PlainZIP

Athens, TN · standard

ZIP Code 37303

McMinn County, Tennessee - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

25,461
66/sq mi
$62,078
Median income
$232,100
Median home value
21.7%
Bachelor's or higher

The verdict

Athens pairs a below-median household income with above-median home values, in a rural, homeowner-dominated area.

33th pct
household income, US ZIPs
Top 47%
home value, US ZIPs
66
people per sq mi
71%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 37303 against every reporting US ZIP.

ZIP code 37303 is a densely settled ZIP (a standard USPS delivery area) in Athens, McMinn County, Tennessee, with 25,461 residents across 386.4 square miles, a density of 66 people per square mile, in the New York time zone.

ZIP 37303 reports a modest median household income of $62,078 (7% below the Tennessee average), while per-capita income is $33,280. 13.7% of residents live below the poverty line, and the unemployment rate reads 5.1%. The typical home here is valued at $232,100 (6% below the state average); renters pay a median of $849 monthly, and 70.9% of units are owner-occupied.

Educational attainment sits below the national norm: 21.7% of adults hold a bachelor's degree or higher, the median age is 42.7, and the average commute is 23 minutes. To put 37303 in local context, 4 ZIP codes within roughly 10 miles appear further down this page alongside 5 additional ZIPs in McMinn County, for a geography-aware comparison.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 37303

Top 5 sectors by establishment count in Athens, TN

Which industries have the most business establishments in ZIP 37303.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 37303, Athens, TN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

25,461

Population

386.4

Area (sq mi)

66

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 37303?

42.7

Median Age

50.1%

Male

49.9%

Female

2.7%

Foreign-Born

White 85.5%
African American 5.0%
Asian 0.8%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 7.0%
Hispanic or Latino 5.0%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$62,078

Median Household Income

-7% vs state

$33,280

Per Capita Income

13.7%

Poverty Rate

5.1%

Unemployment Rate

22.6 min

Mean Commute Time

How ZIP 37303 ranks nationally

Athens, TN household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$62,078 33rd percentile higher than 33% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 60.8%
Bachelor's Degree or Higher 21.7%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

11,618

Total Housing Units

10,228

Occupied Units

1,390

Vacant Units

2.42

Avg Household Size

Occupancy Type

Owner 70.9%
Renter 29.1%

$232,100

Median Home Value

-6% vs state

$849

Median Rent

1978

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+10.0%

YoY Change (2024)

290

HPI Index (2000 = 100)

+190%

Total Change Since 2000

Home values in ZIP 37303 have increased 10.0% over the past year (2024). Since 2000, this ZIP has seen +190% cumulative appreciation.

Year Annual Change HPI Index
2020 +3.5% 171
2021 +13.5% 194
2022 +18.8% 231
2023 +14.1% 264
2024 +10.0% 290

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 646 business establishments in ZIP 37303, employing approximately 12,890 people with a combined annual payroll of $556,458,000.

646

Businesses

12,890

Employees

$556.5M

Annual Payroll

16

Industry Sectors

Industry Establishments % of Total
Retail trade 124 19.2%
Health care and social assistance 85 13.2%
Other services (except public administration) 78 12.1%
Accommodation and food services 73 11.3%
Finance and insurance 59 9.1%
Manufacturing 42 6.5%
Professional, scientific, and technical services 38 5.9%
Construction 30 4.6%
Administrative and support and waste management and remediation services 29 4.5%
Real estate and rental and leasing 27 4.2%
Information 15 2.3%
Wholesale trade 14 2.2%
Transportation and warehousing 12 1.9%
Arts, entertainment, and recreation 10 1.6%
Educational services 4 0.6%
Management of companies and enterprises 3 0.5%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 37303 vs 37370 →

ZIP 37303 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 37303 ranks the most populous - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 37303 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 37303 ranks #3 of 5 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
37370 Riceville, TN 4,652 6.5 mi
37826 Niota, TN 4,361 8.7 mi
37309 Calhoun, TN 2,138 10.9 mi
37331 Etowah, TN 7,656 10.5 mi

More ZIP Codes in McMinn County

37331 standard
Etowah, TN
Pop: 7,656
37329 standard
Englewood, TN
Pop: 5,588
37370 standard
Riceville, TN
Pop: 4,652
37826 standard
Niota, TN
Pop: 4,361
37309 standard
Calhoun, TN
Pop: 2,138

Related Areas

McMinn County Athens, TN Tennessee

Frequently Asked Questions

What county is ZIP code 37303 in? ▼
ZIP code 37303 (Athens) is located in McMinn County, Tennessee. McMinn County contains multiple ZIP codes, see the full list at /counties/mcminn-tn.
What is the population of ZIP code 37303? ▼
ZIP code 37303 in Athens, TN has a population of 25,461 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 37303? ▼
The median household income in ZIP 37303 is $62,078, which is 19% below the national average of $76,288.
What is the average home value in ZIP 37303? ▼
The median home value in ZIP 37303 is $232,100, which is 17% below the national average of $278,155.
What is the demographic makeup of ZIP 37303? ▼
The largest racial group in ZIP 37303 is White at 85.5%. Hispanic or Latino residents make up 5.0% of the population.
How many businesses are in ZIP code 37303? ▼
ZIP code 37303 has 646 business establishments employing approximately 12,890 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 37303? ▼
The top industries by establishment count in ZIP 37303 are: Retail trade (124), Health care and social assistance (85), Other services (except public administration) (78). There are 16 industry sectors represented in total.
How have home values changed in ZIP code 37303? ▼
According to the FHFA House Price Index, home values in ZIP 37303 increased by 10.0% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 190%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 37303? ▼
In ZIP code 37303, 60.8% of residents aged 25+ have a high school diploma or higher, and 21.7% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 37303? ▼
The mean commute time for workers in ZIP code 37303 is 22.6 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 37303? ▼
In ZIP code 37303, approximately 70.9% of occupied housing units are owner-occupied and 29.1% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 37303? ▼
The poverty rate in ZIP code 37303 is 13.7% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.