistance | 10 | 9.3% |
| Manufacturing | 9 | 8.4% |
| Finance and insurance | 8 | 7.5% |
| Professional, scientific, and technical services | 6 | 5.6% |
| Construction | 5 | 4.7% |
| Administrative and support and waste management and remediation services | 5 | 4.7% |
| Transportation and warehousing | 3 | 2.8% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 37331 vs 37325 →
ZIP 37331 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 37303
Athens (37303)
25,461 residents
- 37331 7,656
Etowah (37331)
7,656 residents
- 37329 5,588
Englewood (37329)
5,588 residents
- 37325 1,845
Delano (37325)
1,845 residents
- 37369 956
Reliance (37369)
956 residents
What this shows Among its immediate neighbors, ZIP 37331 ranks #2 by population - useful context the national average alone can't give.
ZIP 37331 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 37329
Englewood (37329)
$71,375 median income
- 37325
Delano (37325)
$66,204 median income
- 37303
Athens (37303)
$62,078 median income
- 37369
Reliance (37369)
$59,408 median income
- 37331
Etowah (37331)
$55,662 median income
What this shows By household income, ZIP 37331 ranks #5 of 5 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 37331, both outside TN so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (7,656 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in McMinn County
Related Areas
Frequently Asked Questions
What county is ZIP code 37331 in?
ZIP code 37331 (Etowah) is located in McMinn County, Tennessee. McMinn County contains multiple ZIP codes, see the full list at /counties/mcminn-tn.
What is the population of ZIP code 37331?
ZIP code 37331 in Etowah, TN has a population of 7,656 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 37331?
The median household income in ZIP 37331 is $55,662, which is 27% below the national average of $76,288.
What is the average home value in ZIP 37331?
The median home value in ZIP 37331 is $193,700, which is 30% below the national average of $278,155.
What is the demographic makeup of ZIP 37331?
The largest racial group in ZIP 37331 is White at 87.7%. Hispanic or Latino residents make up 4.3% of the population.
How many businesses are in ZIP code 37331?
ZIP code 37331 has 107 business establishments employing approximately 2,136 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 37331?
The top industries by establishment count in ZIP 37331 are: Retail trade (28), Accommodation and food services (16), Other services (except public administration) (14). There are 10 industry sectors represented in total.
How have home values changed in ZIP code 37331?
According to the FHFA House Price Index, home values in ZIP 37331 increased by 20.2% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 211%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 37331?
In ZIP code 37331, 65.2% of residents aged 25+ have a high school diploma or higher, and 20.6% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 37331?
The mean commute time for workers in ZIP code 37331 is 25.5 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 37331?
In ZIP code 37331, approximately 75.2% of occupied housing units are owner-occupied and 24.8% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 37331?
The poverty rate in ZIP code 37331 is 12.2% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 37331's numbers, next.
- See how ZIP 37331 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Etowah, TN ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.