ZIP Code 38361

ZIP code 38361 is classified by USPS as a standard delivery area and covers roughly 104.6 square miles in Morris Chapel, Hardin County, Tennessee. The area is home to 994 residents, producing a population density of 10 people per square mile, and falls within the Chicago time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 38361 against Tennessee and the nation.

On the economic side, the median household income for ZIP 38361 sits at $60,097 (10% below the Tennessee average), while per-capita income is $33,938. The poverty rate stands at 31.8% and the unemployment rate at 0.0%. On housing, the median home value is $162,800 (34% below the state average) with median rent at — per month, and 94.1% of occupied units are owner-occupied, a direct signal of whether 38361 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 23.1% of adults hold a bachelor's degree or higher, the median age is 65, and the average commute is —. We also surface 7 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Hardin County, so you can benchmark 38361 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →