ZIP Code 42085

standard

Source:

Water Valley · Graves County · Kentucky

Population
918

12/sq mi

Median income
$57,679

▼ 24% vs US

higher than 25% of US ZIPs

Median home value
$106,000

▼ 62% vs US

higher than 12% of US ZIPs

Bachelor's or higher
3.5%

Median age 35.4

Land area
74.0 sq mi

Chicago

ZIP code 42085 in Water Valley, Kentucky has a population of 918. The median household income is $57,679, which is 24% below the national average. Median home value is $106,000, 62% below the US average. 3.5% of residents hold a bachelor's degree or higher.

ZIP code 42085 is classified by USPS as a standard delivery area and covers roughly 74.0 square miles in Water Valley, Graves County, Kentucky. The area is home to 918 residents, producing a population density of 12 people per square mile, and falls within the Chicago time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 42085 against Kentucky and the nation.

On the economic side, the median household income for ZIP 42085 sits at $57,679 (3% below the Kentucky average), while per-capita income is $20,036. The poverty rate stands at 27.9% and the unemployment rate at 1.5%. On housing, the median home value is $106,000 (33% below the state average) with median rent at $746 per month, and 70.0% of occupied units are owner-occupied, a direct signal of whether 42085 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 3.5% of adults hold a bachelor's degree or higher, the median age is 35.4, and the average commute is . We also surface 4 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Graves County, so you can benchmark 42085 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 42085, Water Valley, KY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

918

Population

74.0

Area (sq mi)

12

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 42085?

35.4

Median Age

40.9%

Male

59.1%

Female

3.8%

Foreign-Born

White 87.5%
African American 0.0%
Asian 0.7%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 11.8%
Hispanic or Latino 6.6%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$57,679

Median Household Income

-3% vs state

$20,036

Per Capita Income

27.9%

Poverty Rate

1.5%

Unemployment Rate

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 60.8%
Bachelor's Degree or Higher 3.5%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

333

Total Housing Units

303

Occupied Units

30

Vacant Units

3.02

Avg Household Size

Occupancy Type

Owner 70.0%
Renter 30.0%

$106,000

Median Home Value

-33% vs state

$746

Median Rent

1974

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 9 business establishments in ZIP 42085, employing approximately 35 people with a combined annual payroll of $929,000.

9

Businesses

35

Employees

$929K

Annual Payroll

1

Industry Sectors

Industry Establishments % of Total
Other services (except public administration) 3 33.3%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 42085 vs 42041 →

ZIP Code City Population Distance
42041 Fulton, KY 4,627 4.4 mi
42088 Wingo, KY 2,656 4.3 mi
38257 South Fulton, TN 4,397 8.6 mi
38226 Dukedom, TN 345 9.0 mi

More ZIP Codes in Graves County

Frequently Asked Questions

What county is ZIP code 42085 in?
ZIP code 42085 (Water Valley) is located in Graves County, Kentucky. Graves County contains multiple ZIP codes, see the full list at /counties/graves-ky.
What is the population of ZIP code 42085?
ZIP code 42085 in Water Valley, KY has a population of 918 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 42085?
The median household income in ZIP 42085 is $57,679, which is 24% below the national average of $76,288.
What is the average home value in ZIP 42085?
The median home value in ZIP 42085 is $106,000, which is 62% below the national average of $278,155.
What is the demographic makeup of ZIP 42085?
The largest racial group in ZIP 42085 is White at 87.5%. Hispanic or Latino residents make up 6.6% of the population.
How many businesses are in ZIP code 42085?
ZIP code 42085 has 9 business establishments employing approximately 35 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What is the education level in ZIP code 42085?
In ZIP code 42085, 60.8% of residents aged 25+ have a high school diploma or higher, and 3.5% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 42085?
In ZIP code 42085, approximately 70.0% of occupied housing units are owner-occupied and 30.0% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 42085?
The poverty rate in ZIP code 42085 is 27.9% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for Water Valley, KY

Verify and explore additional data for this area using these official government sources.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023). Business data: Source: Census ZIP Code Business Patterns (ZBP) 2023. Home value trends: Source: FHFA House Price Index (HPI), Five-Digit ZIP Codes.

PlainZIP is not affiliated with the U.S. Census Bureau or any government agency.