PlainZIP

Crossville, TN · standard

ZIP Code 38572

Cumberland County, Tennessee - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

10,649
27/sq mi
$56,609
Median income
$223,900
Median home value
13.6%
Bachelor's or higher

The verdict

Crossville pairs one of the lowest household incomes in the country with above-median home values, in a rural, homeowner-dominated area.

23th pct
household income, US ZIPs
Top 50%
home value, US ZIPs
27
people per sq mi
94%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 38572 against every reporting US ZIP.

ZIP code 38572 is a mid-sized community (a standard USPS delivery area) in Crossville, Cumberland County, Tennessee, home to 10,649 residents across 400.3 square miles, a density of 27 people per square mile, in the Chicago time zone.

ZIP 38572 reports a modest median household income of $56,609 (15% below the Tennessee average), while per-capita income is $35,376. The poverty rate stands at 9.6% and the unemployment rate at 6.3%. Median home value sits at $223,900 (10% below the state average), median rent at $956 a month, and owner-occupancy at 93.7%.

Formal educational attainment runs low here: just 13.6% of adults hold a bachelor's degree or higher, the median age is 55.3, and the average commute is 25 minutes. Beyond these figures, 1 nearby ZIP codes within about 10 miles are surfaced below, along with 5 more sharing Cumberland County, letting you compare 38572 to its immediate surroundings rather than a national baseline alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 38572

Top 5 sectors by establishment count in Crossville, TN

Which industries have the most business establishments in ZIP 38572.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 38572, Crossville, TN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

10,649

Population

400.3

Area (sq mi)

27

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 38572?

55.3

Median Age

53.7%

Male

46.3%

Female

1.5%

Foreign-Born

White 96.7%
African American 0.0%
Asian 0.2%
American Indian or Alaska Native 0.1%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 2.8%
Hispanic or Latino 1.9%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$56,609

Median Household Income

-15% vs state

$35,376

Per Capita Income

9.6%

Poverty Rate

6.3%

Unemployment Rate

25.4 min

Mean Commute Time

How ZIP 38572 ranks nationally

Crossville, TN household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$56,609 23rd percentile higher than 23% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). This entry sits in this band. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 60.9%
Bachelor's Degree or Higher 13.6%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

6,247

Total Housing Units

5,320

Occupied Units

927

Vacant Units

2.27

Avg Household Size

Occupancy Type

Owner 93.7%
Renter 6.3%

$223,900

Median Home Value

-10% vs state

$956

Median Rent

1997

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+3.4%

YoY Change (2024)

263

HPI Index (2000 = 100)

+163%

Total Change Since 2000

Home values in ZIP 38572 have increased 3.4% over the past year (2024). Since 2000, this ZIP has seen +163% cumulative appreciation.

Year Annual Change HPI Index
2020 -0.3% 155
2021 +25.7% 195
2022 +10.7% 215
2023 +18.1% 254
2024 +3.4% 263

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 80 business establishments in ZIP 38572, employing approximately 470 people with a combined annual payroll of $13,234,000.

80

Businesses

470

Employees

$13.2M

Annual Payroll

9

Industry Sectors

Industry Establishments % of Total
Retail trade 18 22.5%
Construction 13 16.3%
Other services (except public administration) 12 15.0%
Professional, scientific, and technical services 8 10.0%
Accommodation and food services 6 7.5%
Manufacturing 4 5.0%
Wholesale trade 4 5.0%
Transportation and warehousing 4 5.0%
Administrative and support and waste management and remediation services 3 3.8%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 38572 vs 38578 →

ZIP Code City Population Distance
38578 Pleasant Hill, TN 177 9.9 mi

More ZIP Codes in Cumberland County

38555 standard
Crossville, TN
Pop: 18,809
38571 standard
Crossville, TN
Pop: 13,848
38558 standard
Crossville, TN
Pop: 6,970
37723 standard
Crab Orchard, TN
Pop: 944
38578 standard
Pleasant Hill, TN
Pop: 177

Related Areas

Cumberland County Crossville, TN Tennessee

Frequently Asked Questions

What county is ZIP code 38572 in? ▼
ZIP code 38572 (Crossville) is located in Cumberland County, Tennessee. Cumberland County contains multiple ZIP codes, see the full list at /counties/cumberland-tn.
What is the population of ZIP code 38572? ▼
ZIP code 38572 in Crossville, TN has a population of 10,649 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 38572? ▼
The median household income in ZIP 38572 is $56,609, which is 26% below the national average of $76,288.
What is the average home value in ZIP 38572? ▼
The median home value in ZIP 38572 is $223,900, which is 20% below the national average of $278,155.
What is the demographic makeup of ZIP 38572? ▼
The largest racial group in ZIP 38572 is White at 96.7%. Hispanic or Latino residents make up 1.9% of the population.
How many businesses are in ZIP code 38572? ▼
ZIP code 38572 has 80 business establishments employing approximately 470 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 38572? ▼
The top industries by establishment count in ZIP 38572 are: Retail trade (18), Construction (13), Other services (except public administration) (12). There are 9 industry sectors represented in total.
How have home values changed in ZIP code 38572? ▼
According to the FHFA House Price Index, home values in ZIP 38572 increased by 3.4% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 163%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 38572? ▼
In ZIP code 38572, 60.9% of residents aged 25+ have a high school diploma or higher, and 13.6% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 38572? ▼
The mean commute time for workers in ZIP code 38572 is 25.4 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 38572? ▼
In ZIP code 38572, approximately 93.7% of occupied housing units are owner-occupied and 6.3% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 38572? ▼
The poverty rate in ZIP code 38572 is 9.6% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.