ZIP Code 38555
standardSource:
Crossville · Cumberland County · Tennessee
- Population
- 18,809
- Median income
- $56,818
- Median home value
- $236,300
- Bachelor's or higher
- 16.2%
- Land area
- 251.1 sq mi
75/sq mi
▼ 26% vs US
higher than 24% of US ZIPs
▼ 15% vs US
higher than 54% of US ZIPs
Median age 42.1
Chicago
ZIP code 38555 in Crossville, Tennessee has a population of 18,809. The median household income is $56,818, which is 26% below the national average. Median home value is $236,300, 15% below the US average. 16.2% of residents hold a bachelor's degree or higher.
ZIP code 38555 is classified by USPS as a standard delivery area and covers roughly 251.1 square miles in Crossville, Cumberland County, Tennessee. The area is home to 18,809 residents, producing a population density of 75 people per square mile, and falls within the Chicago time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 38555 against Tennessee and the nation.
On the economic side, the median household income for ZIP 38555 sits at $56,818 (14% below the Tennessee average), while per-capita income is $29,219. The poverty rate stands at 19.5% and the unemployment rate at 6.0%. On housing, the median home value is $236,300 (5% below the state average) with median rent at $804 per month, and 65.8% of occupied units are owner-occupied, a direct signal of whether 38555 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 16.2% of adults hold a bachelor's degree or higher, the median age is 42.1, and the average commute is 20 minutes. We also surface 2 nearby ZIP codes within roughly 10 miles and 5 additional ZIPs sharing Cumberland County, so you can benchmark 38555 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 38555
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 38555.
- Retail trade
Retail trade
149 establishments
- Health care and social assistance
Health care and social assistance
124 establishments
- Accommodation and food services
Accommodation and food services
73 establishments
- Other services (except public administration)
Other services (except public administration)
64 establishments
- Finance and insurance
Finance and insurance
60 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 38555, Crossville, TN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
18,809
Population
251.1
Area (sq mi)
75
People / sq mi
Chicago
Time Zone
standard
ZIP Type
Who lives in ZIP 38555?
42.1
Median Age
46.9%
Male
53.1%
Female
3.9%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$56,818
Median Household Income
-14% vs state
$29,219
Per Capita Income
19.5%
Poverty Rate
6.0%
Unemployment Rate
20.3 min
Mean Commute Time
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
9,995
Total Housing Units
9,205
Occupied Units
790
Vacant Units
2.29
Avg Household Size
Occupancy Type
$236,300
Median Home Value
-5% vs state
$804
Median Rent
1990
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+4.5%
YoY Change (2024)
269
HPI Index (2000 = 100)
+169%
Total Change Since 2000
Home values in ZIP 38555 have increased 4.5% over the past year (2024). Since 2000, this ZIP has seen +169% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +6.4% | 157 |
| 2021 | +17.8% | 185 |
| 2022 | +21.1% | 225 |
| 2023 | +14.5% | 257 |
| 2024 | +4.5% | 269 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 722 business establishments in ZIP 38555, employing approximately 12,164 people with a combined annual payroll of $537,653,000.
722
Businesses
12,164
Employees
$537.7M
Annual Payroll
16
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 149 | 20.6% |
| Health care and social assistance | 124 | 17.2% |
| Accommodation and food services | 73 | 10.1% |
| Other services (except public administration) | 64 | 8.9% |
| Finance and insurance | 60 | 8.3% |
| Professional, scientific, and technical services | 49 | 6.8% |
| Construction | 48 | 6.7% |
| Administrative and support and waste management and remediation services | 28 | 3.9% |
| Wholesale trade | 27 | 3.7% |
| Real estate and rental and leasing | 27 | 3.7% |
| Manufacturing | 24 | 3.3% |
| Transportation and warehousing | 15 | 2.1% |
| Information | 13 | 1.8% |
| Arts, entertainment, and recreation | 9 | 1.3% |
| Mining, quarrying, and oil and gas extraction | 4 | 0.6% |
| Educational services | 4 | 0.6% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 38555 vs 37337 →
More ZIP Codes in Cumberland County
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Frequently Asked Questions
What county is ZIP code 38555 in? ▼
What is the population of ZIP code 38555? ▼
What is the median household income in ZIP 38555? ▼
What is the average home value in ZIP 38555? ▼
What is the demographic makeup of ZIP 38555? ▼
How many businesses are in ZIP code 38555? ▼
What are the main industries in ZIP code 38555? ▼
How have home values changed in ZIP code 38555? ▼
What is the education level in ZIP code 38555? ▼
What is the average commute time in ZIP 38555? ▼
What percentage of residents own vs. rent in ZIP 38555? ▼
What is the poverty rate in ZIP code 38555? ▼
ZIP Code Research Guides
Official Data Resources for Crossville, TN
Verify and explore additional data for this area using these official government sources.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023). Business data: Source: Census ZIP Code Business Patterns (ZBP) 2023. Home value trends: Source: FHFA House Price Index (HPI), Five-Digit ZIP Codes.
PlainZIP is not affiliated with the U.S. Census Bureau or any government agency.
Read our methodology , how this data is sourced, computed, and verified.