PlainZIP

Crossville, TN · standard

ZIP Code 38571

Cumberland County, Tennessee - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

13,848
24/sq mi
$58,498
Median income
$227,300
Median home value
15.7%
Bachelor's or higher

The verdict

Crossville pairs a below-median household income with above-median home values, in a rural, homeowner-dominated area.

26th pct
household income, US ZIPs
Top 49%
home value, US ZIPs
24
people per sq mi
82%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 38571 against every reporting US ZIP.

ZIP code 38571 is a mid-sized community (a standard USPS delivery area) in Crossville, Cumberland County, Tennessee, home to 13,848 residents across 586.8 square miles, a density of 24 people per square mile, in the Chicago time zone.

ZIP 38571 reports a modest median household income of $58,498 (12% below the Tennessee average), while per-capita income is $34,431. 14.1% of residents live below the poverty line, and the unemployment rate reads 2.4%. Housing costs here run $227,300 for a typical home value (8% below the state average), with rent averaging $798 a month; 82.2% of homes are owner-occupied.

Educational attainment sits below the national norm: 15.7% of adults hold a bachelor's degree or higher, the median age is 48.7, and the average commute is 23 minutes. A geography-based comparison follows: 2 ZIP codes within about 10 miles of 38571, plus 5 more within Cumberland County, give a clearer read than the national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 38571

Top 5 sectors by establishment count in Crossville, TN

Which industries have the most business establishments in ZIP 38571.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 38571, Crossville, TN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

13,848

Population

586.8

Area (sq mi)

24

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 38571?

48.7

Median Age

49.4%

Male

50.6%

Female

1.3%

Foreign-Born

White 95.2%
African American 0.5%
Asian 0.2%
American Indian or Alaska Native 0.1%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 3.5%
Hispanic or Latino 1.8%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$58,498

Median Household Income

-12% vs state

$34,431

Per Capita Income

14.1%

Poverty Rate

2.4%

Unemployment Rate

23.2 min

Mean Commute Time

How ZIP 38571 ranks nationally

Crossville, TN household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$58,498 26th percentile higher than 26% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). This entry sits in this band. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 54.9%
Bachelor's Degree or Higher 15.7%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

6,490

Total Housing Units

6,029

Occupied Units

461

Vacant Units

2.43

Avg Household Size

Occupancy Type

Owner 82.2%
Renter 17.8%

$227,300

Median Home Value

-8% vs state

$798

Median Rent

1995

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+6.4%

YoY Change (2024)

294

HPI Index (2000 = 100)

+194%

Total Change Since 2000

Home values in ZIP 38571 have increased 6.4% over the past year (2024). Since 2000, this ZIP has seen +194% cumulative appreciation.

Year Annual Change HPI Index
2020 +5.1% 174
2021 +14.9% 200
2022 +29.2% 259
2023 +7.0% 277
2024 +6.4% 294

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 230 business establishments in ZIP 38571, employing approximately 1,850 people with a combined annual payroll of $65,700,000.

230

Businesses

1,850

Employees

$65.7M

Annual Payroll

14

Industry Sectors

Industry Establishments % of Total
Construction 51 22.2%
Retail trade 38 16.5%
Other services (except public administration) 24 10.4%
Accommodation and food services 18 7.8%
Manufacturing 17 7.4%
Administrative and support and waste management and remediation services 13 5.7%
Transportation and warehousing 12 5.2%
Professional, scientific, and technical services 12 5.2%
Health care and social assistance 11 4.8%
Wholesale trade 10 4.3%
Real estate and rental and leasing 9 3.9%
Finance and insurance 6 2.6%
Educational services 3 1.3%
Arts, entertainment, and recreation 3 1.3%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 38571 vs 38553 →

ZIP 38571 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 38571 ranks the most populous - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 38571 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 38571 ranks #3 of 3 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
38553 Clarkrange, TN 2,312 10.3 mi
38558 Crossville, TN 6,970 8.5 mi

More ZIP Codes in Cumberland County

38555 standard
Crossville, TN
Pop: 18,809
38572 standard
Crossville, TN
Pop: 10,649
38558 standard
Crossville, TN
Pop: 6,970
37723 standard
Crab Orchard, TN
Pop: 944
38578 standard
Pleasant Hill, TN
Pop: 177

Related Areas

Cumberland County Crossville, TN Tennessee

Frequently Asked Questions

What county is ZIP code 38571 in? ▼
ZIP code 38571 (Crossville) is located in Cumberland County, Tennessee. Cumberland County contains multiple ZIP codes, see the full list at /counties/cumberland-tn.
What is the population of ZIP code 38571? ▼
ZIP code 38571 in Crossville, TN has a population of 13,848 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 38571? ▼
The median household income in ZIP 38571 is $58,498, which is 23% below the national average of $76,288.
What is the average home value in ZIP 38571? ▼
The median home value in ZIP 38571 is $227,300, which is 18% below the national average of $278,155.
What is the demographic makeup of ZIP 38571? ▼
The largest racial group in ZIP 38571 is White at 95.2%. Hispanic or Latino residents make up 1.8% of the population.
How many businesses are in ZIP code 38571? ▼
ZIP code 38571 has 230 business establishments employing approximately 1,850 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 38571? ▼
The top industries by establishment count in ZIP 38571 are: Construction (51), Retail trade (38), Other services (except public administration) (24). There are 14 industry sectors represented in total.
How have home values changed in ZIP code 38571? ▼
According to the FHFA House Price Index, home values in ZIP 38571 increased by 6.4% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 194%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 38571? ▼
In ZIP code 38571, 54.9% of residents aged 25+ have a high school diploma or higher, and 15.7% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 38571? ▼
The mean commute time for workers in ZIP code 38571 is 23.2 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 38571? ▼
In ZIP code 38571, approximately 82.2% of occupied housing units are owner-occupied and 17.8% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 38571? ▼
The poverty rate in ZIP code 38571 is 14.1% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.