ZIP Code 38555

standard

Source:

Crossville · Cumberland County · Tennessee

Population
18,809

75/sq mi

Median income
$56,818

▼ 26% vs US

higher than 24% of US ZIPs

Median home value
$236,300

▼ 15% vs US

higher than 54% of US ZIPs

Bachelor's or higher
16.2%

Median age 42.1

Land area
251.1 sq mi

Chicago

ZIP code 38555 in Crossville, Tennessee has a population of 18,809. The median household income is $56,818, which is 26% below the national average. Median home value is $236,300, 15% below the US average. 16.2% of residents hold a bachelor's degree or higher.

ZIP code 38555 is classified by USPS as a standard delivery area and covers roughly 251.1 square miles in Crossville, Cumberland County, Tennessee. The area is home to 18,809 residents, producing a population density of 75 people per square mile, and falls within the Chicago time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 38555 against Tennessee and the nation.

On the economic side, the median household income for ZIP 38555 sits at $56,818 (14% below the Tennessee average), while per-capita income is $29,219. The poverty rate stands at 19.5% and the unemployment rate at 6.0%. On housing, the median home value is $236,300 (5% below the state average) with median rent at $804 per month, and 65.8% of occupied units are owner-occupied, a direct signal of whether 38555 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 16.2% of adults hold a bachelor's degree or higher, the median age is 42.1, and the average commute is 20 minutes. We also surface 2 nearby ZIP codes within roughly 10 miles and 5 additional ZIPs sharing Cumberland County, so you can benchmark 38555 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 38555

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 38555.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 38555, Crossville, TN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

18,809

Population

251.1

Area (sq mi)

75

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 38555?

42.1

Median Age

46.9%

Male

53.1%

Female

3.9%

Foreign-Born

White 91.6%
African American 1.9%
Asian 0.0%
American Indian or Alaska Native 0.1%
Native Hawaiian or Pacific Islander 0.8%
Two or More Ethnicities 4.3%
Hispanic or Latino 5.2%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$56,818

Median Household Income

-14% vs state

$29,219

Per Capita Income

19.5%

Poverty Rate

6.0%

Unemployment Rate

20.3 min

Mean Commute Time

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 62.3%
Bachelor's Degree or Higher 16.2%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

9,995

Total Housing Units

9,205

Occupied Units

790

Vacant Units

2.29

Avg Household Size

Occupancy Type

Owner 65.8%
Renter 34.2%

$236,300

Median Home Value

-5% vs state

$804

Median Rent

1990

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+4.5%

YoY Change (2024)

269

HPI Index (2000 = 100)

+169%

Total Change Since 2000

Home values in ZIP 38555 have increased 4.5% over the past year (2024). Since 2000, this ZIP has seen +169% cumulative appreciation.

Year Annual Change HPI Index
2020 +6.4% 157
2021 +17.8% 185
2022 +21.1% 225
2023 +14.5% 257
2024 +4.5% 269

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 722 business establishments in ZIP 38555, employing approximately 12,164 people with a combined annual payroll of $537,653,000.

722

Businesses

12,164

Employees

$537.7M

Annual Payroll

16

Industry Sectors

Industry Establishments % of Total
Retail trade 149 20.6%
Health care and social assistance 124 17.2%
Accommodation and food services 73 10.1%
Other services (except public administration) 64 8.9%
Finance and insurance 60 8.3%
Professional, scientific, and technical services 49 6.8%
Construction 48 6.7%
Administrative and support and waste management and remediation services 28 3.9%
Wholesale trade 27 3.7%
Real estate and rental and leasing 27 3.7%
Manufacturing 24 3.3%
Transportation and warehousing 15 2.1%
Information 13 1.8%
Arts, entertainment, and recreation 9 1.3%
Mining, quarrying, and oil and gas extraction 4 0.6%
Educational services 4 0.6%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 38555 vs 37337 →

ZIP Code City Population Distance
37337 Grandview, TN 1,470 9.6 mi
38558 Crossville, TN 6,970 10.2 mi

More ZIP Codes in Cumberland County

Frequently Asked Questions

What county is ZIP code 38555 in?
ZIP code 38555 (Crossville) is located in Cumberland County, Tennessee. Cumberland County contains multiple ZIP codes, see the full list at /counties/cumberland-tn.
What is the population of ZIP code 38555?
ZIP code 38555 in Crossville, TN has a population of 18,809 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 38555?
The median household income in ZIP 38555 is $56,818, which is 26% below the national average of $76,288.
What is the average home value in ZIP 38555?
The median home value in ZIP 38555 is $236,300, which is 15% below the national average of $278,155.
What is the demographic makeup of ZIP 38555?
The largest racial group in ZIP 38555 is White at 91.6%. Hispanic or Latino residents make up 5.2% of the population.
How many businesses are in ZIP code 38555?
ZIP code 38555 has 722 business establishments employing approximately 12,164 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 38555?
The top industries by establishment count in ZIP 38555 are: Retail trade (149), Health care and social assistance (124), Accommodation and food services (73). There are 16 industry sectors represented in total.
How have home values changed in ZIP code 38555?
According to the FHFA House Price Index, home values in ZIP 38555 increased by 4.5% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 169%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 38555?
In ZIP code 38555, 62.3% of residents aged 25+ have a high school diploma or higher, and 16.2% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 38555?
The mean commute time for workers in ZIP code 38555 is 20.3 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 38555?
In ZIP code 38555, approximately 65.8% of occupied housing units are owner-occupied and 34.2% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 38555?
The poverty rate in ZIP code 38555 is 19.5% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for Crossville, TN

Verify and explore additional data for this area using these official government sources.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023). Business data: Source: Census ZIP Code Business Patterns (ZBP) 2023. Home value trends: Source: FHFA House Price Index (HPI), Five-Digit ZIP Codes.

PlainZIP is not affiliated with the U.S. Census Bureau or any government agency.