Morris Chapel, TN · standard

ZIP Code 38361

Hardin County, Tennessee - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

994
10/sq mi
$60,097
Median income
$162,800
Median home value
23.1%
Bachelor's or higher

The verdict

Morris Chapel pairs a below-median household income with below-median home values, in a rural, homeowner-dominated area.

29th pct
household income, US ZIPs
31th pct
home value, US ZIPs
10
people per sq mi
94%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 38361 against every reporting US ZIP.

ZIP code 38361 is a sparsely populated ZIP (a standard USPS delivery area) in Morris Chapel, Hardin County, Tennessee, home to just 994 residents across 104.6 square miles, a density of 10 people per square mile, in the Chicago time zone.

ZIP 38361 reports a modest median household income of $60,097 (10% below the Tennessee average), while per-capita income is $33,938. The poverty rate stands at 31.8% and the unemployment rate at 0.0%. Median home value sits at $162,800 (34% below the state average), median rent at - a month, and owner-occupancy at 94.1%.

Educational attainment sits below the national norm: 23.1% of adults hold a bachelor's degree or higher, the median age is 65, and the average commute is -. A geography-based comparison follows: 7 ZIP codes within about 10 miles of 38361, plus 6 more within Hardin County, give a clearer read than the national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 38361, Morris Chapel, TN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

994

Population

104.6

Area (sq mi)

10

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 38361?

65.0

Median Age

37.9%

Male

62.1%

Female

0.0%

Foreign-Born

White 92.8%
African American 3.3%
Asian 0.0%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 3.9%
Hispanic or Latino 0.0%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$60,097

Median Household Income

-10% vs state

$33,938

Per Capita Income

31.8%

Poverty Rate

0.0%

Unemployment Rate

How ZIP 38361 ranks nationally

Morris Chapel, TN household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$60,097 29th percentile higher than 29% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 55.9%
Bachelor's Degree or Higher 23.1%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

554

Total Housing Units

442

Occupied Units

112

Vacant Units

2.47

Avg Household Size

Occupancy Type

Owner 94.1%
Renter 5.9%

$162,800

Median Home Value

-34% vs state

1992

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 3 business establishments in ZIP 38361, employing approximately 12 people with a combined annual payroll of $319,000.

3

Businesses

12

Employees

$319K

Annual Payroll

0

Industry Sectors

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 38361 vs 38370 →

ZIP 38361 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 38361 ranks #5 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 38361 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 38361 ranks #2 of 6 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
38370 Saltillo, TN 670 5.1 mi
38327 Crump, TN 477 6.7 mi
38371 Sardis, TN 1,235 7.3 mi
38359 Milledgeville, TN 278 5.2 mi
38310 Adamsville, TN 6,145 7.6 mi
38332 Enville, TN 1,120 10.6 mi
38372 Savannah, TN 17,595 13.0 mi

More ZIP Codes in Hardin County

Frequently Asked Questions

What county is ZIP code 38361 in?
ZIP code 38361 (Morris Chapel) is located in Hardin County, Tennessee. Hardin County contains multiple ZIP codes, see the full list at /counties/hardin-tn.
What is the population of ZIP code 38361?
ZIP code 38361 in Morris Chapel, TN has a population of 994 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 38361?
The median household income in ZIP 38361 is $60,097, which is 21% below the national average of $76,288.
What is the average home value in ZIP 38361?
The median home value in ZIP 38361 is $162,800, which is 41% below the national average of $278,155.
What is the demographic makeup of ZIP 38361?
The largest racial group in ZIP 38361 is White at 92.8%.
How many businesses are in ZIP code 38361?
ZIP code 38361 has 3 business establishments employing approximately 12 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What is the education level in ZIP code 38361?
In ZIP code 38361, 55.9% of residents aged 25+ have a high school diploma or higher, and 23.1% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 38361?
In ZIP code 38361, approximately 94.1% of occupied housing units are owner-occupied and 5.9% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 38361?
The poverty rate in ZIP code 38361 is 31.8% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.