Crossville, TN · standard
ZIP Code 38571
Cumberland County, Tennessee - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 13,848
- 24/sq mi Moderate-density area
- $58,498
- Median income Below-median income area
- $227,300
- Median home value Near-median home value
- 15.7%
- Bachelor's or higher Below-average bachelor's attainment
National ZIP placement
Crossville pairs a below-median household income with above-median home values, in a rural, homeowner-dominated area.
- 26th pct
- household income, US ZIPs
- Top 49%
- home value, US ZIPs
- 24
- people per sq mi
- 82%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 38571 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 38571 (Crossville, TN) rose +6.4% from 2023 to 2024. The all-transactions index moved from 276.6 in 2023 to 294.3 in 2024 (2000 = 100).
ZIP code 38571 is a mid-sized community (a standard USPS delivery area) in Crossville, Cumberland County, Tennessee, home to 13,848 residents across 586.8 square miles, a density of 24 people per square mile, in the Chicago time zone.
ZIP 38571 reports a modest median household income of $58,498 (12% below the average Tennessee ZIP), while per-capita income is $34,431. The poverty rate is 14.1%, with unemployment at 2.4%; those measures add context to the income figure. Median home value is $227,300 (8% below the average Tennessee ZIP) and median rent is $798; 82.2% of occupied homes are owner-occupied.
Educational attainment sits below the national norm: 15.7% of adults hold a bachelor's degree or higher, the median age is 48.7, and the average commute is 23 minutes. The page also surfaces 2 ZIP codes within roughly 10 miles and 5 more in Cumberland County, so 38571 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 38571
Top 5 sectors by establishment count in Crossville, TN
Which industries have the most business establishments in ZIP 38571.
- Construction
Construction
51 establishments
- Retail trade
Retail trade
38 establishments
- Other services (except public administration)
Other services (except public administration)
24 establishments
- Accommodation and food services 18
Accommodation and food services
18 establishments
- Manufacturing 17
Manufacturing
17 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 38571, Crossville, TN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
13,848
Population
586.8
Area (sq mi)
24
People / sq mi
Chicago
Time Zone
standard
ZIP Type
Who lives in ZIP 38571?
48.7
Median Age
49.4%
Male
50.6%
Female
1.3%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$58,498
Median Household Income
-12% vs state ZIP avg
$34,431
Per Capita Income
14.1%
Poverty Rate
2.4%
Unemployment Rate
23.2 min
Mean Commute Time
How ZIP 38571 ranks among Tennessee ZIPs
Crossville, TN household income vs. every Tennessee ZIP code
Median household income among 593 reporting Tennessee ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$58,498 41st percentile higher than 41% of 593 Tennessee ZIPs
Each bar is a $20K-wide band; taller bars hold more Tennessee ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
6,490housing units
6,490
Total Housing Units
6,029
Occupied Units
461
Vacant Units
2.43
Avg Household Size
Occupancy Type
$227,300
Median Home Value
-8% vs state ZIP avg
$798
Median Rent
1995
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+6.4%
YoY Change (2024)
294
HPI Index (2000 = 100)
+194%
Total Change Since 2000
Home values in ZIP 38571 have increased 6.4% over the past year (2024). Since 2000, this ZIP has seen +194% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +5.1% | 174 |
| 2021 | +14.9% | 200 |
| 2022 | +29.2% | 259 |
| 2023 | +7.0% | 277 |
| 2024 | +6.4% | 294 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 230 business establishments in ZIP 38571, employing approximately 1,850 people with a combined annual payroll of $65,700,000.
230
Businesses
1,850
Employees
$65.7M
Annual Payroll
14
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 51 | 22.2% |
| Retail trade | 38 | 16.5% |
| Other services (except public administration) | 24 | 10.4% |
| Accommodation and food services | 18 | 7.8% |
| Manufacturing | 17 | 7.4% |
| Administrative and support and waste management and remediation services | 13 | 5.7% |
| Transportation and warehousing | 12 | 5.2% |
| Professional, scientific, and technical services | 12 | 5.2% |
| Health care and social assistance | 11 | 4.8% |
| Wholesale trade | 10 | 4.3% |
| Real estate and rental and leasing | 9 | 3.9% |
| Finance and insurance | 6 | 2.6% |
| Educational services | 3 | 1.3% |
| Arts, entertainment, and recreation | 3 | 1.3% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 38571 vs 38553 →
ZIP 38571 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 38571
Crossville (38571)
13,848 residents
- 38558
Crossville (38558)
6,970 residents
- 38553 2,312
Clarkrange (38553)
2,312 residents
What this shows Among its immediate neighbors, ZIP 38571 ranks the most populous - useful context the national average alone can't give.
ZIP 38571 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 38558
Crossville (38558)
$72,819 median income
- 38553
Clarkrange (38553)
$63,500 median income
- 38571
Crossville (38571)
$58,498 median income
What this shows By household income, ZIP 38571 ranks #3 of 3 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 38571, both outside TN so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (13,848 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Cumberland County
Related Areas
Frequently Asked Questions
What county is ZIP code 38571 in?
ZIP code 38571 (Crossville) is located in Cumberland County, Tennessee. Cumberland County contains multiple ZIP codes, see the full list at /counties/cumberland-tn.
What is the population of ZIP code 38571?
ZIP code 38571 in Crossville, TN has a population of 13,848 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 38571?
The median household income in ZIP 38571 is $58,498, which is 23% below the national average of $76,288.
What is the average home value in ZIP 38571?
The median home value in ZIP 38571 is $227,300, which is 18% below the national average of $278,155.
What is the demographic makeup of ZIP 38571?
The largest racial group in ZIP 38571 is White at 95.2%. Hispanic or Latino residents make up 1.8% of the population.
How many businesses are in ZIP code 38571?
ZIP code 38571 has 230 business establishments employing approximately 1,850 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 38571?
The top industries by establishment count in ZIP 38571 are: Construction (51), Retail trade (38), Other services (except public administration) (24). There are 14 industry sectors represented in total.
How have home values changed in ZIP code 38571?
According to the FHFA House Price Index, home values in ZIP 38571 increased by 6.4% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 194%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 38571?
In ZIP code 38571, 54.9% of residents aged 25+ have a high school diploma or higher, and 15.7% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 38571?
The mean commute time for workers in ZIP code 38571 is 23.2 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 38571?
In ZIP code 38571, approximately 82.2% of occupied housing units are owner-occupied and 17.8% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 38571?
The poverty rate in ZIP code 38571 is 14.1% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 38571's numbers, next.
- See how ZIP 38571 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Crossville, TN ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.