Crossville, TN · standard
ZIP Code 38572
Cumberland County, Tennessee - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 10,649
- 27/sq mi Moderate-density area
- $56,609
- Median income Below-median income area
- $223,900
- Median home value Near-median home value
- 13.6%
- Bachelor's or higher Below-average bachelor's attainment
National ZIP placement
Crossville pairs one of the lowest household incomes in the country with above-median home values, in a rural, homeowner-dominated area.
- 23rd pct
- household income, US ZIPs
- Top 50%
- home value, US ZIPs
- 27
- people per sq mi
- 94%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 38572 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 38572 (Crossville, TN) rose +3.4% from 2023 to 2024. The all-transactions index moved from 254.4 in 2023 to 262.9 in 2024 (2000 = 100).
ZIP code 38572 is a mid-sized community (a standard USPS delivery area) in Crossville, Cumberland County, Tennessee, home to 10,649 residents across 400.3 square miles, a density of 27 people per square mile, in the Chicago time zone.
ZIP 38572 reports a modest median household income of $56,609 (15% below the average Tennessee ZIP), while per-capita income is $35,376. The poverty rate is 9.6%, with unemployment at 6.3%; those measures add context to the income figure. Median home value is $223,900 (10% below the average Tennessee ZIP) and median rent is $956; 93.7% of occupied homes are owner-occupied.
Formal educational attainment runs low here: just 13.6% of adults hold a bachelor's degree or higher, the median age is 55.3, and the average commute is 25 minutes. The page also surfaces 1 ZIP codes within roughly 10 miles and 5 more in Cumberland County, so 38572 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 38572
Top 5 sectors by establishment count in Crossville, TN
Which industries have the most business establishments in ZIP 38572.
- Retail trade
Retail trade
18 establishments
- Construction
Construction
13 establishments
- Other services (except public administration)
Other services (except public administration)
12 establishments
- Professional, scientific, and technical services
Professional, scientific, and technical services
8 establishments
- Accommodation and food services 6
Accommodation and food services
6 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 38572, Crossville, TN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
10,649
Population
400.3
Area (sq mi)
27
People / sq mi
Chicago
Time Zone
standard
ZIP Type
Who lives in ZIP 38572?
55.3
Median Age
53.7%
Male
46.3%
Female
1.5%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$56,609
Median Household Income
-15% vs state ZIP avg
$35,376
Per Capita Income
9.6%
Poverty Rate
6.3%
Unemployment Rate
25.4 min
Mean Commute Time
How ZIP 38572 ranks among Tennessee ZIPs
Crossville, TN household income vs. every Tennessee ZIP code
Median household income among 593 reporting Tennessee ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$56,609 38th percentile higher than 38% of 593 Tennessee ZIPs
Each bar is a $20K-wide band; taller bars hold more Tennessee ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
6,247housing units
6,247
Total Housing Units
5,320
Occupied Units
927
Vacant Units
2.27
Avg Household Size
Occupancy Type
$223,900
Median Home Value
-10% vs state ZIP avg
$956
Median Rent
1997
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+3.4%
YoY Change (2024)
263
HPI Index (2000 = 100)
+163%
Total Change Since 2000
Home values in ZIP 38572 have increased 3.4% over the past year (2024). Since 2000, this ZIP has seen +163% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | -0.3% | 155 |
| 2021 | +25.7% | 195 |
| 2022 | +10.7% | 215 |
| 2023 | +18.1% | 254 |
| 2024 | +3.4% | 263 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 80 business establishments in ZIP 38572, employing approximately 470 people with a combined annual payroll of $13,234,000.
80
Businesses
470
Employees
$13.2M
Annual Payroll
9
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 18 | 22.5% |
| Construction | 13 | 16.3% |
| Other services (except public administration) | 12 | 15.0% |
| Professional, scientific, and technical services | 8 | 10.0% |
| Accommodation and food services | 6 | 7.5% |
| Manufacturing | 4 | 5.0% |
| Wholesale trade | 4 | 5.0% |
| Transportation and warehousing | 4 | 5.0% |
| Administrative and support and waste management and remediation services | 3 | 3.8% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 38572 vs 38578 →
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 38578 | Pleasant Hill, TN | 177 | 9.9 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 38572, both outside TN so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (10,649 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Cumberland County
Related Areas
Frequently Asked Questions
What county is ZIP code 38572 in?
ZIP code 38572 (Crossville) is located in Cumberland County, Tennessee. Cumberland County contains multiple ZIP codes, see the full list at /counties/cumberland-tn.
What is the population of ZIP code 38572?
ZIP code 38572 in Crossville, TN has a population of 10,649 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 38572?
The median household income in ZIP 38572 is $56,609, which is 26% below the national average of $76,288.
What is the average home value in ZIP 38572?
The median home value in ZIP 38572 is $223,900, which is 20% below the national average of $278,155.
What is the demographic makeup of ZIP 38572?
The largest racial group in ZIP 38572 is White at 96.7%. Hispanic or Latino residents make up 1.9% of the population.
How many businesses are in ZIP code 38572?
ZIP code 38572 has 80 business establishments employing approximately 470 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 38572?
The top industries by establishment count in ZIP 38572 are: Retail trade (18), Construction (13), Other services (except public administration) (12). There are 9 industry sectors represented in total.
How have home values changed in ZIP code 38572?
According to the FHFA House Price Index, home values in ZIP 38572 increased by 3.4% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 163%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 38572?
In ZIP code 38572, 60.9% of residents aged 25+ have a high school diploma or higher, and 13.6% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 38572?
The mean commute time for workers in ZIP code 38572 is 25.4 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 38572?
In ZIP code 38572, approximately 93.7% of occupied housing units are owner-occupied and 6.3% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 38572?
The poverty rate in ZIP code 38572 is 9.6% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 38572's numbers, next.
- See how ZIP 38572 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Crossville, TN ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.