PlainZIP

Cottage Grove, TN · standard

ZIP Code 38224

Henry County, Tennessee - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

956
7/sq mi
$58,182
Median income
$130,800
Median home value
12.2%
Bachelor's or higher

The verdict

Cottage Grove pairs a below-median household income with among the most affordable home values nationally, in a rural, homeowner-dominated area.

26th pct
household income, US ZIPs
20th pct
home value, US ZIPs
7
people per sq mi
77%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 38224 against every reporting US ZIP.

ZIP code 38224 is a sparsely populated ZIP (a standard USPS delivery area) in Cottage Grove, Henry County, Tennessee, home to just 956 residents across 144.8 square miles, a density of 7 people per square mile, in the Chicago time zone.

ZIP 38224 reports a modest median household income of $58,182 (12% below the Tennessee average), while per-capita income is $28,387. Poverty here runs at 13.1%, with unemployment measured at 6.0%. Median home value sits at $130,800 (47% below the state average), median rent at - a month, and owner-occupancy at 76.9%.

Formal educational attainment runs low here: just 12.2% of adults hold a bachelor's degree or higher, the median age is 34.6, and the average commute is -. A geography-based comparison follows: 2 ZIP codes within about 10 miles of 38224, plus 6 more within Henry County, give a clearer read than the national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 38224, Cottage Grove, TN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

956

Population

144.8

Area (sq mi)

7

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 38224?

34.6

Median Age

51.5%

Male

48.5%

Female

0.5%

Foreign-Born

White 87.4%
African American 1.2%
Asian 0.0%
American Indian or Alaska Native 0.6%
Native Hawaiian or Pacific Islander 1.6%
Two or More Ethnicities 9.1%
Hispanic or Latino 1.1%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$58,182

Median Household Income

-12% vs state

$28,387

Per Capita Income

13.1%

Poverty Rate

6.0%

Unemployment Rate

How ZIP 38224 ranks nationally

Cottage Grove, TN household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$58,182 26th percentile higher than 26% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). This entry sits in this band. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 62.0%
Bachelor's Degree or Higher 12.2%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

441

Total Housing Units

346

Occupied Units

95

Vacant Units

3.01

Avg Household Size

Occupancy Type

Owner 76.9%
Renter 23.1%

$130,800

Median Home Value

-47% vs state

1970

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 15 business establishments in ZIP 38224, employing approximately 122 people with a combined annual payroll of $10,913,000.

15

Businesses

122

Employees

$10.9M

Annual Payroll

1

Industry Sectors

Industry Establishments % of Total
Wholesale trade 3 20.0%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 38224 vs 38241 →

ZIP 38224 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 38224 ranks #2 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 38224 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 38224 ranks #2 of 3 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
38241 Palmersville, TN 898 6.0 mi
38251 Puryear, TN 2,751 8.1 mi

More ZIP Codes in Henry County

38242 standard
Paris, TN
Pop: 20,151
38256 standard
Springville, TN
Pop: 3,089
38251 standard
Puryear, TN
Pop: 2,751
38222 standard
Buchanan, TN
Pop: 2,629
38231 standard
Henry, TN
Pop: 1,664
38236 standard
Mansfield, TN
Pop: 662

Related Areas

Henry County Cottage Grove, TN Tennessee

Frequently Asked Questions

What county is ZIP code 38224 in? ▼
ZIP code 38224 (Cottage Grove) is located in Henry County, Tennessee. Henry County contains multiple ZIP codes, see the full list at /counties/henry-tn.
What is the population of ZIP code 38224? ▼
ZIP code 38224 in Cottage Grove, TN has a population of 956 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 38224? ▼
The median household income in ZIP 38224 is $58,182, which is 24% below the national average of $76,288.
What is the average home value in ZIP 38224? ▼
The median home value in ZIP 38224 is $130,800, which is 53% below the national average of $278,155.
What is the demographic makeup of ZIP 38224? ▼
The largest racial group in ZIP 38224 is White at 87.4%. Hispanic or Latino residents make up 1.1% of the population.
How many businesses are in ZIP code 38224? ▼
ZIP code 38224 has 15 business establishments employing approximately 122 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What is the education level in ZIP code 38224? ▼
In ZIP code 38224, 62.0% of residents aged 25+ have a high school diploma or higher, and 12.2% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 38224? ▼
In ZIP code 38224, approximately 76.9% of occupied housing units are owner-occupied and 23.1% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 38224? ▼
The poverty rate in ZIP code 38224 is 13.1% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.