PlainZIP

Sweetwater, TN · standard

ZIP Code 37874

Monroe County, Tennessee - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

14,979
57/sq mi
$53,605
Median income
$191,300
Median home value
13.6%
Bachelor's or higher

The verdict

Sweetwater pairs one of the lowest household incomes in the country with below-median home values, in a rural, homeowner-dominated area.

19th pct
household income, US ZIPs
41th pct
home value, US ZIPs
57
people per sq mi
67%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 37874 against every reporting US ZIP.

ZIP code 37874 is a mid-sized community (a standard USPS delivery area) in Sweetwater, Monroe County, Tennessee, home to 14,979 residents across 263.3 square miles, a density of 57 people per square mile, in the New York time zone.

ZIP 37874 reports a modest median household income of $53,605 (19% below the Tennessee average), while per-capita income is $28,222. The poverty rate stands at 15.8% and the unemployment rate at 3.9%. On housing, the median home value is $191,300 (23% below the state average) with median rent at $625 per month, and 67.3% of occupied units are owner-occupied.

Formal educational attainment runs low here: just 13.6% of adults hold a bachelor's degree or higher, the median age is 41, and the average commute is 25 minutes. Beyond these figures, 4 nearby ZIP codes within about 10 miles are surfaced below, along with 3 more sharing Monroe County, letting you compare 37874 to its immediate surroundings rather than a national baseline alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 37874

Top 5 sectors by establishment count in Sweetwater, TN

Which industries have the most business establishments in ZIP 37874.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 37874, Sweetwater, TN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

14,979

Population

263.3

Area (sq mi)

57

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 37874?

41.0

Median Age

49.6%

Male

50.4%

Female

2.5%

Foreign-Born

White 86.6%
African American 2.4%
Asian 0.2%
American Indian or Alaska Native 0.3%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 7.4%
Hispanic or Latino 7.1%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$53,605

Median Household Income

-19% vs state

$28,222

Per Capita Income

15.8%

Poverty Rate

3.9%

Unemployment Rate

25.3 min

Mean Commute Time

How ZIP 37874 ranks nationally

Sweetwater, TN household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$53,605 19th percentile higher than 19% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). This entry sits in this band. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 59.6%
Bachelor's Degree or Higher 13.6%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

7,395

Total Housing Units

6,948

Occupied Units

447

Vacant Units

2.36

Avg Household Size

Occupancy Type

Owner 67.3%
Renter 32.7%

$191,300

Median Home Value

-23% vs state

$625

Median Rent

1990

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+15.0%

YoY Change (2024)

302

HPI Index (2000 = 100)

+202%

Total Change Since 2000

Home values in ZIP 37874 have increased 15.0% over the past year (2024). Since 2000, this ZIP has seen +202% cumulative appreciation.

Year Annual Change HPI Index
2020 +6.5% 171
2021 +14.1% 195
2022 +25.1% 244
2023 +7.4% 262
2024 +15.0% 302

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 276 business establishments in ZIP 37874, employing approximately 4,194 people with a combined annual payroll of $173,710,000.

276

Businesses

4,194

Employees

$173.7M

Annual Payroll

14

Industry Sectors

Industry Establishments % of Total
Retail trade 58 21.0%
Accommodation and food services 39 14.1%
Health care and social assistance 32 11.6%
Other services (except public administration) 31 11.2%
Manufacturing 23 8.3%
Finance and insurance 21 7.6%
Construction 18 6.5%
Professional, scientific, and technical services 12 4.3%
Real estate and rental and leasing 11 4.0%
Wholesale trade 8 2.9%
Administrative and support and waste management and remediation services 7 2.5%
Arts, entertainment, and recreation 5 1.8%
Transportation and warehousing 3 1.1%
Information 3 1.1%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 37874 vs 37846 →

ZIP 37874 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 37874 ranks #3 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 37874 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 37874 ranks #5 of 5 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
37846 Philadelphia, TN 5,030 5.9 mi
37826 Niota, TN 4,361 7.9 mi
37354 Madisonville, TN 16,483 9.1 mi
37774 Loudon, TN 18,321 10.8 mi

More ZIP Codes in Monroe County

37354 standard
Madisonville, TN
Pop: 16,483
37385 standard
Tellico Plains, TN
Pop: 8,131
37885 standard
Vonore, TN
Pop: 5,067

Related Areas

Monroe County Sweetwater, TN Tennessee

Frequently Asked Questions

What county is ZIP code 37874 in? ▼
ZIP code 37874 (Sweetwater) is located in Monroe County, Tennessee. Monroe County contains multiple ZIP codes, see the full list at /counties/monroe-tn.
What is the population of ZIP code 37874? ▼
ZIP code 37874 in Sweetwater, TN has a population of 14,979 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 37874? ▼
The median household income in ZIP 37874 is $53,605, which is 30% below the national average of $76,288.
What is the average home value in ZIP 37874? ▼
The median home value in ZIP 37874 is $191,300, which is 31% below the national average of $278,155.
What is the demographic makeup of ZIP 37874? ▼
The largest racial group in ZIP 37874 is White at 86.6%. Hispanic or Latino residents make up 7.1% of the population.
How many businesses are in ZIP code 37874? ▼
ZIP code 37874 has 276 business establishments employing approximately 4,194 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 37874? ▼
The top industries by establishment count in ZIP 37874 are: Retail trade (58), Accommodation and food services (39), Health care and social assistance (32). There are 14 industry sectors represented in total.
How have home values changed in ZIP code 37874? ▼
According to the FHFA House Price Index, home values in ZIP 37874 increased by 15.0% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 202%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 37874? ▼
In ZIP code 37874, 59.6% of residents aged 25+ have a high school diploma or higher, and 13.6% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 37874? ▼
The mean commute time for workers in ZIP code 37874 is 25.3 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 37874? ▼
In ZIP code 37874, approximately 67.3% of occupied housing units are owner-occupied and 32.7% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 37874? ▼
The poverty rate in ZIP code 37874 is 15.8% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.