Counce, TN · standard

ZIP Code 38326

Hardin County, Tennessee - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

2,560
19/sq mi Moderate-density area
$49,026
Median income Below-median income area
$191,900
Median home value Near-median home value
19.1%
Bachelor's or higher Near-average bachelor's attainment

National ZIP placement

Counce pairs one of the lowest household incomes in the country with below-median home values, in a rural, homeowner-dominated area.

13th pct
household income, US ZIPs
41st pct
home value, US ZIPs
19
people per sq mi
93%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 38326 against every reporting US ZIP.

FHFA HPI release change

What changed in the latest House Price Index year

2023 -> 2024
  • FHFA House Price Index values in ZIP 38326 (Counce, TN) rose +9.5% from 2023 to 2024. The all-transactions index moved from 256.9 in 2023 to 281.3 in 2024 (2000 = 100).

Arithmetic difference between stored FHFA all-transactions ZIP House Price Index annual values - a developmental index from repeat sales and appraisals, not a transaction median, appraisal opinion, or forecast. Thin markets can move sharply.

National HPI changes Year-pair CSV

ZIP code 38326 covers 137.6 square miles in Counce, Hardin County, Tennessee (a standard USPS delivery area), with a modest 2,560 residents on file, a density of 19 people per square mile, in the Chicago time zone.

ZIP 38326 reports a modest median household income of $49,026 (26% below the average Tennessee ZIP), while per-capita income is $35,334. The poverty rate is 12.2%, with unemployment at 0.5%; those measures add context to the income figure. Home values sit below the statewide ZIP benchmark: the median is $191,900 (22% below the average Tennessee ZIP), and median rent is $855; owner occupancy is 93.0%.

Educational attainment sits below the national norm: 19.1% of adults hold a bachelor's degree or higher, the median age is 62.1, and the average commute is -. The page also surfaces 5 ZIP codes within roughly 10 miles and 6 more in Hardin County, so 38326 can be compared with both its immediate and county-level context.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

View your shortlist → Compare ZIPs →

Top industries in ZIP 38326

Top 5 sectors by establishment count in Counce, TN

Which industries have the most business establishments in ZIP 38326.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 38326, Counce, TN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

2,560

Population

137.6

Area (sq mi)

19

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 38326?

62.1

Median Age

45.9%

Male

54.1%

Female

0.3%

Foreign-Born

White 92.3%
African American 0.0%
Asian 0.0%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 7.7%
Hispanic or Latino 0.8%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$49,026

Median Household Income

-26% vs state ZIP avg

$35,334

Per Capita Income

12.2%

Poverty Rate

0.5%

Unemployment Rate

How ZIP 38326 ranks among Tennessee ZIPs

Counce, TN household income vs. every Tennessee ZIP code

Median household income among 593 reporting Tennessee ZIPs (this ZIP's population is too small for a reliable national-corpus placement)

$49,026 19th percentile higher than 19% of 593 Tennessee ZIPs

This ZIP $0 $200K+ every Tennessee ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more Tennessee ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 55.0%
Bachelor's Degree or Higher 19.1%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

2,759

Total Housing Units

1,243

Occupied Units

1,516

Vacant Units

1.90

Avg Household Size

Occupancy Type

Owner 93.0%
Renter 7.0%

$191,900

Median Home Value

-22% vs state ZIP avg

$855

Median Rent

1993

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+9.5%

YoY Change (2024)

281

HPI Index (2000 = 100)

+181%

Total Change Since 2000

Home values in ZIP 38326 have increased 9.5% over the past year (2024). Since 2000, this ZIP has seen +181% cumulative appreciation.

Year Annual Change HPI Index
2020 -0.2% 166
2021 +11.8% 185
2022 +26.1% 234
2023 +9.9% 257
2024 +9.5% 281

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 78 business establishments in ZIP 38326, employing approximately 1,164 people with a combined annual payroll of $89,027,000.

78

Businesses

1,164

Employees

$89.0M

Annual Payroll

9

Industry Sectors

Industry Establishments % of Total
Accommodation and food services 18 23.1%
Retail trade 17 21.8%
Construction 10 12.8%
Other services (except public administration) 5 6.4%
Manufacturing 4 5.1%
Finance and insurance 4 5.1%
Arts, entertainment, and recreation 4 5.1%
Transportation and warehousing 3 3.9%
Health care and social assistance 3 3.9%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 38326 vs 38365 →

ZIP 38326 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 38326 ranks #3 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 38326 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 38326 ranks #3 of 5 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
38365 Pickwick Dam, TN 16 3.0 mi
38376 Shiloh, TN 233 5.7 mi
38357 Michie, TN 2,757 7.3 mi
38379 Stantonville, TN 1,171 11.0 mi
38372 Savannah, TN 17,595 11.2 mi

Nationwide ZIPs with similar ACS profiles

Two Census-derived peer sets for ZIP 38326, both outside TN so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).

Similar population

Nearest cross-state ZIPs by resident population (2,560 here; floor ≥1,000).

Similar median household income

Nearest cross-state ZIPs by ACS median household income.

More ZIP Codes in Hardin County

Frequently Asked Questions

What county is ZIP code 38326 in?

ZIP code 38326 (Counce) is located in Hardin County, Tennessee. Hardin County contains multiple ZIP codes, see the full list at /counties/hardin-tn.

What is the population of ZIP code 38326?

ZIP code 38326 in Counce, TN has a population of 2,560 according to the Census Bureau ACS 2023 estimates.

What is the median household income in ZIP 38326?

The median household income in ZIP 38326 is $49,026, which is 36% below the national average of $76,288.

What is the average home value in ZIP 38326?

The median home value in ZIP 38326 is $191,900, which is 31% below the national average of $278,155.

What is the demographic makeup of ZIP 38326?

The largest racial group in ZIP 38326 is White at 92.3%. Hispanic or Latino residents make up 0.8% of the population.

How many businesses are in ZIP code 38326?

ZIP code 38326 has 78 business establishments employing approximately 1,164 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.

What are the main industries in ZIP code 38326?

The top industries by establishment count in ZIP 38326 are: Accommodation and food services (18), Retail trade (17), Construction (10). There are 9 industry sectors represented in total.

How have home values changed in ZIP code 38326?

According to the FHFA House Price Index, home values in ZIP 38326 increased by 9.5% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 181%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.

What is the education level in ZIP code 38326?

In ZIP code 38326, 55.0% of residents aged 25+ have a high school diploma or higher, and 19.1% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).

What percentage of residents own vs. rent in ZIP 38326?

In ZIP code 38326, approximately 93.0% of occupied housing units are owner-occupied and 7.0% are renter-occupied, based on Census ACS 2023 data.

What is the poverty rate in ZIP code 38326?

The poverty rate in ZIP code 38326 is 12.2% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP 38326's figures come from ACS 5-Year Estimates, Census ZIP Code Business Patterns, and the FHFA House Price Index. See our methodology for details.

Related

Compare this ZIP with another

Read our methodology : how this data is sourced, computed, and verified.

Take this with you

What to do with ZIP 38326's numbers, next.

ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.