PlainZIP

Hornbeak, TN · standard

ZIP Code 38232

Obion County, Tennessee - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

1,998
15/sq mi
$46,272
Median income
$103,200
Median home value
8.8%
Bachelor's or higher

The verdict

Hornbeak pairs one of the lowest household incomes in the country with among the most affordable home values nationally, in a rural, homeowner-dominated area.

10th pct
household income, US ZIPs
11th pct
home value, US ZIPs
15
people per sq mi
79%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 38232 against every reporting US ZIP.

ZIP code 38232 covers 132.3 square miles in Hornbeak, Obion County, Tennessee (a standard USPS delivery area), with a modest 1,998 residents on file, a density of 15 people per square mile, in the Chicago time zone.

ZIP 38232 reports a modest median household income of $46,272 (30% below the Tennessee average), while per-capita income is $27,433. 10.1% of residents live below the poverty line, and the unemployment rate reads 1.7%. Housing costs here run $103,200 for a typical home value (58% below the state average), with rent averaging $770 a month; 79.4% of homes are owner-occupied.

Formal educational attainment runs low here: just 8.8% of adults hold a bachelor's degree or higher, the median age is 52.7, and the average commute is 33 minutes. Beyond these figures, 5 nearby ZIP codes within about 10 miles are surfaced below, along with 6 more sharing Obion County, letting you compare 38232 to its immediate surroundings rather than a national baseline alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 38232, Hornbeak, TN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

1,998

Population

132.3

Area (sq mi)

15

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 38232?

52.7

Median Age

54.5%

Male

45.5%

Female

2.7%

Foreign-Born

White 94.1%
African American 0.2%
Asian 2.7%
American Indian or Alaska Native 0.2%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 2.7%
Hispanic or Latino 1.5%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$46,272

Median Household Income

-30% vs state

$27,433

Per Capita Income

10.1%

Poverty Rate

1.7%

Unemployment Rate

33.3 min

Mean Commute Time

How ZIP 38232 ranks nationally

Hornbeak, TN household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$46,272 10th percentile higher than 10% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). This entry sits in this band. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 54.6%
Bachelor's Degree or Higher 8.8%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

1,282

Total Housing Units

982

Occupied Units

300

Vacant Units

2.28

Avg Household Size

Occupancy Type

Owner 79.4%
Renter 20.6%

$103,200

Median Home Value

-58% vs state

$770

Median Rent

1988

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 12 business establishments in ZIP 38232, employing approximately 65 people with a combined annual payroll of $1,749,000.

12

Businesses

65

Employees

$1.7M

Annual Payroll

2

Industry Sectors

Industry Establishments % of Total
Accommodation and food services 5 41.7%
Retail trade 4 33.3%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 38232 vs 38254 →

ZIP 38232 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 38232 ranks #4 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 38232 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 38232 ranks #3 of 5 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
38254 Samburg, TN 85 2.2 mi
38240 Obion, TN 2,259 6.8 mi
38260 Troy, TN 3,804 6.3 mi
38079 Tiptonville, TN 5,577 9.6 mi
38259 Trimble, TN 860 12.9 mi

More ZIP Codes in Obion County

38261 standard
Union City, TN
Pop: 16,919
38257 standard
South Fulton, TN
Pop: 4,397
38260 standard
Troy, TN
Pop: 3,804
38240 standard
Obion, TN
Pop: 2,259
38253 standard
Rives, TN
Pop: 1,156
38254 standard
Samburg, TN
Pop: 85

Related Areas

Obion County Hornbeak, TN Tennessee

Frequently Asked Questions

What county is ZIP code 38232 in? ▼
ZIP code 38232 (Hornbeak) is located in Obion County, Tennessee. Obion County contains multiple ZIP codes, see the full list at /counties/obion-tn.
What is the population of ZIP code 38232? ▼
ZIP code 38232 in Hornbeak, TN has a population of 1,998 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 38232? ▼
The median household income in ZIP 38232 is $46,272, which is 39% below the national average of $76,288.
What is the average home value in ZIP 38232? ▼
The median home value in ZIP 38232 is $103,200, which is 63% below the national average of $278,155.
What is the demographic makeup of ZIP 38232? ▼
The largest racial group in ZIP 38232 is White at 94.1%. Hispanic or Latino residents make up 1.5% of the population.
How many businesses are in ZIP code 38232? ▼
ZIP code 38232 has 12 business establishments employing approximately 65 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What is the education level in ZIP code 38232? ▼
In ZIP code 38232, 54.6% of residents aged 25+ have a high school diploma or higher, and 8.8% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 38232? ▼
The mean commute time for workers in ZIP code 38232 is 33.3 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 38232? ▼
In ZIP code 38232, approximately 79.4% of occupied housing units are owner-occupied and 20.6% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 38232? ▼
The poverty rate in ZIP code 38232 is 10.1% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.