Savannah, TN · standard
ZIP Code 38372
Hardin County, Tennessee - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 17,595
- 21/sq mi Moderate-density area
- $51,053
- Median income Below-median income area
- $160,600
- Median home value Below-median home value
- 14.4%
- Bachelor's or higher Below-average bachelor's attainment
National ZIP placement
Savannah pairs one of the lowest household incomes in the country with below-median home values, in a rural, homeowner-dominated area.
- 15th pct
- household income, US ZIPs
- 30th pct
- home value, US ZIPs
- 21
- people per sq mi
- 72%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 38372 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 38372 (Savannah, TN) rose +8.9% from 2023 to 2024. The all-transactions index moved from 216.0 in 2023 to 235.3 in 2024 (2000 = 100).
ZIP code 38372 is a mid-sized community (a standard USPS delivery area) in Savannah, Hardin County, Tennessee, home to 17,595 residents across 822.2 square miles, a density of 21 people per square mile, in the Chicago time zone.
ZIP 38372 reports a modest median household income of $51,053 (23% below the average Tennessee ZIP), while per-capita income is $27,769. The poverty rate is 23.8%, so the area-level income figures should not be treated as typical household experience. Home values sit below the statewide ZIP benchmark: the median is $160,600 (35% below the average Tennessee ZIP), and median rent is $768; owner occupancy is 71.6%.
Formal educational attainment runs low here: just 14.4% of adults hold a bachelor's degree or higher, the median age is 40.7, and the average commute is 23 minutes. The page also surfaces 4 ZIP codes within roughly 10 miles and 6 more in Hardin County, so 38372 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 38372
Top 5 sectors by establishment count in Savannah, TN
Which industries have the most business establishments in ZIP 38372.
- Retail trade
Retail trade
88 establishments
- Health care and social assistance
Health care and social assistance
57 establishments
- Other services (except public administration)
Other services (except public administration)
49 establishments
- Accommodation and food services
Accommodation and food services
45 establishments
- Finance and insurance 28
Finance and insurance
28 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 38372, Savannah, TN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
17,595
Population
822.2
Area (sq mi)
21
People / sq mi
Chicago
Time Zone
standard
ZIP Type
Who lives in ZIP 38372?
40.7
Median Age
47.9%
Male
52.1%
Female
1.0%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$51,053
Median Household Income
-23% vs state ZIP avg
$27,769
Per Capita Income
23.8%
Poverty Rate
5.6%
Unemployment Rate
23.4 min
Mean Commute Time
How ZIP 38372 ranks among Tennessee ZIPs
Savannah, TN household income vs. every Tennessee ZIP code
Median household income among 593 reporting Tennessee ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$51,053 25th percentile higher than 25% of 593 Tennessee ZIPs
Each bar is a $20K-wide band; taller bars hold more Tennessee ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
8,716housing units
8,716
Total Housing Units
6,919
Occupied Units
1,797
Vacant Units
2.52
Avg Household Size
Occupancy Type
$160,600
Median Home Value
-35% vs state ZIP avg
$768
Median Rent
1982
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+8.9%
YoY Change (2024)
235
HPI Index (2000 = 100)
+135%
Total Change Since 2000
Home values in ZIP 38372 have increased 8.9% over the past year (2024). Since 2000, this ZIP has seen +135% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +3.5% | 152 |
| 2021 | +9.3% | 167 |
| 2022 | +23.2% | 205 |
| 2023 | +5.3% | 216 |
| 2024 | +8.9% | 235 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 399 business establishments in ZIP 38372, employing approximately 6,076 people with a combined annual payroll of $239,551,000.
399
Businesses
6,076
Employees
$239.6M
Annual Payroll
15
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 88 | 22.1% |
| Health care and social assistance | 57 | 14.3% |
| Other services (except public administration) | 49 | 12.3% |
| Accommodation and food services | 45 | 11.3% |
| Finance and insurance | 28 | 7.0% |
| Professional, scientific, and technical services | 26 | 6.5% |
| Construction | 24 | 6.0% |
| Manufacturing | 19 | 4.8% |
| Real estate and rental and leasing | 14 | 3.5% |
| Wholesale trade | 11 | 2.8% |
| Information | 11 | 2.8% |
| Administrative and support and waste management and remediation services | 7 | 1.8% |
| Transportation and warehousing | 6 | 1.5% |
| Agriculture, forestry, fishing and hunting | 5 | 1.3% |
| Arts, entertainment, and recreation | 4 | 1.0% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 38372 vs 38365 →
ZIP 38372 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 38372
Savannah (38372)
17,595 residents
- 38326 2,560
Counce (38326)
2,560 residents
- 38361 994
Morris Chapel (38361)
994 residents
- 38475 635
Olivehill (38475)
635 residents
- 38365 16
Pickwick Dam (38365)
16 residents
What this shows Among its immediate neighbors, ZIP 38372 ranks the most populous - useful context the national average alone can't give.
ZIP 38372 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 38361
Morris Chapel (38361)
$60,097 median income
- 38475
Olivehill (38475)
$55,795 median income
- 38372
Savannah (38372)
$51,053 median income
- 38326
Counce (38326)
$49,026 median income
What this shows By household income, ZIP 38372 ranks #3 of 4 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 38372, both outside TN so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (17,595 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Hardin County
Related Areas
Frequently Asked Questions
What county is ZIP code 38372 in?
ZIP code 38372 (Savannah) is located in Hardin County, Tennessee. Hardin County contains multiple ZIP codes, see the full list at /counties/hardin-tn.
What is the population of ZIP code 38372?
ZIP code 38372 in Savannah, TN has a population of 17,595 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 38372?
The median household income in ZIP 38372 is $51,053, which is 33% below the national average of $76,288.
What is the average home value in ZIP 38372?
The median home value in ZIP 38372 is $160,600, which is 42% below the national average of $278,155.
What is the demographic makeup of ZIP 38372?
The largest racial group in ZIP 38372 is White at 91.7%. Hispanic or Latino residents make up 3.1% of the population.
How many businesses are in ZIP code 38372?
ZIP code 38372 has 399 business establishments employing approximately 6,076 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 38372?
The top industries by establishment count in ZIP 38372 are: Retail trade (88), Health care and social assistance (57), Other services (except public administration) (49). There are 15 industry sectors represented in total.
How have home values changed in ZIP code 38372?
According to the FHFA House Price Index, home values in ZIP 38372 increased by 8.9% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 135%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 38372?
In ZIP code 38372, 59.7% of residents aged 25+ have a high school diploma or higher, and 14.4% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 38372?
The mean commute time for workers in ZIP code 38372 is 23.4 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 38372?
In ZIP code 38372, approximately 71.6% of occupied housing units are owner-occupied and 28.4% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 38372?
The poverty rate in ZIP code 38372 is 23.8% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 38372's numbers, next.
- See how ZIP 38372 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Savannah, TN ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.