ZIP Code 38257

standard

Source:

South Fulton · Obion County · Tennessee

Population
4,397

31/sq mi

Median income
$58,849

▼ 23% vs US

higher than 27% of US ZIPs

Median home value
$103,100

▼ 63% vs US

higher than 11% of US ZIPs

Bachelor's or higher
16.3%

Median age 45.1

Land area
141.4 sq mi

Chicago

ZIP code 38257 in South Fulton, Tennessee has a population of 4,397. The median household income is $58,849, which is 23% below the national average. Median home value is $103,100, 63% below the US average. 16.3% of residents hold a bachelor's degree or higher.

ZIP code 38257 is classified by USPS as a standard delivery area and covers roughly 141.4 square miles in South Fulton, Obion County, Tennessee. The area is home to 4,397 residents, producing a population density of 31 people per square mile, and falls within the Chicago time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 38257 against Tennessee and the nation.

On the economic side, the median household income for ZIP 38257 sits at $58,849 (11% below the Tennessee average), while per-capita income is $31,560. The poverty rate stands at 18.7% and the unemployment rate at 2.6%. On housing, the median home value is $103,100 (58% below the state average) with median rent at $795 per month, and 72.9% of occupied units are owner-occupied, a direct signal of whether 38257 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 16.3% of adults hold a bachelor's degree or higher, the median age is 45.1, and the average commute is 19 minutes. We also surface 3 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Obion County, so you can benchmark 38257 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 38257

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 38257.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 38257, South Fulton, TN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

4,397

Population

141.4

Area (sq mi)

31

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 38257?

45.1

Median Age

43.9%

Male

56.1%

Female

0.2%

Foreign-Born

White 80.9%
African American 13.3%
Asian 0.0%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 5.3%
Hispanic or Latino 3.9%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$58,849

Median Household Income

-11% vs state

$31,560

Per Capita Income

18.7%

Poverty Rate

2.6%

Unemployment Rate

18.5 min

Mean Commute Time

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 63.0%
Bachelor's Degree or Higher 16.3%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

2,168

Total Housing Units

1,879

Occupied Units

289

Vacant Units

2.36

Avg Household Size

Occupancy Type

Owner 72.9%
Renter 27.1%

$103,100

Median Home Value

-58% vs state

$795

Median Rent

1974

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+19.1%

YoY Change (2024)

203

HPI Index (2000 = 100)

+103%

Total Change Since 2000

Home values in ZIP 38257 have increased 19.1% over the past year (2024). Since 2000, this ZIP has seen +103% cumulative appreciation.

Year Annual Change HPI Index
2019 +1.7% 135
2020 +3.5% 140
2021 +19.4% 167
2022 +19.1% 199
2024 203

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 45 business establishments in ZIP 38257, employing approximately 560 people with a combined annual payroll of $34,337,000.

45

Businesses

560

Employees

$34.3M

Annual Payroll

8

Industry Sectors

Industry Establishments % of Total
Manufacturing 6 13.3%
Retail trade 6 13.3%
Accommodation and food services 6 13.3%
Health care and social assistance 5 11.1%
Finance and insurance 4 8.9%
Other services (except public administration) 4 8.9%
Real estate and rental and leasing 3 6.7%
Professional, scientific, and technical services 3 6.7%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 38257 vs 42041 →

ZIP Code City Population Distance
42041 Fulton, KY 4,627 6.0 mi
38237 Martin, TN 16,627 7.3 mi
42085 Water Valley, KY 918 8.6 mi

More ZIP Codes in Obion County

Frequently Asked Questions

What county is ZIP code 38257 in?
ZIP code 38257 (South Fulton) is located in Obion County, Tennessee. Obion County contains multiple ZIP codes, see the full list at /counties/obion-tn.
What is the population of ZIP code 38257?
ZIP code 38257 in South Fulton, TN has a population of 4,397 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 38257?
The median household income in ZIP 38257 is $58,849, which is 23% below the national average of $76,288.
What is the average home value in ZIP 38257?
The median home value in ZIP 38257 is $103,100, which is 63% below the national average of $278,155.
What is the demographic makeup of ZIP 38257?
The largest racial group in ZIP 38257 is White at 80.9%. Hispanic or Latino residents make up 3.9% of the population.
How many businesses are in ZIP code 38257?
ZIP code 38257 has 45 business establishments employing approximately 560 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 38257?
The top industries by establishment count in ZIP 38257 are: Manufacturing (6), Retail trade (6), Accommodation and food services (6). There are 8 industry sectors represented in total.
How have home values changed in ZIP code 38257?
According to the FHFA House Price Index, home values in ZIP 38257 increased by 19.1% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 103%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 38257?
In ZIP code 38257, 63.0% of residents aged 25+ have a high school diploma or higher, and 16.3% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 38257?
The mean commute time for workers in ZIP code 38257 is 18.5 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 38257?
In ZIP code 38257, approximately 72.9% of occupied housing units are owner-occupied and 27.1% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 38257?
The poverty rate in ZIP code 38257 is 18.7% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for South Fulton, TN

Verify and explore additional data for this area using these official government sources.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023). Business data: Source: Census ZIP Code Business Patterns (ZBP) 2023. Home value trends: Source: FHFA House Price Index (HPI), Five-Digit ZIP Codes.

PlainZIP is not affiliated with the U.S. Census Bureau or any government agency.