PlainZIP

Spring City, TN · standard

ZIP Code 37381

Rhea County, Tennessee - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

8,855
25/sq mi
$56,869
Median income
$230,100
Median home value
18.2%
Bachelor's or higher

The verdict

Spring City pairs one of the lowest household incomes in the country with above-median home values, in a rural, homeowner-dominated area.

24th pct
household income, US ZIPs
Top 48%
home value, US ZIPs
25
people per sq mi
80%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 37381 against every reporting US ZIP.

ZIP code 37381 is a mid-sized community (a standard USPS delivery area) in Spring City, Rhea County, Tennessee, home to 8,855 residents across 360.0 square miles, a density of 25 people per square mile, in the New York time zone.

ZIP 37381 reports a modest median household income of $56,869 (14% below the Tennessee average), while per-capita income is $29,426. The poverty rate stands at 18.8% and the unemployment rate at 3.6%. On housing, the median home value is $230,100 (7% below the state average) with median rent at $817 per month, and 80.3% of occupied units are owner-occupied.

Educational attainment sits below the national norm: 18.2% of adults hold a bachelor's degree or higher, the median age is 47.6, and the average commute is 37 minutes. We also surface 2 nearby ZIP codes within roughly 10 miles and 4 additional ZIPs sharing Rhea County, so you can benchmark 37381 against its immediate geography rather than a national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 37381

Top 5 sectors by establishment count in Spring City, TN

Which industries have the most business establishments in ZIP 37381.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 37381, Spring City, TN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

8,855

Population

360.0

Area (sq mi)

25

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 37381?

47.6

Median Age

50.1%

Male

49.9%

Female

2.3%

Foreign-Born

White 92.4%
African American 1.6%
Asian 0.0%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 4.3%
Hispanic or Latino 5.6%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$56,869

Median Household Income

-14% vs state

$29,426

Per Capita Income

18.8%

Poverty Rate

3.6%

Unemployment Rate

36.5 min

Mean Commute Time

How ZIP 37381 ranks nationally

Spring City, TN household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$56,869 24th percentile higher than 24% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). This entry sits in this band. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 56.0%
Bachelor's Degree or Higher 18.2%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

5,052

Total Housing Units

4,124

Occupied Units

928

Vacant Units

2.57

Avg Household Size

Occupancy Type

Owner 80.3%
Renter 19.7%

$230,100

Median Home Value

-7% vs state

$817

Median Rent

1991

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+0.2%

YoY Change (2024)

332

HPI Index (2000 = 100)

+232%

Total Change Since 2000

Home values in ZIP 37381 have increased 0.2% over the past year (2024). Since 2000, this ZIP has seen +232% cumulative appreciation.

Year Annual Change HPI Index
2020 +3.7% 201
2021 +11.1% 223
2022 +27.8% 285
2023 +16.4% 332
2024 +0.2% 332

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 114 business establishments in ZIP 37381, employing approximately 873 people with a combined annual payroll of $42,853,000.

114

Businesses

873

Employees

$42.9M

Annual Payroll

11

Industry Sectors

Industry Establishments % of Total
Retail trade 26 22.8%
Health care and social assistance 15 13.2%
Other services (except public administration) 15 13.2%
Accommodation and food services 11 9.7%
Construction 9 7.9%
Finance and insurance 7 6.1%
Manufacturing 6 5.3%
Real estate and rental and leasing 6 5.3%
Professional, scientific, and technical services 6 5.3%
Administrative and support and waste management and remediation services 3 2.6%
Industries not classified 3 2.6%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 37381 vs 37337 →

ZIP 37381 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 37381 ranks the most populous - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 37381 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 37381 ranks #2 of 3 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
37337 Grandview, TN 1,470 7.1 mi
37332 Evensville, TN 2,609 8.0 mi

More ZIP Codes in Rhea County

37321 standard
Dayton, TN
Pop: 19,113
37338 standard
Graysville, TN
Pop: 3,093
37332 standard
Evensville, TN
Pop: 2,609
37337 standard
Grandview, TN
Pop: 1,470

Related Areas

Rhea County Spring City, TN Tennessee

Frequently Asked Questions

What county is ZIP code 37381 in? ▼
ZIP code 37381 (Spring City) is located in Rhea County, Tennessee. Rhea County contains multiple ZIP codes, see the full list at /counties/rhea-tn.
What is the population of ZIP code 37381? ▼
ZIP code 37381 in Spring City, TN has a population of 8,855 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 37381? ▼
The median household income in ZIP 37381 is $56,869, which is 25% below the national average of $76,288.
What is the average home value in ZIP 37381? ▼
The median home value in ZIP 37381 is $230,100, which is 17% below the national average of $278,155.
What is the demographic makeup of ZIP 37381? ▼
The largest racial group in ZIP 37381 is White at 92.4%. Hispanic or Latino residents make up 5.6% of the population.
How many businesses are in ZIP code 37381? ▼
ZIP code 37381 has 114 business establishments employing approximately 873 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 37381? ▼
The top industries by establishment count in ZIP 37381 are: Retail trade (26), Health care and social assistance (15), Other services (except public administration) (15). There are 11 industry sectors represented in total.
How have home values changed in ZIP code 37381? ▼
According to the FHFA House Price Index, home values in ZIP 37381 increased by 0.2% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 232%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 37381? ▼
In ZIP code 37381, 56.0% of residents aged 25+ have a high school diploma or higher, and 18.2% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 37381? ▼
The mean commute time for workers in ZIP code 37381 is 36.5 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 37381? ▼
In ZIP code 37381, approximately 80.3% of occupied housing units are owner-occupied and 19.7% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 37381? ▼
The poverty rate in ZIP code 37381 is 18.8% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.