Residential delivery area · Tennessee
ZIP Code 38261: Union City, TN
ZIP code 38261 uses the postal name Union City, Tennessee and lies entirely in Obion County (Census 2020 ZIP-county file). About 16,000 people live there (Census Bureau, ACS 2020-2024). Median household income is $55,876 (Census Bureau, ACS 2020-2024). By Census place, its land lies in Union City (7%) and Woodland Mills (under 1%); 92% is outside any Census place.
- ACS2020-24
- Census2020
- FHFA2025
- ZBP2023
- IRS2022
- Town
- Union City · its only residential ZIP
- County
- Obion County
- Census places
- Union City (7%); Woodland Mills (under 1%)
- Micro area
- Union City, TN
- House district
- TN-8 119th Congress
- State
- Tennessee
- Time zone
- Central
- Land area
- 176.9 sq mi · 93 people per sq mi
- PO Box ZIPs
- 38281 also use the name Union City
Where is ZIP code 38261?
38261 centers on 36.429°, -89.114° and covers 176.9 square miles of land plus 6.8 of water. It borders 8 ZIP codes: 38260, 42050, 38253, 38232, 38257, 42041, 38237, 38079.
The map draws ZIP code areas only. For the streets inside 38261, open its center on OpenStreetMap.
Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).
How does 38261 compare with the rest of Obion County?
| Measure | 38261 | In Obion County | In TN |
|---|---|---|---|
| People (ACS 2020-2024) | 16,385 | 1st of 12 | 153rd of 636 |
| Median household income | $56k | 3rd of 7 | 290th of 425 |
| Median home value | $153k | 2nd of 7 | 371st of 436 |
Its median household income is higher than in 22% of U.S. residential ZIP codes, and it is denser than 53% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).
How many people live in 38261?
The 2020 Census counted 16,627 people in 38261; the ACS, which samples households over 2020-2024, estimates 16,385. Between the 2010 and 2020 censuses its population fell 1.7% (its boundary stayed at least 90% the same).
- People, ACS 2020-2024
- 16,385
- 2020 Census count
- 16,627−1.7% since 2010 (16,919)
- Households
- 6,503
- Median age
- 39.8
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).
Who lives in 38261?
Of the 16,385 people the ACS estimates in 38261, 23.5% are under 18 and 19.3% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (71.8%), then Black (not Hispanic) (14.9%).
- Under 1823.5%
- 18 to 6457.2%
- 65 and older19.3%
- White, not Hispanic71.8%
- Black, not Hispanic14.9%
- Hispanic or Latino8.3%
- Other or two or more4.8%
- Asian, not Hispanic0.2%
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.
What do households in 38261 earn?
Median household income is $55,876 (ACS 2020-2024), the 3rd highest of the 7 ranked ZIP codes in Obion County. It rose from $42,915 in 2015-2019 (in 2024 dollars), a change larger than the surveys' margins of error.
- Median household income
- $55,876
- Income per person
- $30,444
- Below the poverty line
- 19.9%
- Unemployed (of the labor force)
- 5.4%
- Adults 25+ with a bachelor's degree
- 21.3%
- Adjusted gross income per tax return, 2022
- $62,2777,080 returns; wages 62% of AGI (IRS)
Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).
What are homes worth in 38261?
FHFA's house price index for 38261, built from repeat sales and appraisals of the same homes, rose 82% from 2015 to 2025 and rose 51% from 2020 to 2025, and moved +0.5% in 2025.
- Median home value (owners' estimate)
- $153,400
- Median gross rent
- $761
- Homes owned by their occupants
- 61.2%
- Housing units
- 7,306
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.
What businesses are in 38261?
466 business establishments had a location in this ZIP code in 2023, 21 more than in 2018; the most are in retail trade (ZIP Code Business Patterns).
- Retail trade92
- Health care and social assistance63
- Accommodation and food services46
- Other services (except public administration)45
- Finance and insurance39
- Construction30
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).
Which ZIP codes are next to 38261?
| ZIP | Town | People | Household income | Distance |
|---|---|---|---|---|
| 38260 | Troy | 3,720 | $49k | 6.6 mi |
| 42050 | Hickman, KY | 3,015 | $42k | 8.7 mi |
| 38253 | Rives | 917 | $70k | 8.9 mi |
| 38232 | Hornbeak | 2,238 | $46k | 12.7 mi |
| 38257 | South Fulton | 4,437 | $59k | 12.8 mi |
| 42041 | Fulton, KY | 4,406 | $36k | 15.6 mi |
| 38237 | Martin | 15,627 | $52k | 16.2 mi |
| 38079 | Tiptonville | 4,262 | $28k | 19.8 mi |
| 38254 | Samburg | 0 | – | 13.5 mi (near) |
| 38233 | Kenton | 2,674 | $60k | 16.0 mi (near) |
Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.
Which other ZIP codes use the name Union City?
1 more ZIP code carries the postal name Union City, TN without a residential delivery area: PO boxes at the post office, or a single organization with its own ZIP code. The Census Bureau publishes no figures for it.
| ZIP | County |
|---|---|
| 38281 | Obion County |
Source: GeoNames postal codes (CC BY 4.0), downloaded 2026-10-09; a ZIP code with no Census ZCTA has no residential delivery area.