ZIP Code 38558
standardSource:
Crossville · Cumberland County · Tennessee
- Population
- 6,970
- Median income
- $72,819
- Median home value
- $357,700
- Bachelor's or higher
- 37.0%
- Land area
- 58.2 sq mi
120/sq mi
▼ 5% vs US
higher than 51% of US ZIPs
▲ 29% vs US
higher than 75% of US ZIPs
Median age 71
Chicago
ZIP code 38558 in Crossville, Tennessee has a population of 6,970. The median household income is $72,819, which is 5% below the national average. Median home value is $357,700, 29% above the US average. 37.0% of residents hold a bachelor's degree or higher.
ZIP code 38558 is classified by USPS as a standard delivery area and covers roughly 58.2 square miles in Crossville, Cumberland County, Tennessee. The area is home to 6,970 residents, producing a population density of 120 people per square mile, and falls within the Chicago time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 38558 against Tennessee and the nation.
On the economic side, the median household income for ZIP 38558 sits at $72,819 (10% above the Tennessee average), while per-capita income is $44,040. The poverty rate stands at 7.2% and the unemployment rate at 3.0%. On housing, the median home value is $357,700 (45% above the state average) with median rent at $1,370 per month, and 88.7% of occupied units are owner-occupied, a direct signal of whether 38558 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 37.0% of adults hold a bachelor's degree or higher, the median age is 71, and the average commute is —. We also surface 3 nearby ZIP codes within roughly 10 miles and 5 additional ZIPs sharing Cumberland County, so you can benchmark 38558 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 38558
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 38558.
- Other services (except public administration)
Other services (except public administration)
11 establishments
- Health care and social assistance
Health care and social assistance
9 establishments
- Professional, scientific, and technical services
Professional, scientific, and technical services
7 establishments
- Accommodation and food services
Accommodation and food services
5 establishments
- Retail trade 4
Retail trade
4 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 38558, Crossville, TN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
6,970
Population
58.2
Area (sq mi)
120
People / sq mi
Chicago
Time Zone
standard
ZIP Type
Who lives in ZIP 38558?
71.0
Median Age
46.0%
Male
54.0%
Female
2.9%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$72,819
Median Household Income
+10% vs state
$44,040
Per Capita Income
7.2%
Poverty Rate
3.0%
Unemployment Rate
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
5,733
Total Housing Units
5,064
Occupied Units
669
Vacant Units
1.86
Avg Household Size
Occupancy Type
$357,700
Median Home Value
+45% vs state
$1,370
Median Rent
1997
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+18.0%
YoY Change (2022)
205
HPI Index (2000 = 100)
+105%
Total Change Since 2000
Home values in ZIP 38558 have increased 18.0% over the past year (2022). Since 2000, this ZIP has seen +105% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2018 | +3.7% | 129 |
| 2019 | +7.6% | 139 |
| 2020 | +2.2% | 142 |
| 2021 | +22.9% | 174 |
| 2022 | +18.0% | 205 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2022. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 51 business establishments in ZIP 38558, employing approximately 974 people with a combined annual payroll of $30,203,000.
51
Businesses
974
Employees
$30.2M
Annual Payroll
7
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Other services (except public administration) | 11 | 21.6% |
| Health care and social assistance | 9 | 17.6% |
| Professional, scientific, and technical services | 7 | 13.7% |
| Accommodation and food services | 5 | 9.8% |
| Retail trade | 4 | 7.8% |
| Real estate and rental and leasing | 4 | 7.8% |
| Construction | 3 | 5.9% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 38558 vs 37723 →
More ZIP Codes in Cumberland County
Related Areas
Frequently Asked Questions
What county is ZIP code 38558 in? ▼
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What is the median household income in ZIP 38558? ▼
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How many businesses are in ZIP code 38558? ▼
What are the main industries in ZIP code 38558? ▼
How have home values changed in ZIP code 38558? ▼
What is the education level in ZIP code 38558? ▼
What percentage of residents own vs. rent in ZIP 38558? ▼
What is the poverty rate in ZIP code 38558? ▼
ZIP Code Research Guides
Official Data Resources for Crossville, TN
Verify and explore additional data for this area using these official government sources.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023). Business data: Source: Census ZIP Code Business Patterns (ZBP) 2023. Home value trends: Source: FHFA House Price Index (HPI), Five-Digit ZIP Codes.
PlainZIP is not affiliated with the U.S. Census Bureau or any government agency.
Read our methodology , how this data is sourced, computed, and verified.