PlainZIP

Rockwood, TN · standard

ZIP Code 37854

Roane County, Tennessee - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

13,108
37/sq mi
$55,856
Median income
$177,500
Median home value
13.0%
Bachelor's or higher

The verdict

Rockwood pairs one of the lowest household incomes in the country with below-median home values, in a rural, homeowner-dominated area.

22th pct
household income, US ZIPs
37th pct
home value, US ZIPs
37
people per sq mi
69%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 37854 against every reporting US ZIP.

ZIP code 37854 is a mid-sized community (a standard USPS delivery area) in Rockwood, Roane County, Tennessee, home to 13,108 residents across 355.2 square miles, a density of 37 people per square mile, in the Chicago time zone.

ZIP 37854 reports a modest median household income of $55,856 (16% below the Tennessee average), while per-capita income is $32,434. Poverty here runs at 20.0%, with unemployment measured at 8.5%. Median home value sits at $177,500 (28% below the state average), median rent at $814 a month, and owner-occupancy at 69.3%.

Formal educational attainment runs low here: just 13.0% of adults hold a bachelor's degree or higher, the median age is 48.4, and the average commute is 27 minutes. A geography-based comparison follows: 2 ZIP codes within about 10 miles of 37854, plus 3 more within Roane County, give a clearer read than the national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 37854

Top 5 sectors by establishment count in Rockwood, TN

Which industries have the most business establishments in ZIP 37854.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 37854, Rockwood, TN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

13,108

Population

355.2

Area (sq mi)

37

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 37854?

48.4

Median Age

49.8%

Male

50.2%

Female

2.1%

Foreign-Born

White 91.0%
African American 0.5%
Asian 1.6%
American Indian or Alaska Native 0.3%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 5.8%
Hispanic or Latino 2.3%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$55,856

Median Household Income

-16% vs state

$32,434

Per Capita Income

20.0%

Poverty Rate

8.5%

Unemployment Rate

27.2 min

Mean Commute Time

How ZIP 37854 ranks nationally

Rockwood, TN household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$55,856 22nd percentile higher than 22% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). This entry sits in this band. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 56.7%
Bachelor's Degree or Higher 13.0%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

6,043

Total Housing Units

5,136

Occupied Units

907

Vacant Units

2.39

Avg Household Size

Occupancy Type

Owner 69.3%
Renter 30.7%

$177,500

Median Home Value

-28% vs state

$814

Median Rent

1973

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+0.6%

YoY Change (2024)

271

HPI Index (2000 = 100)

+171%

Total Change Since 2000

Home values in ZIP 37854 have increased 0.6% over the past year (2024). Since 2000, this ZIP has seen +171% cumulative appreciation.

Year Annual Change HPI Index
2020 +11.2% 159
2021 +14.3% 182
2022 +20.9% 220
2023 +22.8% 270
2024 +0.6% 271

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 155 business establishments in ZIP 37854, employing approximately 2,384 people with a combined annual payroll of $88,190,000.

155

Businesses

2,384

Employees

$88.2M

Annual Payroll

12

Industry Sectors

Industry Establishments % of Total
Retail trade 36 23.2%
Other services (except public administration) 21 13.6%
Health care and social assistance 19 12.3%
Accommodation and food services 17 11.0%
Manufacturing 14 9.0%
Finance and insurance 13 8.4%
Construction 6 3.9%
Real estate and rental and leasing 6 3.9%
Professional, scientific, and technical services 6 3.9%
Wholesale trade 5 3.2%
Administrative and support and waste management and remediation services 5 3.2%
Transportation and warehousing 4 2.6%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 37854 vs 37723 →

ZIP 37854 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 37854 ranks the most populous - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 37854 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 37854 ranks #3 of 3 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
37723 Crab Orchard, TN 944 7.8 mi
37829 Oakdale, TN 1,804 9.9 mi

More ZIP Codes in Roane County

37748 standard
Harriman, TN
Pop: 17,857
37763 standard
Kingston, TN
Pop: 15,794
37840 standard
Oliver Springs, TN
Pop: 10,021

Related Areas

Roane County Rockwood, TN Tennessee

Frequently Asked Questions

What county is ZIP code 37854 in? ▼
ZIP code 37854 (Rockwood) is located in Roane County, Tennessee. Roane County contains multiple ZIP codes, see the full list at /counties/roane-tn.
What is the population of ZIP code 37854? ▼
ZIP code 37854 in Rockwood, TN has a population of 13,108 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 37854? ▼
The median household income in ZIP 37854 is $55,856, which is 27% below the national average of $76,288.
What is the average home value in ZIP 37854? ▼
The median home value in ZIP 37854 is $177,500, which is 36% below the national average of $278,155.
What is the demographic makeup of ZIP 37854? ▼
The largest racial group in ZIP 37854 is White at 91.0%. Hispanic or Latino residents make up 2.3% of the population.
How many businesses are in ZIP code 37854? ▼
ZIP code 37854 has 155 business establishments employing approximately 2,384 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 37854? ▼
The top industries by establishment count in ZIP 37854 are: Retail trade (36), Other services (except public administration) (21), Health care and social assistance (19). There are 12 industry sectors represented in total.
How have home values changed in ZIP code 37854? ▼
According to the FHFA House Price Index, home values in ZIP 37854 increased by 0.6% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 171%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 37854? ▼
In ZIP code 37854, 56.7% of residents aged 25+ have a high school diploma or higher, and 13.0% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 37854? ▼
The mean commute time for workers in ZIP code 37854 is 27.2 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 37854? ▼
In ZIP code 37854, approximately 69.3% of occupied housing units are owner-occupied and 30.7% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 37854? ▼
The poverty rate in ZIP code 37854 is 20.0% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.