PlainZIP

Savannah, TN · standard

ZIP Code 38372

Hardin County, Tennessee - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

17,595
21/sq mi
$51,053
Median income
$160,600
Median home value
14.4%
Bachelor's or higher

The verdict

Savannah pairs one of the lowest household incomes in the country with below-median home values, in a rural, homeowner-dominated area.

15th pct
household income, US ZIPs
30th pct
home value, US ZIPs
21
people per sq mi
72%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 38372 against every reporting US ZIP.

ZIP code 38372 is a mid-sized community (a standard USPS delivery area) in Savannah, Hardin County, Tennessee, home to 17,595 residents across 822.2 square miles, a density of 21 people per square mile, in the Chicago time zone.

ZIP 38372 reports a modest median household income of $51,053 (23% below the Tennessee average), while per-capita income is $27,769. Local economic indicators show a 23.8% poverty rate alongside 5.6% unemployment. Median home value sits at $160,600 (35% below the state average), median rent at $768 a month, and owner-occupancy at 71.6%.

Formal educational attainment runs low here: just 14.4% of adults hold a bachelor's degree or higher, the median age is 40.7, and the average commute is 23 minutes. We also surface 4 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Hardin County, so you can benchmark 38372 against its immediate geography rather than a national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 38372

Top 5 sectors by establishment count in Savannah, TN

Which industries have the most business establishments in ZIP 38372.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 38372, Savannah, TN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

17,595

Population

822.2

Area (sq mi)

21

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 38372?

40.7

Median Age

47.9%

Male

52.1%

Female

1.0%

Foreign-Born

White 91.7%
African American 3.9%
Asian 0.0%
American Indian or Alaska Native 0.2%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 3.6%
Hispanic or Latino 3.1%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$51,053

Median Household Income

-23% vs state

$27,769

Per Capita Income

23.8%

Poverty Rate

5.6%

Unemployment Rate

23.4 min

Mean Commute Time

How ZIP 38372 ranks nationally

Savannah, TN household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$51,053 15th percentile higher than 15% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). This entry sits in this band. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 59.7%
Bachelor's Degree or Higher 14.4%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

8,716

Total Housing Units

6,919

Occupied Units

1,797

Vacant Units

2.52

Avg Household Size

Occupancy Type

Owner 71.6%
Renter 28.4%

$160,600

Median Home Value

-35% vs state

$768

Median Rent

1982

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+8.9%

YoY Change (2024)

235

HPI Index (2000 = 100)

+135%

Total Change Since 2000

Home values in ZIP 38372 have increased 8.9% over the past year (2024). Since 2000, this ZIP has seen +135% cumulative appreciation.

Year Annual Change HPI Index
2020 +3.5% 152
2021 +9.3% 167
2022 +23.2% 205
2023 +5.3% 216
2024 +8.9% 235

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 399 business establishments in ZIP 38372, employing approximately 6,076 people with a combined annual payroll of $239,551,000.

399

Businesses

6,076

Employees

$239.6M

Annual Payroll

15

Industry Sectors

Industry Establishments % of Total
Retail trade 88 22.1%
Health care and social assistance 57 14.3%
Other services (except public administration) 49 12.3%
Accommodation and food services 45 11.3%
Finance and insurance 28 7.0%
Professional, scientific, and technical services 26 6.5%
Construction 24 6.0%
Manufacturing 19 4.8%
Real estate and rental and leasing 14 3.5%
Wholesale trade 11 2.8%
Information 11 2.8%
Administrative and support and waste management and remediation services 7 1.8%
Transportation and warehousing 6 1.5%
Agriculture, forestry, fishing and hunting 5 1.3%
Arts, entertainment, and recreation 4 1.0%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 38372 vs 38365 →

ZIP 38372 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 38372 ranks the most populous - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 38372 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 38372 ranks #3 of 4 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
38365 Pickwick Dam, TN 16 9.5 mi
38475 Olivehill, TN 635 9.2 mi
38326 Counce, TN 2,560 11.2 mi
38361 Morris Chapel, TN 994 13.0 mi

More ZIP Codes in Hardin County

38326 standard
Counce, TN
Pop: 2,560
38361 standard
Morris Chapel, TN
Pop: 994
38370 standard
Saltillo, TN
Pop: 670
38475 standard
Olivehill, TN
Pop: 635
38327 standard
Crump, TN
Pop: 477
38376 standard
Shiloh, TN
Pop: 233

Related Areas

Hardin County Savannah, TN Tennessee

Frequently Asked Questions

What county is ZIP code 38372 in? ▼
ZIP code 38372 (Savannah) is located in Hardin County, Tennessee. Hardin County contains multiple ZIP codes, see the full list at /counties/hardin-tn.
What is the population of ZIP code 38372? ▼
ZIP code 38372 in Savannah, TN has a population of 17,595 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 38372? ▼
The median household income in ZIP 38372 is $51,053, which is 33% below the national average of $76,288.
What is the average home value in ZIP 38372? ▼
The median home value in ZIP 38372 is $160,600, which is 42% below the national average of $278,155.
What is the demographic makeup of ZIP 38372? ▼
The largest racial group in ZIP 38372 is White at 91.7%. Hispanic or Latino residents make up 3.1% of the population.
How many businesses are in ZIP code 38372? ▼
ZIP code 38372 has 399 business establishments employing approximately 6,076 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 38372? ▼
The top industries by establishment count in ZIP 38372 are: Retail trade (88), Health care and social assistance (57), Other services (except public administration) (49). There are 15 industry sectors represented in total.
How have home values changed in ZIP code 38372? ▼
According to the FHFA House Price Index, home values in ZIP 38372 increased by 8.9% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 135%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 38372? ▼
In ZIP code 38372, 59.7% of residents aged 25+ have a high school diploma or higher, and 14.4% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 38372? ▼
The mean commute time for workers in ZIP code 38372 is 23.4 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 38372? ▼
In ZIP code 38372, approximately 71.6% of occupied housing units are owner-occupied and 28.4% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 38372? ▼
The poverty rate in ZIP code 38372 is 23.8% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.