PlainZIP

Obion, TN · standard

ZIP Code 38240

Obion County, Tennessee - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

2,259
10/sq mi
$53,095
Median income
$115,200
Median home value
16.2%
Bachelor's or higher

The verdict

Obion pairs one of the lowest household incomes in the country with among the most affordable home values nationally, in a rural, homeowner-dominated area.

18th pct
household income, US ZIPs
15th pct
home value, US ZIPs
10
people per sq mi
69%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 38240 against every reporting US ZIP.

ZIP code 38240 covers 225.9 square miles in Obion, Obion County, Tennessee (a standard USPS delivery area), with a modest 2,259 residents on file, a density of 10 people per square mile, in the Chicago time zone.

ZIP 38240 reports a modest median household income of $53,095 (20% below the Tennessee average), while per-capita income is $35,698. 25.3% of residents live below the poverty line, and the unemployment rate reads 0.4%. On housing, the median home value is $115,200 (53% below the state average) with median rent at $968 per month, and 69.1% of occupied units are owner-occupied.

Educational attainment sits below the national norm: 16.2% of adults hold a bachelor's degree or higher, the median age is 40.8, and the average commute is 29 minutes. We also surface 6 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Obion County, so you can benchmark 38240 against its immediate geography rather than a national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 38240

Top 5 sectors by establishment count in Obion, TN

Which industries have the most business establishments in ZIP 38240.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 38240, Obion, TN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

2,259

Population

225.9

Area (sq mi)

10

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 38240?

40.8

Median Age

56.8%

Male

43.2%

Female

0.8%

Foreign-Born

White 93.5%
African American 0.8%
Asian 0.0%
American Indian or Alaska Native 0.1%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 5.4%
Hispanic or Latino 3.0%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$53,095

Median Household Income

-20% vs state

$35,698

Per Capita Income

25.3%

Poverty Rate

0.4%

Unemployment Rate

29.1 min

Mean Commute Time

How ZIP 38240 ranks nationally

Obion, TN household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$53,095 18th percentile higher than 18% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). This entry sits in this band. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 65.2%
Bachelor's Degree or Higher 16.2%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

883

Total Housing Units

766

Occupied Units

117

Vacant Units

2.11

Avg Household Size

Occupancy Type

Owner 69.1%
Renter 30.9%

$115,200

Median Home Value

-53% vs state

$968

Median Rent

1975

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 17 business establishments in ZIP 38240, employing approximately 110 people with a combined annual payroll of $4,579,000.

17

Businesses

110

Employees

$4.6M

Annual Payroll

3

Industry Sectors

Industry Establishments % of Total
Construction 3 17.6%
Wholesale trade 3 17.6%
Other services (except public administration) 3 17.6%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 38240 vs 38232 →

ZIP 38240 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 38240 ranks #3 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 38240 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 38240 ranks #2 of 5 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
38232 Hornbeak, TN 1,998 6.8 mi
38254 Samburg, TN 85 8.7 mi
38259 Trimble, TN 860 8.3 mi
38007 Bogota, TN 91 8.7 mi
38059 Newbern, TN 7,663 10.5 mi
38260 Troy, TN 3,804 9.9 mi

More ZIP Codes in Obion County

38261 standard
Union City, TN
Pop: 16,919
38257 standard
South Fulton, TN
Pop: 4,397
38260 standard
Troy, TN
Pop: 3,804
38232 standard
Hornbeak, TN
Pop: 1,998
38253 standard
Rives, TN
Pop: 1,156
38254 standard
Samburg, TN
Pop: 85

Related Areas

Obion County Obion, TN Tennessee

Frequently Asked Questions

What county is ZIP code 38240 in? ▼
ZIP code 38240 (Obion) is located in Obion County, Tennessee. Obion County contains multiple ZIP codes, see the full list at /counties/obion-tn.
What is the population of ZIP code 38240? ▼
ZIP code 38240 in Obion, TN has a population of 2,259 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 38240? ▼
The median household income in ZIP 38240 is $53,095, which is 30% below the national average of $76,288.
What is the average home value in ZIP 38240? ▼
The median home value in ZIP 38240 is $115,200, which is 59% below the national average of $278,155.
What is the demographic makeup of ZIP 38240? ▼
The largest racial group in ZIP 38240 is White at 93.5%. Hispanic or Latino residents make up 3.0% of the population.
How many businesses are in ZIP code 38240? ▼
ZIP code 38240 has 17 business establishments employing approximately 110 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 38240? ▼
The top industries by establishment count in ZIP 38240 are: Construction (3), Wholesale trade (3), Other services (except public administration) (3). There are 3 industry sectors represented in total.
What is the education level in ZIP code 38240? ▼
In ZIP code 38240, 65.2% of residents aged 25+ have a high school diploma or higher, and 16.2% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 38240? ▼
The mean commute time for workers in ZIP code 38240 is 29.1 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 38240? ▼
In ZIP code 38240, approximately 69.1% of occupied housing units are owner-occupied and 30.9% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 38240? ▼
The poverty rate in ZIP code 38240 is 25.3% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.