Obion, TN · standard
ZIP Code 38240
Obion County, Tennessee - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 2,259
- 10/sq mi Low-density area
- $53,095
- Median income Below-median income area
- $115,200
- Median home value Below-median home value
- 16.2%
- Bachelor's or higher Below-average bachelor's attainment
National ZIP placement
Obion pairs one of the lowest household incomes in the country with among the most affordable home values nationally, in a rural, homeowner-dominated area.
- 18th pct
- household income, US ZIPs
- 15th pct
- home value, US ZIPs
- 10
- people per sq mi
- 69%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 38240 against every reporting US ZIP.
ZIP code 38240 covers 225.9 square miles in Obion, Obion County, Tennessee (a standard USPS delivery area), with a modest 2,259 residents on file, a density of 10 people per square mile, in the Chicago time zone.
ZIP 38240 reports a modest median household income of $53,095 (20% below the average Tennessee ZIP), while per-capita income is $35,698. The poverty rate is 25.3%, so the area-level income figures should not be treated as typical household experience. Home values sit below the statewide ZIP benchmark: the median is $115,200 (53% below the average Tennessee ZIP), and median rent is $968; owner occupancy is 69.1%.
Educational attainment sits below the national norm: 16.2% of adults hold a bachelor's degree or higher, the median age is 40.8, and the average commute is 29 minutes. The page also surfaces 6 ZIP codes within roughly 10 miles and 6 more in Obion County, so 38240 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 38240
Top 5 sectors by establishment count in Obion, TN
Which industries have the most business establishments in ZIP 38240.
- Construction
Construction
3 establishments
- Wholesale trade
Wholesale trade
3 establishments
- Other services (except public administration)
Other services (except public administration)
3 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 38240, Obion, TN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
2,259
Population
225.9
Area (sq mi)
10
People / sq mi
Chicago
Time Zone
standard
ZIP Type
Who lives in ZIP 38240?
40.8
Median Age
56.8%
Male
43.2%
Female
0.8%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$53,095
Median Household Income
-20% vs state ZIP avg
$35,698
Per Capita Income
25.3%
Poverty Rate
0.4%
Unemployment Rate
29.1 min
Mean Commute Time
How ZIP 38240 ranks among Tennessee ZIPs
Obion, TN household income vs. every Tennessee ZIP code
Median household income among 593 reporting Tennessee ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$53,095 29th percentile higher than 29% of 593 Tennessee ZIPs
Each bar is a $20K-wide band; taller bars hold more Tennessee ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
883housing units
883
Total Housing Units
766
Occupied Units
117
Vacant Units
2.11
Avg Household Size
Occupancy Type
$115,200
Median Home Value
-53% vs state ZIP avg
$968
Median Rent
1975
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What businesses operate in this ZIP?
Census Bureau data shows 17 business establishments in ZIP 38240, employing approximately 110 people with a combined annual payroll of $4,579,000.
17
Businesses
110
Employees
$4.6M
Annual Payroll
3
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 3 | 17.6% |
| Wholesale trade | 3 | 17.6% |
| Other services (except public administration) | 3 | 17.6% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 38240 vs 38232 →
ZIP 38240 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 38059
Newbern (38059)
7,663 residents
- 38260
Troy (38260)
3,804 residents
- 38240 2,259
Obion (38240)
2,259 residents
- 38232 1,998
Hornbeak (38232)
1,998 residents
- 38259 860
Trimble (38259)
860 residents
- 38007 91
Bogota (38007)
91 residents
- 38254 85
Samburg (38254)
85 residents
What this shows Among its immediate neighbors, ZIP 38240 ranks #3 by population - useful context the national average alone can't give.
ZIP 38240 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 38059
Newbern (38059)
$62,281 median income
- 38240
Obion (38240)
$53,095 median income
- 38260
Troy (38260)
$49,139 median income
- 38232
Hornbeak (38232)
$46,272 median income
- 38259
Trimble (38259)
$39,896 median income
What this shows By household income, ZIP 38240 ranks #2 of 5 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 38240, both outside TN so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (2,259 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Obion County
Related Areas
Frequently Asked Questions
What county is ZIP code 38240 in?
ZIP code 38240 (Obion) is located in Obion County, Tennessee. Obion County contains multiple ZIP codes, see the full list at /counties/obion-tn.
What is the population of ZIP code 38240?
ZIP code 38240 in Obion, TN has a population of 2,259 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 38240?
The median household income in ZIP 38240 is $53,095, which is 30% below the national average of $76,288.
What is the average home value in ZIP 38240?
The median home value in ZIP 38240 is $115,200, which is 59% below the national average of $278,155.
What is the demographic makeup of ZIP 38240?
The largest racial group in ZIP 38240 is White at 93.5%. Hispanic or Latino residents make up 3.0% of the population.
How many businesses are in ZIP code 38240?
ZIP code 38240 has 17 business establishments employing approximately 110 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 38240?
The top industries by establishment count in ZIP 38240 are: Construction (3), Wholesale trade (3), Other services (except public administration) (3). There are 3 industry sectors represented in total.
What is the education level in ZIP code 38240?
In ZIP code 38240, 65.2% of residents aged 25+ have a high school diploma or higher, and 16.2% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 38240?
The mean commute time for workers in ZIP code 38240 is 29.1 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 38240?
In ZIP code 38240, approximately 69.1% of occupied housing units are owner-occupied and 30.9% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 38240?
The poverty rate in ZIP code 38240 is 25.3% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 38240's numbers, next.
- See how ZIP 38240 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Obion, TN ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.