PlainZIP

Waterloo, AL · standard

ZIP Code 35677

Lauderdale County, Alabama - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

1,921
7/sq mi
$51,964
Median income
$206,000
Median home value
15.1%
Bachelor's or higher

The verdict

Waterloo pairs one of the lowest household incomes in the country with below-median home values, in a rural, homeowner-dominated area.

17th pct
household income, US ZIPs
45th pct
home value, US ZIPs
7
people per sq mi
95%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 35677 against every reporting US ZIP.

ZIP code 35677 covers 282.5 square miles in Waterloo, Lauderdale County, Alabama (a standard USPS delivery area), with a modest 1,921 residents on file, a density of 7 people per square mile, in the Chicago time zone.

ZIP 35677 reports a modest median household income of $51,964 (15% below the Alabama average), while per-capita income is $45,000. 5.3% of residents live below the poverty line, and the unemployment rate reads 1.0%. Housing costs here run $206,000 for a typical home value (16% above the state average), with rent averaging $673 a month; 95.3% of homes are owner-occupied.

Educational attainment sits below the national norm: 15.1% of adults hold a bachelor's degree or higher, the median age is 43.6, and the average commute is -. We also surface 1 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Lauderdale County, so you can benchmark 35677 against its immediate geography rather than a national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 35677, Waterloo, AL · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

1,921

Population

282.5

Area (sq mi)

7

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 35677?

43.6

Median Age

45.2%

Male

54.8%

Female

0.3%

Foreign-Born

White 99.7%
African American 0.0%
Asian 0.3%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 0.0%
Hispanic or Latino 0.0%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$51,964

Median Household Income

-15% vs state

$45,000

Per Capita Income

5.3%

Poverty Rate

1.0%

Unemployment Rate

How ZIP 35677 ranks nationally

Waterloo, AL household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$51,964 17th percentile higher than 17% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). This entry sits in this band. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 53.3%
Bachelor's Degree or Higher 15.1%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

1,062

Total Housing Units

742

Occupied Units

320

Vacant Units

2.76

Avg Household Size

Occupancy Type

Owner 95.3%
Renter 4.7%

$206,000

Median Home Value

+16% vs state

$673

Median Rent

1987

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 10 business establishments in ZIP 35677, employing approximately 67 people with a combined annual payroll of $3,213,000.

10

Businesses

67

Employees

$3.2M

Annual Payroll

1

Industry Sectors

Industry Establishments % of Total
Agriculture, forestry, fishing and hunting 5 50.0%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 35677 vs 38471 →

ZIP Code City Population Distance
38471 Lutts, TN 530 10.2 mi

More ZIP Codes in Lauderdale County

35630 standard
Florence, AL
Pop: 32,629
35633 standard
Florence, AL
Pop: 20,877
35645 standard
Killen, AL
Pop: 14,060
35634 standard
Florence, AL
Pop: 9,711
35652 standard
Rogersville, AL
Pop: 8,190
35648 standard
Lexington, AL
Pop: 3,635

Related Areas

Lauderdale County Waterloo, AL Alabama

Frequently Asked Questions

What county is ZIP code 35677 in? ▼
ZIP code 35677 (Waterloo) is located in Lauderdale County, Alabama. Lauderdale County contains multiple ZIP codes, see the full list at /counties/lauderdale-al.
What is the population of ZIP code 35677? ▼
ZIP code 35677 in Waterloo, AL has a population of 1,921 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 35677? ▼
The median household income in ZIP 35677 is $51,964, which is 32% below the national average of $76,288.
What is the average home value in ZIP 35677? ▼
The median home value in ZIP 35677 is $206,000, which is 26% below the national average of $278,155.
What is the demographic makeup of ZIP 35677? ▼
The largest racial group in ZIP 35677 is White at 99.7%.
How many businesses are in ZIP code 35677? ▼
ZIP code 35677 has 10 business establishments employing approximately 67 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What is the education level in ZIP code 35677? ▼
In ZIP code 35677, 53.3% of residents aged 25+ have a high school diploma or higher, and 15.1% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 35677? ▼
In ZIP code 35677, approximately 95.3% of occupied housing units are owner-occupied and 4.7% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 35677? ▼
The poverty rate in ZIP code 35677 is 5.3% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.