ZIP Code 37748
standardSource:
Harriman · Roane County · Tennessee
- Population
- 17,857
- Median income
- $64,883
- Median home value
- $196,900
- Bachelor's or higher
- 20.2%
- Land area
- 264.5 sq mi
68/sq mi
▼ 15% vs US
higher than 38% of US ZIPs
▼ 29% vs US
higher than 43% of US ZIPs
Median age 45.8
New York
ZIP code 37748 in Harriman, Tennessee has a population of 17,857. The median household income is $64,883, which is 15% below the national average. Median home value is $196,900, 29% below the US average. 20.2% of residents hold a bachelor's degree or higher.
ZIP code 37748 is classified by USPS as a standard delivery area and covers roughly 264.5 square miles in Harriman, Roane County, Tennessee. The area is home to 17,857 residents, producing a population density of 68 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 37748 against Tennessee and the nation.
On the economic side, the median household income for ZIP 37748 sits at $64,883 (2% below the Tennessee average), while per-capita income is $35,020. The poverty rate stands at 13.2% and the unemployment rate at 3.1%. On housing, the median home value is $196,900 (20% below the state average) with median rent at $792 per month, and 75.3% of occupied units are owner-occupied, a direct signal of whether 37748 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 20.2% of adults hold a bachelor's degree or higher, the median age is 45.8, and the average commute is 28 minutes. We also surface 6 nearby ZIP codes within roughly 10 miles and 3 additional ZIPs sharing Roane County, so you can benchmark 37748 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 37748
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 37748.
- Retail trade
Retail trade
71 establishments
- Health care and social assistance
Health care and social assistance
39 establishments
- Other services (except public administration)
Other services (except public administration)
37 establishments
- Accommodation and food services
Accommodation and food services
31 establishments
- Construction 24
Construction
24 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 37748, Harriman, TN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
17,857
Population
264.5
Area (sq mi)
68
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 37748?
45.8
Median Age
51.0%
Male
49.0%
Female
1.0%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$64,883
Median Household Income
-2% vs state
$35,020
Per Capita Income
13.2%
Poverty Rate
3.1%
Unemployment Rate
28.2 min
Mean Commute Time
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
8,372
Total Housing Units
7,325
Occupied Units
1,047
Vacant Units
2.38
Avg Household Size
Occupancy Type
$196,900
Median Home Value
-20% vs state
$792
Median Rent
1976
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+6.2%
YoY Change (2024)
304
HPI Index (2000 = 100)
+204%
Total Change Since 2000
Home values in ZIP 37748 have increased 6.2% over the past year (2024). Since 2000, this ZIP has seen +204% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +6.2% | 181 |
| 2021 | +16.1% | 210 |
| 2022 | +31.0% | 275 |
| 2023 | +4.0% | 286 |
| 2024 | +6.2% | 304 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 286 business establishments in ZIP 37748, employing approximately 3,341 people with a combined annual payroll of $126,460,000.
286
Businesses
3,341
Employees
$126.5M
Annual Payroll
13
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 71 | 24.8% |
| Health care and social assistance | 39 | 13.6% |
| Other services (except public administration) | 37 | 12.9% |
| Accommodation and food services | 31 | 10.8% |
| Construction | 24 | 8.4% |
| Professional, scientific, and technical services | 17 | 5.9% |
| Finance and insurance | 14 | 4.9% |
| Administrative and support and waste management and remediation services | 14 | 4.9% |
| Information | 8 | 2.8% |
| Transportation and warehousing | 7 | 2.5% |
| Real estate and rental and leasing | 6 | 2.1% |
| Manufacturing | 5 | 1.8% |
| Wholesale trade | 4 | 1.4% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 37748 vs 37763 →
More ZIP Codes in Roane County
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Frequently Asked Questions
What county is ZIP code 37748 in? ▼
What is the population of ZIP code 37748? ▼
What is the median household income in ZIP 37748? ▼
What is the average home value in ZIP 37748? ▼
What is the demographic makeup of ZIP 37748? ▼
How many businesses are in ZIP code 37748? ▼
What are the main industries in ZIP code 37748? ▼
How have home values changed in ZIP code 37748? ▼
What is the education level in ZIP code 37748? ▼
What is the average commute time in ZIP 37748? ▼
What percentage of residents own vs. rent in ZIP 37748? ▼
What is the poverty rate in ZIP code 37748? ▼
ZIP Code Research Guides
Official Data Resources for Harriman, TN
Verify and explore additional data for this area using these official government sources.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023). Business data: Source: Census ZIP Code Business Patterns (ZBP) 2023. Home value trends: Source: FHFA House Price Index (HPI), Five-Digit ZIP Codes.
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Read our methodology , how this data is sourced, computed, and verified.