Fulton, KY · standard

ZIP Code 42041

Fulton County, Kentucky - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

4,627
16/sq mi
$36,045
Median income
$105,900
Median home value
16.0%
Bachelor's or higher

The verdict

Fulton pairs one of the lowest household incomes in the country with among the most affordable home values nationally, in a rural, homeowner-dominated area.

4th pct
household income, US ZIPs
12th pct
home value, US ZIPs
16
people per sq mi
63%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 42041 against every reporting US ZIP.

ZIP code 42041 covers 285.6 square miles in Fulton, Fulton County, Kentucky (a standard USPS delivery area), with a modest 4,627 residents on file, a density of 16 people per square mile, in the Chicago time zone.

ZIP 42041 sits on the lower end of the income spectrum: median household income is $36,045 (40% below the Kentucky average), while per-capita income is $20,222. 30.4% of residents live below the poverty line, and the unemployment rate reads 5.6%. The typical home here is valued at $105,900 (33% below the state average); renters pay a median of $620 monthly, and 62.6% of units are owner-occupied.

Educational attainment sits below the national norm: 16.0% of adults hold a bachelor's degree or higher, the median age is 34.8, and the average commute is 21 minutes. Beyond these figures, 4 nearby ZIP codes within about 10 miles are surfaced below, along with 1 more sharing Fulton County, letting you compare 42041 to its immediate surroundings rather than a national baseline alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 42041

Top 5 sectors by establishment count in Fulton, KY

Which industries have the most business establishments in ZIP 42041.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 42041, Fulton, KY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

4,627

Population

285.6

Area (sq mi)

16

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 42041?

34.8

Median Age

47.0%

Male

53.0%

Female

1.3%

Foreign-Born

White 70.1%
African American 19.7%
Asian 0.0%
American Indian or Alaska Native 0.5%
Native Hawaiian or Pacific Islander 0.8%
Two or More Ethnicities 7.2%
Hispanic or Latino 4.4%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$36,045

Median Household Income

-40% vs state

$20,222

Per Capita Income

30.4%

Poverty Rate

5.6%

Unemployment Rate

21.3 min

Mean Commute Time

How ZIP 42041 ranks nationally

Fulton, KY household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$36,045 4th percentile higher than 4% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). This entry sits in this band. $40,000–$60,000: 7,092 US ZIPs (23%). Above this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 65.6%
Bachelor's Degree or Higher 16.0%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

1,958

Total Housing Units

1,627

Occupied Units

331

Vacant Units

2.68

Avg Household Size

Occupancy Type

Owner 62.6%
Renter 37.4%

$105,900

Median Home Value

-33% vs state

$620

Median Rent

1969

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 75 business establishments in ZIP 42041, employing approximately 1,188 people with a combined annual payroll of $47,737,000.

75

Businesses

1,188

Employees

$47.7M

Annual Payroll

8

Industry Sectors

Industry Establishments % of Total
Retail trade 18 24.0%
Health care and social assistance 11 14.7%
Accommodation and food services 8 10.7%
Other services (except public administration) 8 10.7%
Manufacturing 6 8.0%
Finance and insurance 6 8.0%
Professional, scientific, and technical services 5 6.7%
Construction 4 5.3%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 42041 vs 38257 →

ZIP 42041 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 42041 ranks the most populous - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 42041 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 42041 ranks #5 of 5 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
38257 South Fulton, TN 4,397 6.0 mi
42085 Water Valley, KY 918 4.4 mi
42088 Wingo, KY 2,656 8.5 mi
42031 Clinton, KY 3,418 11.6 mi

More ZIP Codes in Fulton County

Frequently Asked Questions

What county is ZIP code 42041 in?
ZIP code 42041 (Fulton) is located in Fulton County, Kentucky. Fulton County contains multiple ZIP codes, see the full list at /counties/fulton-ky.
What is the population of ZIP code 42041?
ZIP code 42041 in Fulton, KY has a population of 4,627 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 42041?
The median household income in ZIP 42041 is $36,045, which is 53% below the national average of $76,288.
What is the average home value in ZIP 42041?
The median home value in ZIP 42041 is $105,900, which is 62% below the national average of $278,155.
What is the demographic makeup of ZIP 42041?
The largest racial group in ZIP 42041 is White at 70.1%. Hispanic or Latino residents make up 4.4% of the population.
How many businesses are in ZIP code 42041?
ZIP code 42041 has 75 business establishments employing approximately 1,188 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 42041?
The top industries by establishment count in ZIP 42041 are: Retail trade (18), Health care and social assistance (11), Accommodation and food services (8). There are 8 industry sectors represented in total.
What is the education level in ZIP code 42041?
In ZIP code 42041, 65.6% of residents aged 25+ have a high school diploma or higher, and 16.0% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 42041?
The mean commute time for workers in ZIP code 42041 is 21.3 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 42041?
In ZIP code 42041, approximately 62.6% of occupied housing units are owner-occupied and 37.4% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 42041?
The poverty rate in ZIP code 42041 is 30.4% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.