ZIP Code 37846

ZIP code 37846 is classified by USPS as a standard delivery area and covers roughly 192.0 square miles in Philadelphia, Loudon County, Tennessee. The area is home to 5,030 residents, producing a population density of 26 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 37846 against Tennessee and the nation.

On the economic side, the median household income for ZIP 37846 sits at $71,786 (8% above the Tennessee average), while per-capita income is $27,447. The poverty rate stands at 16.5% and the unemployment rate at 6.5%. On housing, the median home value is $201,700 (18% below the state average) with median rent at $771 per month, and 78.1% of occupied units are owner-occupied, a direct signal of whether 37846 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 10.4% of adults hold a bachelor's degree or higher, the median age is 40.1, and the average commute is 33 minutes. We also surface 4 nearby ZIP codes within roughly 10 miles and 4 additional ZIPs sharing Loudon County, so you can benchmark 37846 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →