PlainZIP

Harriman, TN · standard

ZIP Code 37748

Roane County, Tennessee - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

17,857
68/sq mi
$64,883
Median income
$196,900
Median home value
20.2%
Bachelor's or higher

The verdict

Harriman pairs a below-median household income with below-median home values, in a rural, homeowner-dominated area.

38th pct
household income, US ZIPs
43th pct
home value, US ZIPs
68
people per sq mi
75%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 37748 against every reporting US ZIP.

ZIP code 37748 is a mid-sized community (a standard USPS delivery area) in Harriman, Roane County, Tennessee, home to 17,857 residents across 264.5 square miles, a density of 68 people per square mile, in the New York time zone.

ZIP 37748 reports a modest median household income of $64,883 (2% below the Tennessee average), while per-capita income is $35,020. The poverty rate stands at 13.2% and the unemployment rate at 3.1%. Median home value sits at $196,900 (20% below the state average), median rent at $792 a month, and owner-occupancy at 75.3%.

Educational attainment sits below the national norm: 20.2% of adults hold a bachelor's degree or higher, the median age is 45.8, and the average commute is 28 minutes. We also surface 6 nearby ZIP codes within roughly 10 miles and 3 additional ZIPs sharing Roane County, so you can benchmark 37748 against its immediate geography rather than a national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 37748

Top 5 sectors by establishment count in Harriman, TN

Which industries have the most business establishments in ZIP 37748.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 37748, Harriman, TN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

17,857

Population

264.5

Area (sq mi)

68

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 37748?

45.8

Median Age

51.0%

Male

49.0%

Female

1.0%

Foreign-Born

White 89.3%
African American 5.7%
Asian 0.1%
American Indian or Alaska Native 0.1%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 4.8%
Hispanic or Latino 2.7%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$64,883

Median Household Income

-2% vs state

$35,020

Per Capita Income

13.2%

Poverty Rate

3.1%

Unemployment Rate

28.2 min

Mean Commute Time

How ZIP 37748 ranks nationally

Harriman, TN household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$64,883 38th percentile higher than 38% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 61.3%
Bachelor's Degree or Higher 20.2%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

8,372

Total Housing Units

7,325

Occupied Units

1,047

Vacant Units

2.38

Avg Household Size

Occupancy Type

Owner 75.3%
Renter 24.7%

$196,900

Median Home Value

-20% vs state

$792

Median Rent

1976

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+6.2%

YoY Change (2024)

304

HPI Index (2000 = 100)

+204%

Total Change Since 2000

Home values in ZIP 37748 have increased 6.2% over the past year (2024). Since 2000, this ZIP has seen +204% cumulative appreciation.

Year Annual Change HPI Index
2020 +6.2% 181
2021 +16.1% 210
2022 +31.0% 275
2023 +4.0% 286
2024 +6.2% 304

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 286 business establishments in ZIP 37748, employing approximately 3,341 people with a combined annual payroll of $126,460,000.

286

Businesses

3,341

Employees

$126.5M

Annual Payroll

13

Industry Sectors

Industry Establishments % of Total
Retail trade 71 24.8%
Health care and social assistance 39 13.6%
Other services (except public administration) 37 12.9%
Accommodation and food services 31 10.8%
Construction 24 8.4%
Professional, scientific, and technical services 17 5.9%
Finance and insurance 14 4.9%
Administrative and support and waste management and remediation services 14 4.9%
Information 8 2.8%
Transportation and warehousing 7 2.5%
Real estate and rental and leasing 6 2.1%
Manufacturing 5 1.8%
Wholesale trade 4 1.4%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 37748 vs 37763 →

ZIP 37748 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 37748 ranks the most populous - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 37748 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 37748 ranks #5 of 6 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
37763 Kingston, TN 15,794 8.8 mi
37719 Coalfield, TN 168 6.9 mi
37829 Oakdale, TN 1,804 7.7 mi
37845 Petros, TN 494 10.8 mi
37887 Wartburg, TN 7,511 11.0 mi
37840 Oliver Springs, TN 10,021 10.9 mi

More ZIP Codes in Roane County

37763 standard
Kingston, TN
Pop: 15,794
37854 standard
Rockwood, TN
Pop: 13,108
37840 standard
Oliver Springs, TN
Pop: 10,021

Related Areas

Roane County Harriman, TN Tennessee

Frequently Asked Questions

What county is ZIP code 37748 in? ▼
ZIP code 37748 (Harriman) is located in Roane County, Tennessee. Roane County contains multiple ZIP codes, see the full list at /counties/roane-tn.
What is the population of ZIP code 37748? ▼
ZIP code 37748 in Harriman, TN has a population of 17,857 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 37748? ▼
The median household income in ZIP 37748 is $64,883, which is 15% below the national average of $76,288.
What is the average home value in ZIP 37748? ▼
The median home value in ZIP 37748 is $196,900, which is 29% below the national average of $278,155.
What is the demographic makeup of ZIP 37748? ▼
The largest racial group in ZIP 37748 is White at 89.3%. Hispanic or Latino residents make up 2.7% of the population.
How many businesses are in ZIP code 37748? ▼
ZIP code 37748 has 286 business establishments employing approximately 3,341 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 37748? ▼
The top industries by establishment count in ZIP 37748 are: Retail trade (71), Health care and social assistance (39), Other services (except public administration) (37). There are 13 industry sectors represented in total.
How have home values changed in ZIP code 37748? ▼
According to the FHFA House Price Index, home values in ZIP 37748 increased by 6.2% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 204%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 37748? ▼
In ZIP code 37748, 61.3% of residents aged 25+ have a high school diploma or higher, and 20.2% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 37748? ▼
The mean commute time for workers in ZIP code 37748 is 28.2 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 37748? ▼
In ZIP code 37748, approximately 75.3% of occupied housing units are owner-occupied and 24.7% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 37748? ▼
The poverty rate in ZIP code 37748 is 13.2% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.