ZIP Code 38232

ZIP code 38232 is classified by USPS as a standard delivery area and covers roughly 132.3 square miles in Hornbeak, Obion County, Tennessee. The area is home to 1,998 residents, producing a population density of 15 people per square mile, and falls within the Chicago time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 38232 against Tennessee and the nation.

On the economic side, the median household income for ZIP 38232 sits at $46,272 (30% below the Tennessee average), while per-capita income is $27,433. The poverty rate stands at 10.1% and the unemployment rate at 1.7%. On housing, the median home value is $103,200 (58% below the state average) with median rent at $770 per month, and 79.4% of occupied units are owner-occupied, a direct signal of whether 38232 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 8.8% of adults hold a bachelor's degree or higher, the median age is 52.7, and the average commute is 33 minutes. We also surface 5 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Obion County, so you can benchmark 38232 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →