Fulton, KY · standard
ZIP Code 42041
Fulton County, Kentucky - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 4,627
- 16/sq mi Moderate-density area
- $36,045
- Median income Below-median income area
- $105,900
- Median home value Below-median home value
- 16.0%
- Bachelor's or higher Below-average bachelor's attainment
National ZIP placement
Fulton pairs one of the lowest household incomes in the country with among the most affordable home values nationally, in a rural, homeowner-dominated area.
- 4th pct
- household income, US ZIPs
- 12th pct
- home value, US ZIPs
- 16
- people per sq mi
- 63%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 42041 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 42041 (Fulton, KY) rose +15.5% from 2023 to 2024.
ZIP code 42041 covers 285.6 square miles in Fulton, Fulton County, Kentucky (a standard USPS delivery area), with a modest 4,627 residents on file, a density of 16 people per square mile, in the Chicago time zone.
ZIP 42041 sits on the lower end of the income spectrum: median household income is $36,045 (40% below the average Kentucky ZIP), while per-capita income is $20,222. The poverty rate is 30.4%, so the area-level income figures should not be treated as typical household experience. Home values sit below the statewide ZIP benchmark: the median is $105,900 (33% below the average Kentucky ZIP), and median rent is $620; owner occupancy is 62.6%.
Educational attainment sits below the national norm: 16.0% of adults hold a bachelor's degree or higher, the median age is 34.8, and the average commute is 21 minutes. The page also surfaces 4 ZIP codes within roughly 10 miles and 1 more in Fulton County, so 42041 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 42041
Top 5 sectors by establishment count in Fulton, KY
Which industries have the most business establishments in ZIP 42041.
- Retail trade
Retail trade
18 establishments
- Health care and social assistance
Health care and social assistance
11 establishments
- Accommodation and food services
Accommodation and food services
8 establishments
- Other services (except public administration)
Other services (except public administration)
8 establishments
- Manufacturing 6
Manufacturing
6 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 42041, Fulton, KY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
4,627
Population
285.6
Area (sq mi)
16
People / sq mi
Chicago
Time Zone
standard
ZIP Type
Who lives in ZIP 42041?
34.8
Median Age
47.0%
Male
53.0%
Female
1.3%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$36,045
Median Household Income
-40% vs state ZIP avg
$20,222
Per Capita Income
30.4%
Poverty Rate
5.6%
Unemployment Rate
21.3 min
Mean Commute Time
How ZIP 42041 ranks among Kentucky ZIPs
Fulton, KY household income vs. every Kentucky ZIP code
Median household income among 646 reporting Kentucky ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$36,045 13th percentile higher than 13% of 646 Kentucky ZIPs
Each bar is a $20K-wide band; taller bars hold more Kentucky ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
1,958housing units
1,958
Total Housing Units
1,627
Occupied Units
331
Vacant Units
2.68
Avg Household Size
Occupancy Type
$105,900
Median Home Value
-33% vs state ZIP avg
$620
Median Rent
1969
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What businesses operate in this ZIP?
Census Bureau data shows 75 business establishments in ZIP 42041, employing approximately 1,188 people with a combined annual payroll of $47,737,000.
75
Businesses
1,188
Employees
$47.7M
Annual Payroll
8
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 18 | 24.0% |
| Health care and social assistance | 11 | 14.7% |
| Accommodation and food services | 8 | 10.7% |
| Other services (except public administration) | 8 | 10.7% |
| Manufacturing | 6 | 8.0% |
| Finance and insurance | 6 | 8.0% |
| Professional, scientific, and technical services | 5 | 6.7% |
| Construction | 4 | 5.3% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 42041 vs 38257 →
ZIP 42041 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 42041
Fulton (42041)
4,627 residents
- 38257
South Fulton (38257)
4,397 residents
- 42031
Clinton (42031)
3,418 residents
- 42088
Wingo (42088)
2,656 residents
- 42085 918
Water Valley (42085)
918 residents
What this shows Among its immediate neighbors, ZIP 42041 ranks the most populous - useful context the national average alone can't give.
ZIP 42041 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 38257
South Fulton (38257)
$58,849 median income
- 42085
Water Valley (42085)
$57,679 median income
- 42031
Clinton (42031)
$57,097 median income
- 42088
Wingo (42088)
$52,745 median income
- 42041
Fulton (42041)
$36,045 median income
What this shows By household income, ZIP 42041 ranks #5 of 5 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 42041, both outside KY so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (4,627 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Fulton County
Related Areas
Frequently Asked Questions
What county is ZIP code 42041 in?
ZIP code 42041 (Fulton) is located in Fulton County, Kentucky. Fulton County contains multiple ZIP codes, see the full list at /counties/fulton-ky.
What is the population of ZIP code 42041?
ZIP code 42041 in Fulton, KY has a population of 4,627 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 42041?
The median household income in ZIP 42041 is $36,045, which is 53% below the national average of $76,288.
What is the average home value in ZIP 42041?
The median home value in ZIP 42041 is $105,900, which is 62% below the national average of $278,155.
What is the demographic makeup of ZIP 42041?
The largest racial group in ZIP 42041 is White at 70.1%. Hispanic or Latino residents make up 4.4% of the population.
How many businesses are in ZIP code 42041?
ZIP code 42041 has 75 business establishments employing approximately 1,188 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 42041?
The top industries by establishment count in ZIP 42041 are: Retail trade (18), Health care and social assistance (11), Accommodation and food services (8). There are 8 industry sectors represented in total.
What is the education level in ZIP code 42041?
In ZIP code 42041, 65.6% of residents aged 25+ have a high school diploma or higher, and 16.0% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 42041?
The mean commute time for workers in ZIP code 42041 is 21.3 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 42041?
In ZIP code 42041, approximately 62.6% of occupied housing units are owner-occupied and 37.4% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 42041?
The poverty rate in ZIP code 42041 is 30.4% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 42041's numbers, next.
- See how ZIP 42041 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Fulton, KY ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.