ZIP Code 38261

ZIP code 38261 is classified by USPS as a standard delivery area and covers roughly 483.4 square miles in Union City, Obion County, Tennessee. The area is home to 16,919 residents, producing a population density of 35 people per square mile, and falls within the Chicago time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 38261 against Tennessee and the nation.

On the economic side, the median household income for ZIP 38261 sits at $55,876 (16% below the Tennessee average), while per-capita income is $30,444. The poverty rate stands at 19.9% and the unemployment rate at 5.4%. On housing, the median home value is $153,400 (38% below the state average) with median rent at $761 per month, and 61.2% of occupied units are owner-occupied, a direct signal of whether 38261 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 21.3% of adults hold a bachelor's degree or higher, the median age is 39.8, and the average commute is 17 minutes. We also surface 3 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Obion County, so you can benchmark 38261 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →