PlainZIP

Crossville, TN · standard

ZIP Code 38558

Cumberland County, Tennessee - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

6,970
120/sq mi
$72,819
Median income
$357,700
Median home value
37.0%
Bachelor's or higher

The verdict

Crossville pairs an above-median household income with upper-quartile home values, in a rural, homeowner-dominated area.

Top 49%
household income, US ZIPs
Top 25%
home value, US ZIPs
120
people per sq mi
89%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 38558 against every reporting US ZIP.

ZIP code 38558 is a mid-sized community (a standard USPS delivery area) in Crossville, Cumberland County, Tennessee, home to 6,970 residents across 58.2 square miles, a density of 120 people per square mile, in the Chicago time zone.

ZIP 38558 lands in the middle-income range, with a median household income of $72,819 (10% above the Tennessee average), while per-capita income is $44,040. 7.2% of residents live below the poverty line, and the unemployment rate reads 3.0%. On housing, the median home value is $357,700 (45% above the state average) with median rent at $1,370 per month, and 88.7% of occupied units are owner-occupied.

A solid share of residents have a four-year degree: 37.0% of adults hold a bachelor's degree or higher, the median age is 71, and the average commute is -. Beyond these figures, 3 nearby ZIP codes within about 10 miles are surfaced below, along with 5 more sharing Cumberland County, letting you compare 38558 to its immediate surroundings rather than a national baseline alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 38558

Top 5 sectors by establishment count in Crossville, TN

Which industries have the most business establishments in ZIP 38558.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 38558, Crossville, TN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

6,970

Population

58.2

Area (sq mi)

120

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 38558?

71.0

Median Age

46.0%

Male

54.0%

Female

2.9%

Foreign-Born

White 92.8%
African American 0.5%
Asian 1.4%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 5.0%
Hispanic or Latino 4.0%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$72,819

Median Household Income

+10% vs state

$44,040

Per Capita Income

7.2%

Poverty Rate

3.0%

Unemployment Rate

How ZIP 38558 ranks nationally

Crossville, TN household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$72,819 Top 49% higher than 51% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 62.1%
Bachelor's Degree or Higher 37.0%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

5,733

Total Housing Units

5,064

Occupied Units

669

Vacant Units

1.86

Avg Household Size

Occupancy Type

Owner 88.7%
Renter 11.3%

$357,700

Median Home Value

+45% vs state

$1,370

Median Rent

1997

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+18.0%

YoY Change (2022)

205

HPI Index (2000 = 100)

+105%

Total Change Since 2000

Home values in ZIP 38558 have increased 18.0% over the past year (2022). Since 2000, this ZIP has seen +105% cumulative appreciation.

Year Annual Change HPI Index
2018 +3.7% 129
2019 +7.6% 139
2020 +2.2% 142
2021 +22.9% 174
2022 +18.0% 205

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2022. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 51 business establishments in ZIP 38558, employing approximately 974 people with a combined annual payroll of $30,203,000.

51

Businesses

974

Employees

$30.2M

Annual Payroll

7

Industry Sectors

Industry Establishments % of Total
Other services (except public administration) 11 21.6%
Health care and social assistance 9 17.6%
Professional, scientific, and technical services 7 13.7%
Accommodation and food services 5 9.8%
Retail trade 4 7.8%
Real estate and rental and leasing 4 7.8%
Construction 3 5.9%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 38558 vs 37723 →

ZIP 38558 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 38558 ranks #3 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 38558 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 38558 ranks the highest of 4 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
37723 Crab Orchard, TN 944 4.7 mi
38571 Crossville, TN 13,848 8.5 mi
38555 Crossville, TN 18,809 10.2 mi

More ZIP Codes in Cumberland County

38555 standard
Crossville, TN
Pop: 18,809
38571 standard
Crossville, TN
Pop: 13,848
38572 standard
Crossville, TN
Pop: 10,649
37723 standard
Crab Orchard, TN
Pop: 944
38578 standard
Pleasant Hill, TN
Pop: 177

Related Areas

Cumberland County Crossville, TN Tennessee

Frequently Asked Questions

What county is ZIP code 38558 in? ▼
ZIP code 38558 (Crossville) is located in Cumberland County, Tennessee. Cumberland County contains multiple ZIP codes, see the full list at /counties/cumberland-tn.
What is the population of ZIP code 38558? ▼
ZIP code 38558 in Crossville, TN has a population of 6,970 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 38558? ▼
The median household income in ZIP 38558 is $72,819, which is 5% below the national average of $76,288.
What is the average home value in ZIP 38558? ▼
The median home value in ZIP 38558 is $357,700, which is 29% above the national average of $278,155.
What is the demographic makeup of ZIP 38558? ▼
The largest racial group in ZIP 38558 is White at 92.8%. Hispanic or Latino residents make up 4.0% of the population.
How many businesses are in ZIP code 38558? ▼
ZIP code 38558 has 51 business establishments employing approximately 974 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 38558? ▼
The top industries by establishment count in ZIP 38558 are: Other services (except public administration) (11), Health care and social assistance (9), Professional, scientific, and technical services (7). There are 7 industry sectors represented in total.
How have home values changed in ZIP code 38558? ▼
According to the FHFA House Price Index, home values in ZIP 38558 increased by 18.0% in 2022. Since 2000, home values in this ZIP have appreciated by approximately 105%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 38558? ▼
In ZIP code 38558, 62.1% of residents aged 25+ have a high school diploma or higher, and 37.0% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 38558? ▼
In ZIP code 38558, approximately 88.7% of occupied housing units are owner-occupied and 11.3% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 38558? ▼
The poverty rate in ZIP code 38558 is 7.2% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.