ZIP Code 38326

standard

Source:

Counce · Hardin County · Tennessee

Population
2,560

19/sq mi

Median income
$49,026

▼ 36% vs US

higher than 13% of US ZIPs

Median home value
$191,900

▼ 31% vs US

higher than 41% of US ZIPs

Bachelor's or higher
19.1%

Median age 62.1

Land area
137.6 sq mi

Chicago

ZIP code 38326 in Counce, Tennessee has a population of 2,560. The median household income is $49,026, which is 36% below the national average. Median home value is $191,900, 31% below the US average. 19.1% of residents hold a bachelor's degree or higher.

ZIP code 38326 is classified by USPS as a standard delivery area and covers roughly 137.6 square miles in Counce, Hardin County, Tennessee. The area is home to 2,560 residents, producing a population density of 19 people per square mile, and falls within the Chicago time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 38326 against Tennessee and the nation.

On the economic side, the median household income for ZIP 38326 sits at $49,026 (26% below the Tennessee average), while per-capita income is $35,334. The poverty rate stands at 12.2% and the unemployment rate at 0.5%. On housing, the median home value is $191,900 (22% below the state average) with median rent at $855 per month, and 93.0% of occupied units are owner-occupied, a direct signal of whether 38326 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 19.1% of adults hold a bachelor's degree or higher, the median age is 62.1, and the average commute is . We also surface 5 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Hardin County, so you can benchmark 38326 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 38326

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 38326.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 38326, Counce, TN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

2,560

Population

137.6

Area (sq mi)

19

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 38326?

62.1

Median Age

45.9%

Male

54.1%

Female

0.3%

Foreign-Born

White 92.3%
African American 0.0%
Asian 0.0%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 7.7%
Hispanic or Latino 0.8%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$49,026

Median Household Income

-26% vs state

$35,334

Per Capita Income

12.2%

Poverty Rate

0.5%

Unemployment Rate

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 55.0%
Bachelor's Degree or Higher 19.1%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

2,759

Total Housing Units

1,243

Occupied Units

1,516

Vacant Units

1.90

Avg Household Size

Occupancy Type

Owner 93.0%
Renter 7.0%

$191,900

Median Home Value

-22% vs state

$855

Median Rent

1993

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+9.5%

YoY Change (2024)

281

HPI Index (2000 = 100)

+181%

Total Change Since 2000

Home values in ZIP 38326 have increased 9.5% over the past year (2024). Since 2000, this ZIP has seen +181% cumulative appreciation.

Year Annual Change HPI Index
2020 -0.2% 166
2021 +11.8% 185
2022 +26.1% 234
2023 +9.9% 257
2024 +9.5% 281

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 78 business establishments in ZIP 38326, employing approximately 1,164 people with a combined annual payroll of $89,027,000.

78

Businesses

1,164

Employees

$89.0M

Annual Payroll

9

Industry Sectors

Industry Establishments % of Total
Accommodation and food services 18 23.1%
Retail trade 17 21.8%
Construction 10 12.8%
Other services (except public administration) 5 6.4%
Manufacturing 4 5.1%
Finance and insurance 4 5.1%
Arts, entertainment, and recreation 4 5.1%
Transportation and warehousing 3 3.9%
Health care and social assistance 3 3.9%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 38326 vs 38365 →

ZIP Code City Population Distance
38365 Pickwick Dam, TN 16 3.0 mi
38376 Shiloh, TN 233 5.7 mi
38357 Michie, TN 2,757 7.3 mi
38379 Stantonville, TN 1,171 11.0 mi
38372 Savannah, TN 17,595 11.2 mi

More ZIP Codes in Hardin County

Frequently Asked Questions

What county is ZIP code 38326 in?
ZIP code 38326 (Counce) is located in Hardin County, Tennessee. Hardin County contains multiple ZIP codes, see the full list at /counties/hardin-tn.
What is the population of ZIP code 38326?
ZIP code 38326 in Counce, TN has a population of 2,560 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 38326?
The median household income in ZIP 38326 is $49,026, which is 36% below the national average of $76,288.
What is the average home value in ZIP 38326?
The median home value in ZIP 38326 is $191,900, which is 31% below the national average of $278,155.
What is the demographic makeup of ZIP 38326?
The largest racial group in ZIP 38326 is White at 92.3%. Hispanic or Latino residents make up 0.8% of the population.
How many businesses are in ZIP code 38326?
ZIP code 38326 has 78 business establishments employing approximately 1,164 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 38326?
The top industries by establishment count in ZIP 38326 are: Accommodation and food services (18), Retail trade (17), Construction (10). There are 9 industry sectors represented in total.
How have home values changed in ZIP code 38326?
According to the FHFA House Price Index, home values in ZIP 38326 increased by 9.5% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 181%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 38326?
In ZIP code 38326, 55.0% of residents aged 25+ have a high school diploma or higher, and 19.1% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 38326?
In ZIP code 38326, approximately 93.0% of occupied housing units are owner-occupied and 7.0% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 38326?
The poverty rate in ZIP code 38326 is 12.2% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for Counce, TN

Verify and explore additional data for this area using these official government sources.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023). Business data: Source: Census ZIP Code Business Patterns (ZBP) 2023. Home value trends: Source: FHFA House Price Index (HPI), Five-Digit ZIP Codes.

PlainZIP is not affiliated with the U.S. Census Bureau or any government agency.