PlainZIP

Niota, TN · standard

ZIP Code 37826

McMinn County, Tennessee - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

4,361
31/sq mi
$63,431
Median income
$213,900
Median home value
12.6%
Bachelor's or higher

The verdict

Niota pairs a below-median household income with below-median home values, in a rural, homeowner-dominated area.

36th pct
household income, US ZIPs
47th pct
home value, US ZIPs
31
people per sq mi
86%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 37826 against every reporting US ZIP.

ZIP code 37826 covers 142.5 square miles in Niota, McMinn County, Tennessee (a standard USPS delivery area), with a modest 4,361 residents on file, a density of 31 people per square mile, in the New York time zone.

ZIP 37826 reports a modest median household income of $63,431 (5% below the Tennessee average), while per-capita income is $42,969. Local economic indicators show a 4.6% poverty rate alongside 1.8% unemployment. Median home value sits at $213,900 (14% below the state average), median rent at $826 a month, and owner-occupancy at 86.1%.

Formal educational attainment runs low here: just 12.6% of adults hold a bachelor's degree or higher, the median age is 49.5, and the average commute is 25 minutes. A geography-based comparison follows: 4 ZIP codes within about 10 miles of 37826, plus 5 more within McMinn County, give a clearer read than the national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 37826

Top 5 sectors by establishment count in Niota, TN

Which industries have the most business establishments in ZIP 37826.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 37826, Niota, TN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

4,361

Population

142.5

Area (sq mi)

31

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 37826?

49.5

Median Age

54.0%

Male

46.0%

Female

4.5%

Foreign-Born

White 85.6%
African American 0.8%
Asian 4.9%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 8.7%
Hispanic or Latino 1.7%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$63,431

Median Household Income

-5% vs state

$42,969

Per Capita Income

4.6%

Poverty Rate

1.8%

Unemployment Rate

25.3 min

Mean Commute Time

How ZIP 37826 ranks nationally

Niota, TN household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$63,431 36th percentile higher than 36% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 59.1%
Bachelor's Degree or Higher 12.6%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

1,813

Total Housing Units

1,543

Occupied Units

270

Vacant Units

2.24

Avg Household Size

Occupancy Type

Owner 86.1%
Renter 13.9%

$213,900

Median Home Value

-14% vs state

$826

Median Rent

1995

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+9.0%

YoY Change (2024)

270

HPI Index (2000 = 100)

+170%

Total Change Since 2000

Home values in ZIP 37826 have increased 9.0% over the past year (2024). Since 2000, this ZIP has seen +170% cumulative appreciation.

Year Annual Change HPI Index
2020 +8.7% 167
2021 +18.6% 198
2022 +16.1% 230
2023 +7.6% 248
2024 +9.0% 270

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 35 business establishments in ZIP 37826, employing approximately 348 people with a combined annual payroll of $15,094,000.

35

Businesses

348

Employees

$15.1M

Annual Payroll

5

Industry Sectors

Industry Establishments % of Total
Construction 7 20.0%
Retail trade 6 17.1%
Transportation and warehousing 5 14.3%
Manufacturing 4 11.4%
Wholesale trade 3 8.6%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 37826 vs 37303 →

ZIP 37826 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 37826 ranks #4 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 37826 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 37826 ranks #3 of 5 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
37303 Athens, TN 25,461 8.7 mi
37874 Sweetwater, TN 14,979 7.9 mi
37880 Ten Mile, TN 3,477 10.7 mi
37846 Philadelphia, TN 5,030 10.3 mi

More ZIP Codes in McMinn County

37303 standard
Athens, TN
Pop: 25,461
37331 standard
Etowah, TN
Pop: 7,656
37329 standard
Englewood, TN
Pop: 5,588
37370 standard
Riceville, TN
Pop: 4,652
37309 standard
Calhoun, TN
Pop: 2,138

Related Areas

McMinn County Niota, TN Tennessee

Frequently Asked Questions

What county is ZIP code 37826 in? ▼
ZIP code 37826 (Niota) is located in McMinn County, Tennessee. McMinn County contains multiple ZIP codes, see the full list at /counties/mcminn-tn.
What is the population of ZIP code 37826? ▼
ZIP code 37826 in Niota, TN has a population of 4,361 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 37826? ▼
The median household income in ZIP 37826 is $63,431, which is 17% below the national average of $76,288.
What is the average home value in ZIP 37826? ▼
The median home value in ZIP 37826 is $213,900, which is 23% below the national average of $278,155.
What is the demographic makeup of ZIP 37826? ▼
The largest racial group in ZIP 37826 is White at 85.6%. Hispanic or Latino residents make up 1.7% of the population.
How many businesses are in ZIP code 37826? ▼
ZIP code 37826 has 35 business establishments employing approximately 348 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 37826? ▼
The top industries by establishment count in ZIP 37826 are: Construction (7), Retail trade (6), Transportation and warehousing (5). There are 5 industry sectors represented in total.
How have home values changed in ZIP code 37826? ▼
According to the FHFA House Price Index, home values in ZIP 37826 increased by 9.0% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 170%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 37826? ▼
In ZIP code 37826, 59.1% of residents aged 25+ have a high school diploma or higher, and 12.6% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 37826? ▼
The mean commute time for workers in ZIP code 37826 is 25.3 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 37826? ▼
In ZIP code 37826, approximately 86.1% of occupied housing units are owner-occupied and 13.9% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 37826? ▼
The poverty rate in ZIP code 37826 is 4.6% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.